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Everything's An Opportunity
Comments
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Online dating is very weird. I did meet my wife through it so it can work.
Well done on the debt payments and I completely understand about a checkpoint goal of 5k. It will feel like a massive win.My Debt free diary
https://forums.moneysavingexpert.com/discussion/6492297/10-000-steps-1-step-at-a-time1 -
Not sure how I would fair on the dating, been with DH, I say DH but sometimes he's not dear, been together Dec 86, married June 88 so 36 years, really don't envy you and cancelling was a good idea, am sure the veg Isle would be better lolDebt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot1
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Thank you everyone for confirming I am not the crazy one
I'd help anyone in dire need but I would never, ever, ever ask to borrow money from someone I don't know in that way?!
I'm sure people have worse stories... but hey ho. If you see a smiley man trying too hard with his outfit standing by the tomatoes in Sainsburys, say hello!
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🤣🤣 bless you, am sure there is quite the flirting going on over the BrusselsLookingForPeace said:Thank you everyone for confirming I am not the crazy one I'd help anyone in dire need but I would never, ever, ever ask to borrow money from someone I don't know in that way?!
I'm sure people have worse stories... but hey ho. If you see a smiley man trying too hard with his outfit standing by the tomatoes in Sainsburys, say hello!Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot1 -
All caught up! Well done on the argos card. Are you going to close it to stop temptation?
I love ynab but with the exchange rate just can't justify it. So now I have a spreadsheet i use and some feeder bank accounts.
Online dating is awful. I last about 2 days before I get fed up and delete the apps. I have a few friends who have success stories but you really do have to be patient and willing to find a diamond in the rough. I don't have the patience for it.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £780
*Total debt - £7780/£11641.17*
Savings
*Savings Buffer - £350/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
Best of luck with the dating. Sounds like you had a near miss there...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hey Matt, how's it all going?Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
January 2023 £347.16/ £250 ♥
Feb 2023 £423.01 /£420 💚
March £351.84 /£400 💚
April £320.23 /£400 💚
May £142.90 /£380 (plus £80 roll over from April = £460)
Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁0 -
@Gettingmyshiztogether All good - thanks for checking in and prompting me to post
It's been pretty standard this past week or so - keeping to budget and waiting for the new month to make new repayments
I've found out that not all people on Bumble are... different And have a date set for Saturday! I've budgeted extra for that and am looking forward to it
If my maths is right, I could potentially get the Paypal Credit balance down to £100 in February.. and if I can somehow find that extra £100.. it'll be the second debt gone! I'm not sure if it's completely possible yet, with potential second dates (
presumptuous I know!) and Mum's birthday, but I will if I can!
My thinking is the more I can strike while the iron is hot, and pay more than the £600 a month assigned for repayments, the more chance I have of getting debt-free this year and sorting this once and for all 3 -
Ooo good luck on your date! And that it’ll lead to the potential second date 😅 good to know they’re not all crazy money grabbers 😆
that would be amazing to become debt free this year!March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20231 -
Ooh exciting news about the date! Fingers crossed its fab!
And very exciting news to thr paypal, cheering you on. Maybe brain storm ways you could find that extra £100 to get rid of your paypal, once and for all! My goal is to get rid of my paypal this month too!Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
January 2023 £347.16/ £250 ♥
Feb 2023 £423.01 /£420 💚
March £351.84 /£400 💚
April £320.23 /£400 💚
May £142.90 /£380 (plus £80 roll over from April = £460)
Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁0
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