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The 365 Day 1p Challenge 2023
Comments
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enthusiasticsaver, No 54 I have banked £108.50 for December.
That leaves £15.87 in my pot towards either April or November depending on how it goes.😀
I think I have now completed Jan, Feb, March and December.
Thank you.3 -
MsMoon #61 - amount in the pot ths week: £7.42.
2 -
Updates done.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80002 -
Ok, so as we’ve just been paid we are taking care of the payment for March.
As we don’t have a council tax bill again in March we are going to pay November’s and February’s monthly figures to help us get a little ahead of the game!
Therefore, for the March payment could you show us as having paid…
Topscooby #86 (February + November payment x2) = £217.18
Many thanks @enthusiasticsaver (especially if you can decipher my explanation lol )
See you all next payday then 💰
Cheers,
Andy 👌
£12k in 2025 #27 ( £7,000 / £12000 ) 🤞
£12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )4 -
#43 checking in with February's total of £26.94
£2 Saving Club 2024 #3 £12.003 -
enthusiasticsaver said:Queen_of_the_Hive said:Hi @enthusiasticsaver is it possible to join the challenge? Myself and my partner have already started as we are saving for flights to visit family in Aus. We are trying a slightly different method. Going to aim for £10 Jan (saved), £20 Feb and so on..
What is your target?
An Australia trip sounds very exciting but expensive.Thanks for the add. Target is £780 which I think will be tricky! Thanks for the rules, i've been doing this for a few years without reporting but its time to officially join in.Will be reporting monthly in line with payday2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £106,630.42 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%
2). #7 Save 1p a day challenge 2025 £280/£780
3). £2179.85/£3000 in Investment ISA (34/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump3 -
Topscooby said:Ok, so as we’ve just been paid we are taking care of the payment for March.
As we don’t have a council tax bill again in March we are going to pay November’s and February’s monthly figures to help us get a little ahead of the game!
Therefore, for the March payment could you show us as having paid…
Topscooby #86 (February + November payment x2) = £217.18
Many thanks @enthusiasticsaver (especially if you can decipher my explanation lol )
See you all next payday then 💰
Cheers,
Andy 👌
Incidentally I am not keeping track of which months people are paying. Just the amount you actually save in whichever month we are in. So for March for you it is just £217.18 With people doing the challenge backwards or random months or even days it would be too tricky but you are welcome to post the months you are covering here anyway to help you keep on track.
You are at over £440 alreadyI’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
enthusiasticsaver said:Topscooby said:Ok, so as we’ve just been paid we are taking care of the payment for March.
As we don’t have a council tax bill again in March we are going to pay November’s and February’s monthly figures to help us get a little ahead of the game!
Therefore, for the March payment could you show us as having paid…
Topscooby #86 (February + November payment x2) = £217.18
Many thanks @enthusiasticsaver (especially if you can decipher my explanation lol )
See you all next payday then 💰
Cheers,
Andy 👌
You are at over £440 already£12k in 2025 #27 ( £7,000 / £12000 ) 🤞
£12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )1 -
£55.00 added #no.26
for the month grand total £198.00 (I had some money left over from lasts year's challenge)
Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
No.13 1p a day challenge 2024
No. 24 52 week savings challenge completed August 24
No.16 1p a day savings challenge.1 -
#12 checking in with another £5 added, bringing me up to £25.92. I've today crossed off days 47,48,49 & £3.46Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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