Barclaycard statement-are they issued on the same day as initial statement (or the next working day)

Nebulous2

OceanSound said:

Nebulous2 said:

OceanSound said:

Nebulous2 said:

OceanSound said:

Vortigern said:

IIRC Barclaycard statements are always issued on the same working day each month.

So if your last statement was on the 5th working day of the month, all your statements will be on the 5th working day of the month.

Bank holidays, and weekends are not working days for the banks.

Wouldn't it make sense for Barclaycard to let customers aware of this? I can't see it being a trade secret!

Nebulous2 said:

Deleted_User said:

I get an email on one day saying statement is available but it's not in the app until the next day, mine always vary too

24th Nov, 26th Oct, 27th Sept, 24th Aug, 26th July, 28th June, 26th May, 28th April, 24th Feb, 27th Jan

Beyond it being the Tue or Thur in the last full week of the month, there doesn't seem to be any logic to it other than probably being a fixed number of days since the last one

I don't use the app, getting mine through the website. The statement has always been there if I've checked after receiving the email notification. 

I've logged in to the Barclaycard website before, but lately been using the App. Just tried logging in to the website on my laptop. This error message comes up:

Sorry, there's been a problem with our system.

We're currently unable to log you in.

Please try again later.

I've been trying for the past hour or so. Can you login to website btw?

jimmo said:

I don't use the app but in the opening page online I can scroll down below Recent Transactions to Activity Summary where it shows the date my next payment is due and the date of my next statement. 

Can't seem to access the website now. Even if I could, would that info tell me that last month's statement period has definitely been closed? So, if I make a large purchase today, would that purchase be included in my December statement or January statement? I need to work out that the current statement period has closed. i.e. statement for December produced before making the purchase. That way I utilise the maximum 56 days interest-free period.

edit: essentially, what I'm asking is, if you login to the website before you receive the email or before December's statement is accessible, would the website tell you the date of your next statement? i.e an exact date in January or if the December statement has not yet been produced tell you the exact date in December?

Logged into the website without problems. 

At the bottom activity summary, as Jimmo said, it tells me that my next statement is due on the 3rd of January, and my last statement was 1st of December. So it appears to work for me.  

I attempted just now. Still same error. 

Tried on my mobile (using browser - not app). Same error. Tried private browsing mode. Same result.

Seems your December statement has been produced and you can access it. I imagine mine will say next statement due on  07 December. I'll have to stick to the imagination as I cannot seem to access the info by logging into website.

If the information provided about it being the same working day of the month each week is correct, and it holds up so far, then the 4th of November was the fourth working day of the month, and the 6th of December would also be the fourth working day of the month. 

If that works for you, your statement will be dated today, and available to you on Thursday. 

So, even though my initial statement date was 4th (which is more towards the start of the month than say 20th) the next month it's ended up with a three day variability. There hasn't been any bank holidays either.

Also, statement is dated one day then made available the next. Honestly, is someone writing my statement on parchment paper with a quill pen?

Btw, someone said earlier bank holidays and weekends are not working days for banks. Good heavens, statements are churned out by a computer. I don't believe the computer would care if it's a working day, weekend or bank holiday tbh. 

when I login to app I can see some info saying: 

Last statement: £ 2054.77

04/11/2022

The date there is an indication that December's statement hasn't been issued yet. The only difference is that with the web you seem to see both the last statement and the next statement date.

edit: 

If that works for you, your statement will be dated today, and available to you on Thursday. 

Thursday is 8 December. btw, when you say 'today', do you mean Tuesday 6 December? it's just that in the part of the world I am now you posted the comment at 2:57am on Wednesday 7 December - It would've still been Tuesday 6 December in UK.

If statement date is 6 December, that would make it the 4th working day, but how come 2 working days between the statement date and the 'available to me' date?

I didn't know you weren't in the UK, so yes I meant the 6th. 

I addressed that in my first post in this thread. Statements are finalised with all the transactions up to and including the date on them. They are then made available to you two days later. My statement was dated 1/12/22 and I received an email very early in the morning on 3/12/22 saying it was now available. 

OceanSound

Nebulous2 said:

OceanSound said:

Nebulous2 said:

OceanSound said:

Nebulous2 said:

OceanSound said:

Vortigern said:

IIRC Barclaycard statements are always issued on the same working day each month.

So if your last statement was on the 5th working day of the month, all your statements will be on the 5th working day of the month.

Bank holidays, and weekends are not working days for the banks.

Wouldn't it make sense for Barclaycard to let customers aware of this? I can't see it being a trade secret!

Nebulous2 said:

Deleted_User said:

I get an email on one day saying statement is available but it's not in the app until the next day, mine always vary too

24th Nov, 26th Oct, 27th Sept, 24th Aug, 26th July, 28th June, 26th May, 28th April, 24th Feb, 27th Jan

Beyond it being the Tue or Thur in the last full week of the month, there doesn't seem to be any logic to it other than probably being a fixed number of days since the last one

I don't use the app, getting mine through the website. The statement has always been there if I've checked after receiving the email notification. 

