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Everything's An Opportunity

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  • Online dating is very weird. I did meet my wife through it so it can work.

    Well done on the debt payments and I completely understand about a checkpoint goal of 5k. It will feel like a massive win.
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Not sure how I would fair on the dating, been with DH, I say DH but sometimes he's not dear, been together Dec 86, married June 88 so 36 years, really don't envy you and cancelling was a good idea, am sure the veg Isle would be better lol
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • Thank you everyone for confirming I am not the crazy one  :D I'd help anyone in dire need but I would never, ever, ever ask to borrow money from someone I don't know in that way?! 

    I'm sure people have worse stories... but hey ho. If you see a smiley man trying too hard with his outfit standing by the tomatoes in Sainsburys, say hello!  :D

  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thank you everyone for confirming I am not the crazy one  :D I'd help anyone in dire need but I would never, ever, ever ask to borrow money from someone I don't know in that way?! 

    I'm sure people have worse stories... but hey ho. If you see a smiley man trying too hard with his outfit standing by the tomatoes in Sainsburys, say hello!  :D

    🤣🤣 bless you, am sure there is quite the flirting going on over the Brussels 
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • All caught up! Well done on the argos card. Are you going to close it to stop temptation? 

    I love ynab but with the exchange rate just can't justify it. So now I have a spreadsheet i use and some feeder bank accounts. 

    Online dating is awful. I last about 2 days before I get fed up and delete the apps. I have a few friends who have success stories but you really do have to be patient and willing to find a diamond in the rough. I don't have the patience for it. 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Best of luck with the dating. Sounds like you had a near miss there... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Hey Matt, how's it all going? 
    Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
    January 2023 £347.16/ £250 ♥
    Feb 2023 £423.01 /£420 💚
    March £351.84 /£400 💚
    April £320.23 /£400 💚
    May £142.90 /£380 (plus £80 roll over from April = £460) 

    Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁

  • @Gettingmyshiztogether All good - thanks for checking in and prompting me to post  :D

    It's been pretty standard this past week or so - keeping to budget and waiting for the new month to make new repayments  :)

    I've found out that not all people on Bumble are... different  :D And have a date set for Saturday! I've budgeted extra for that and am looking forward to it  :)

    If my maths is right, I could potentially get the Paypal Credit balance down to £100 in February.. and if I can somehow find that extra £100.. it'll be the second debt gone! I'm not sure if it's completely possible yet, with potential second dates ( :o presumptuous I know!) and Mum's birthday, but I will if I can!

    My thinking is the more I can strike while the iron is hot, and pay more than the £600 a month assigned for repayments, the more chance I have of getting debt-free this year and sorting this once and for all :)
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Ooo good luck on your date! And that it’ll lead to the potential second date 😅 good to know they’re not all crazy money grabbers 😆 

    that would be amazing to become debt free this year!  
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • Ooh exciting news about the date! Fingers crossed its fab!

    And very exciting news to thr paypal, cheering you on. Maybe brain storm ways you could find that extra £100 to get rid of your paypal, once and for all! My goal is to get rid of my paypal this month too! 
    Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
    January 2023 £347.16/ £250 ♥
    Feb 2023 £423.01 /£420 💚
    March £351.84 /£400 💚
    April £320.23 /£400 💚
    May £142.90 /£380 (plus £80 roll over from April = £460) 

    Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁

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