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2023 Mortgage-Free Wannabes

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  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Dfw38 said:
    Hello can I join please? First year of doing this challenge although we have been overpaying for the past two years. I would like to aim for £8000 which is a stretch but I'm up for it!
    Absolutely, welcome on board! I've given you #25. 
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Definitely want to be part of this again next year! I was #98 but happy to move further up the chain if a number is available. Oof hard to say what next years target should be....Let's go with £7500 
    That's great, thanks for taking part again. I've moved you up to #35. 
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    becksta said:
    #88 here after beating my target this year I would like to take part again in 2023's challenge.  Happy to keep #88 or fill any gaps if it is easier?

    Target will be £3000 in 2023.  Unfortunately I've had to halve it from this year as life has become much more unpredictable due to a recent cancer diagnosis for my partner.

    Best of luck to everyone for a great 2023.
    Sorry to hear about your partner's diagnosis, wishing you both all the best for 2023! I've moved you up to #38.
  • julicorn
    julicorn Posts: 2,585 Forumite
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    Thank you Juliecorn! I'm #37 currently, don't mind getting a new number. Target for 2023 is £4000
    Thanks for taking part again - I've kept you as #37 :)
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi again julicorn 👋🏻 
    When I click on the link to the 2023 spreadsheet in the first post, Google is telling me I need to request access… I’ve not needed this in previous years (and the links to previous year’s spreadsheets in the same post still take me to those spreadsheets fine) - has something changed for next year’s spreadsheet?
    Sorry about that, and thanks for flagging it up! Sounds like Google has ramped up its default security settings a little - I've made a couple of changes now, would you be able to have another look and see if it works for you now? Thanks again!
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn,   Haven't done this for a couple of years, but would like to rejoin please!  Whatever number's next :smile:  My target is £3600 for the year. 

    Many thanks, WP x
    Hi, welcome back! Thanks for joining again :) I've given you #39.
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn,

    Please can you include me again in the challenge for next year. Happy to get a new number if that helps you fill in gaps on your sheet, but also happy to keep my current one.

    Please put me down for target of £16k overpayment in 2023. Thanks v.much!
    That's great, thanks for joining again! I've moved you up a little to #40 :)
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    All updated up to now - if I've only 'liked' your post, that means I've still added your target to the sheet, but you've still got the same number as last year. I thought I'd go with that approach not to post tooooo many comments in a row, haha :)

    Our collective target is at almost £150k already, impressive given that the thread is only a couple of days old! Great stuff everyone, I really look forward to kicking off the 2023 challenge in earnest with you all. <3 
  • Hello all! I think we're ready to join you! Please can we start with £5k as our 2023 target? Thank you :)
  • julicorn said:
    Sorry about that, and thanks for flagging it up! Sounds like Google has ramped up its default security settings a little - I've made a couple of changes now, would you be able to have another look and see if it works for you now? Thanks again!
    I can now access it so think you've fixed the issue!
    Mortgage: £116,060 (Apr 2024)
    Initial MF date: Apr 2048
    Current MF date: Dec 2044

    MFW 2022 #98 £2,2000/£1,800
    MFW 2023 #35 £7,510/£7,500
    MFW 2024 #24 £1,225/£5,000
    MFi3-T6 #41  £21,231/£27,495 (Mortgage Target £110,000)

    Weight Loss Q1 24: 5/12lbs
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