I've logged in to the Barclaycard website before, but lately been using the App. Just tried logging in to the website on my laptop. This error message comes up:

Sorry, there's been a problem with our system.

We're currently unable to log you in.

Please try again later.

I've been trying for the past hour or so. Can you login to website btw?

jimmo said:

I don't use the app but in the opening page online I can scroll down below Recent Transactions to Activity Summary where it shows the date my next payment is due and the date of my next statement. 

Can't seem to access the website now. Even if I could, would that info tell me that last month's statement period has definitely been closed? So, if I make a large purchase today, would that purchase be included in my December statement or January statement? I need to work out that the current statement period has closed. i.e. statement for December produced before making the purchase. That way I utilise the maximum 56 days interest-free period.

edit: essentially, what I'm asking is, if you login to the website before you receive the email or before December's statement is accessible, would the website tell you the date of your next statement? i.e an exact date in January or if the December statement has not yet been produced tell you the exact date in December?

Logged into the website without problems. 

At the bottom activity summary, as Jimmo said, it tells me that my next statement is due on the 3rd of January, and my last statement was 1st of December. So it appears to work for me.  

I attempted just now. Still same error. 

Tried on my mobile (using browser - not app). Same error. Tried private browsing mode. Same result.

Seems your December statement has been produced and you can access it. I imagine mine will say next statement due on  07 December. I'll have to stick to the imagination as I cannot seem to access the info by logging into website.

If the information provided about it being the same working day of the month each week is correct, and it holds up so far, then the 4th of November was the fourth working day of the month, and the 6th of December would also be the fourth working day of the month. 

If that works for you, your statement will be dated today, and available to you on Thursday. 

So, even though my initial statement date was 4th (which is more towards the start of the month than say 20th) the next month it's ended up with a three day variability. There hasn't been any bank holidays either.

Also, statement is dated one day then made available the next. Honestly, is someone writing my statement on parchment paper with a quill pen?

Btw, someone said earlier bank holidays and weekends are not working days for banks. Good heavens, statements are churned out by a computer. I don't believe the computer would care if it's a working day, weekend or bank holiday tbh. 

when I login to app I can see some info saying: 

Last statement: £ 2054.77

04/11/2022

The date there is an indication that December's statement hasn't been issued yet. The only difference is that with the web you seem to see both the last statement and the next statement date.

edit: 

If that works for you, your statement will be dated today, and available to you on Thursday. 

Thursday is 8 December. btw, when you say 'today', do you mean Tuesday 6 December? it's just that in the part of the world I am now you posted the comment at 2:57am on Wednesday 7 December - It would've still been Tuesday 6 December in UK.

If statement date is 6 December, that would make it the 4th working day, but how come 2 working days between the statement date and the 'available to me' date?

I didn't know you weren't in the UK, so yes I meant the 6th. 

I addressed that in my first post in this thread. Statements are finalised with all the transactions up to and including the date on them. They are then made available to you two days later. My statement was dated 1/12/22 and I received an email very early in the morning on 3/12/22 saying it was now available. 

I re-edited my previous post (with 'edit2'). You must have been writing this post as I was editing my previous post!.

Anyway, I will login to Barclaycard website later tonight and check if statement becomes available - just out of curiosity. At least I know now the statement period has closed. 

Then, tomorrow I should receive the email notification. Unless, there's some issue with that. Hopefully it's not an issue and the November statement alert email not being received was just a glitch!

edit: When you say you addressed that in the first post, you mean the quote below, correct?:

I get mine online. Barclaycard statements aren't available on the date on them, as they finalise all expenditure, up to and including that date before they produce it. 

My question is how come two working days to 'make it available' to customer. Finalise expenditure up to 6th December in my case, then two days (working days I presume?) to make it available. Do other companies do this also? or is it something unique to Barclaycard. 

Presuming it's two working days, picture this scenario. Statement produced day is a Thursday. 2nd working day (Monday) is a bank holiday. Then there is a gap of 5 days between statement produced and 'made available to customer. Seems the system is good for the ice age not the 21st century!

Nebulous2

OceanSound said:

Nebulous2 said:

OceanSound said:

Nebulous2 said:

OceanSound said:

Nebulous2 said:

OceanSound said:

Vortigern said:

IIRC Barclaycard statements are always issued on the same working day each month.

So if your last statement was on the 5th working day of the month, all your statements will be on the 5th working day of the month.

Bank holidays, and weekends are not working days for the banks.

Wouldn't it make sense for Barclaycard to let customers aware of this? I can't see it being a trade secret!

Nebulous2 said:

Deleted_User said:

I get an email on one day saying statement is available but it's not in the app until the next day, mine always vary too

24th Nov, 26th Oct, 27th Sept, 24th Aug, 26th July, 28th June, 26th May, 28th April, 24th Feb, 27th Jan

Beyond it being the Tue or Thur in the last full week of the month, there doesn't seem to be any logic to it other than probably being a fixed number of days since the last one

I don't use the app, getting mine through the website. The statement has always been there if I've checked after receiving the email notification. 

