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2023 Mortgage-Free Wannabes

13567…82

Comments

  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Thank you Juliecorn! I'm #37 currently, don't mind getting a new number. Target for 2023 is £4000
  • jackieblack
    jackieblack Posts: 10,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 December 2022 at 1:30PM
    Hi again julicorn 👋🏻 
    When I click on the link to the 2023 spreadsheet in the first post, Google is telling me I need to request access… I’ve not needed this in previous years (and the links to previous year’s spreadsheets in the same post still take me to those spreadsheets fine) - has something changed for next year’s spreadsheet?
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • Shal1160
    Shal1160 Posts: 65 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi Juliecorn
    Looking forward to joining in for 2023, I'm currently #36 but happy to have a different number. My target is £1500 for 2023. Thank you!
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £84,900 (Oct 25)
    MFW 2025 #29
    Just keep swimming
  • anna42hmr
    anna42hmr Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 December 2022 at 3:52PM
    Hi Julicorn, thanks again for running the challenge again, please can I join for the 2023 challenge please, and if possible retain my existing number (105).   Can i put my year target at £2,500 please.  

    Many thanks, and good luck everyone for 2023!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Moneyminded
    Moneyminded Posts: 290 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Hi Julicorn,

    Thanks for rerunning this for next year. I was #15 last year and would like to keep my number if possible. I want my target for 2023 to be £10,000, please. 

    Many thanks Moneyminded
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £2878.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • willowparrett
    willowparrett Posts: 59 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Hi Julicorn,   Haven't done this for a couple of years, but would like to rejoin please!  Whatever number's next :smile:  My target is £3600 for the year. 

    Many thanks, WP x
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


  • eat_that_frog
    eat_that_frog Posts: 268 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Name Dropper
    Hi Julicorn,

    Please can you include me again in the challenge for next year. Happy to get a new number if that helps you fill in gaps on your sheet, but also happy to keep my current one.

    Please put me down for target of £16k overpayment in 2023. Thanks v.much!
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £30k/£10k - goal met!
    Lose 12lbs - 10lbs/12lbs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 213/500 items
  • SandyShores
    SandyShores Posts: 2,006 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi Julicorn, can I join again please?

    My current number is #47 but I'm happy for any number.  Target is an ambitious £13,200 :)

    Sandy
    "Think of many things, do one"
    Mortgage 31Oct'25 est. £207,450 £309,749 2020 (current ends 2038 -aiming for 2031)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • nonny02
    nonny02 Posts: 20 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hi @julicorn, thanks so much for running this again x

    My target for 2023 is £3000. I'm currently #31 and am happy to keep that or have a new number 

    Cheers 
    #31 MFW 2024

    #11 MFiT-T6
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi Julicorn
    I would love to join again please. My number in 2022 was #49, and I would like to keep that no. if possible.
    My target for 2023 is £5,000.
    Thank you!
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
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