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2023 Mortgage-Free Wannabes

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  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Thank you Juliecorn! I'm #37 currently, don't mind getting a new number. Target for 2023 is £4000
  • jackieblack
    jackieblack Posts: 10,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 December 2022 at 2:30PM
    Hi again julicorn 👋🏻 
    When I click on the link to the 2023 spreadsheet in the first post, Google is telling me I need to request access… I’ve not needed this in previous years (and the links to previous year’s spreadsheets in the same post still take me to those spreadsheets fine) - has something changed for next year’s spreadsheet?
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • Shal1160
    Shal1160 Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi Juliecorn
    Looking forward to joining in for 2023, I'm currently #36 but happy to have a different number. My target is £1500 for 2023. Thank you!
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 December 2022 at 4:52PM
    Hi Julicorn, thanks again for running the challenge again, please can I join for the 2023 challenge please, and if possible retain my existing number (105).   Can i put my year target at £2,500 please.  

    Many thanks, and good luck everyone for 2023!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Moneyminded
    Moneyminded Posts: 288 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Hi Julicorn,

    Thanks for rerunning this for next year. I was #15 last year and would like to keep my number if possible. I want my target for 2023 to be £10,000, please. 

    Many thanks Moneyminded
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • willowparrett
    willowparrett Posts: 59 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Hi Julicorn,   Haven't done this for a couple of years, but would like to rejoin please!  Whatever number's next :smile:  My target is £3600 for the year. 

    Many thanks, WP x
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


  • eat_that_frog
    eat_that_frog Posts: 266 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Name Dropper
    Hi Julicorn,

    Please can you include me again in the challenge for next year. Happy to get a new number if that helps you fill in gaps on your sheet, but also happy to keep my current one.

    Please put me down for target of £16k overpayment in 2023. Thanks v.much!
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi Julicorn, can I join again please?

    My current number is #47 but I'm happy for any number.  Target is an ambitious £13,200 :)

    Sandy
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • nonny02
    nonny02 Posts: 20 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hi @julicorn, thanks so much for running this again x

    My target for 2023 is £3000. I'm currently #31 and am happy to keep that or have a new number 

    Cheers 
    #31 MFW 2024

    #11 MFiT-T6
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi Julicorn
    I would love to join again please. My number in 2022 was #49, and I would like to keep that no. if possible.
    My target for 2023 is £5,000.
    Thank you!
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
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