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The 365 Day 1p Challenge 2023

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Comments

  • geordiejon
    geordiejon Posts: 266 Forumite
    Third Anniversary 100 Posts Name Dropper
    #63 extra £13.50 this week.
    making £114.19 for the month and total £825.
  • MikeyPGT
    MikeyPGT Posts: 564 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    #99 checking in - £67 transferred to the Credit Union for July.  Running total £222.
    Debt Free Wannabe by 1 December 2027

    Satisfied customer of Octopus Agile - past savings on average 33% of standard tarrif

    Deep seated hatred of Scottish Power and all who sail in her - would love to see Ofgem grow a pair and actually do something about it.
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am about to pot £15 into my cash pot, and will cross of my list:
    £2.83
    £2.82
    £2.81
    £2.80
    £2.79
    95p
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • enthusiasticsaver
    enthusiasticsaver Posts: 16,228 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks for all the updates.  I normally try and pop a bit extra over nearer the end of the month to my savings pot but I have paid for accommodation this month for a walking break in October and also booked theatre tickets for November.  £53 left in my personal account to last until Tuesday 1 August.  Cancelled my nails appointment and will rearrange for after 1st so I may have some spare to move across next weekend. So still only £65 for July. 

    Spreadsheet updated for all the other savers.  Well done as we move into second half of the year. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

    The 365 Day 1p Challenge 2026 #1 £55/£667.95
    Save £12k in 2026 #1 £1000/£12000
  • Makingabobor2
    Makingabobor2 Posts: 4,543 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Today I crossed off 119, 120, 121 & 348 and sent anther £7.08 to the pot, making total now £149.12. Still a long way to go. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Anna_v
    Anna_v Posts: 34 Forumite
    10 Posts
    Hi enthusiasticsaver,
    Anna_v No54…I have banked £77.90 for September today, total now banked is £485.85. The months completed are Jan, Feb, Mar, April, Sept, Oct, Nov and Dec. 
    Thanks enthusiastic, you are doing a great job keeping the ‘Accounts’.😀
  • #74 adding £61.07 for July 
    My YTD is now £225.78 

    Thanks for the encouraging words after my last post @enthusiasticsaver - I'm going to carry on for now, but if it gets too much then I will stop (or switch up my other savings goals)

    Well done everyone, we're doing really well as a group!
  • jaxsmar
    jaxsmar Posts: 534 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Banked £55.00 this month total £475.00
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23/24/25 completed.
    No.12 52 week envelope challenge 2026
    No.12 1p a day savings challenge 2026.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,228 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Spreadsheet updated.  Well done to all savers. 

    I am finding this to be an incredibly long month.  Is anyone else finding that? Just forked out £9 for a cinema ticket  Sunday so only £44 left in my personal account now although I do have £25 in cash.  Looking forward to the next top up next Tuesday. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

    The 365 Day 1p Challenge 2026 #1 £55/£667.95
    Save £12k in 2026 #1 £1000/£12000
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,228 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    On a different note I have just looked down the spreadsheet and out of the 103 people who signed up for the challenge in January there are 44 who have not posted any updates.  Of course no one is compelled to do so and they may still be saving and not updating but having never run a challenge like this before it would be interesting to know if people just forget to update or start off saving with good intentions but for one reason or another cannot keep it up. 




    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

    The 365 Day 1p Challenge 2026 #1 £55/£667.95
    Save £12k in 2026 #1 £1000/£12000
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