I've logged in to the Barclaycard website before, but lately been using the App. Just tried logging in to the website on my laptop. This error message comes up:

Sorry, there's been a problem with our system.

We're currently unable to log you in.

Please try again later.

I've been trying for the past hour or so. Can you login to website btw?

jimmo said:

I don't use the app but in the opening page online I can scroll down below Recent Transactions to Activity Summary where it shows the date my next payment is due and the date of my next statement. 

Can't seem to access the website now. Even if I could, would that info tell me that last month's statement period has definitely been closed? So, if I make a large purchase today, would that purchase be included in my December statement or January statement? I need to work out that the current statement period has closed. i.e. statement for December produced before making the purchase. That way I utilise the maximum 56 days interest-free period.

edit: essentially, what I'm asking is, if you login to the website before you receive the email or before December's statement is accessible, would the website tell you the date of your next statement? i.e an exact date in January or if the December statement has not yet been produced tell you the exact date in December?

Logged into the website without problems. 

At the bottom activity summary, as Jimmo said, it tells me that my next statement is due on the 3rd of January, and my last statement was 1st of December. So it appears to work for me.  

I attempted just now. Still same error. 

Tried on my mobile (using browser - not app). Same error. Tried private browsing mode. Same result.

Seems your December statement has been produced and you can access it. I imagine mine will say next statement due on  07 December. I'll have to stick to the imagination as I cannot seem to access the info by logging into website.

If the information provided about it being the same working day of the month each week is correct, and it holds up so far, then the 4th of November was the fourth working day of the month, and the 6th of December would also be the fourth working day of the month. 

If that works for you, your statement will be dated today, and available to you on Thursday. 

So, even though my initial statement date was 4th (which is more towards the start of the month than say 20th) the next month it's ended up with a three day variability. There hasn't been any bank holidays either.

Also, statement is dated one day then made available the next. Honestly, is someone writing my statement on parchment paper with a quill pen?

Btw, someone said earlier bank holidays and weekends are not working days for banks. Good heavens, statements are churned out by a computer. I don't believe the computer would care if it's a working day, weekend or bank holiday tbh. 

when I login to app I can see some info saying: 

Last statement: £ 2054.77

04/11/2022

The date there is an indication that December's statement hasn't been issued yet. The only difference is that with the web you seem to see both the last statement and the next statement date.

edit: 

If that works for you, your statement will be dated today, and available to you on Thursday. 

Thursday is 8 December. btw, when you say 'today', do you mean Tuesday 6 December? it's just that in the part of the world I am now you posted the comment at 2:57am on Wednesday 7 December - It would've still been Tuesday 6 December in UK.

If statement date is 6 December, that would make it the 4th working day, but how come 2 working days between the statement date and the 'available to me' date?

I didn't know you weren't in the UK, so yes I meant the 6th. 

I addressed that in my first post in this thread. Statements are finalised with all the transactions up to and including the date on them. They are then made available to you two days later. My statement was dated 1/12/22 and I received an email very early in the morning on 3/12/22 saying it was now available. 

I re-edited my previous post (with 'edit2'). You must have been writing this post as I was editing my previous post!.

Anyway, I will login to Barclaycard website later tonight and check if statement becomes available - just out of curiosity. At least I know now the statement period has closed. 

Then, tomorrow I should receive the email notification. Unless, there's some issue with that. Hopefully it's not an issue and the November statement alert email not being received was just a glitch!

edit: When you say you addressed that in the first post, you mean the quote below, correct?:

I get mine online. Barclaycard statements aren't available on the date on them, as they finalise all expenditure, up to and including that date before they produce it. 

My question is how come two working days to 'make it available' to customer. Finalise expenditure up to 6th December in my case, then two days (working days I presume?) to make it available. Do other companies do this also? or is it something unique to Barclaycard. 

Presuming it's two working days, picture this scenario. Statement produced day is a Thursday. 2nd working day (Monday) is a bank holiday. Then there is a gap of 5 days between statement produced and 'made available to customer. Seems the system is good for the ice age not the 21st century!

That - and the next bit, which said:- 

"Mine are almost always on the 1st of the month. The December one is dated the 1st, Thursday, but I got an email very early on the 3rd, Saturday morning, to say my statement was now available to view."

Doesn't seem to be two working days, simply two days. The 1st of December was a Thursday, but the 3rd, when I received the email was a Saturday. 

To summarise what we've deduced so far: 

Your statement will be dated on the fourth working day of the month. It will be available to you two calendar days later. 

Did the activity summary give you a date for January's statement? 

OceanSound

Nebulous2 said:

OceanSound said:

Nebulous2 said:

OceanSound said:

Nebulous2 said:

OceanSound said:

Nebulous2 said:

OceanSound said:

Vortigern said:

IIRC Barclaycard statements are always issued on the same working day each month.

So if your last statement was on the 5th working day of the month, all your statements will be on the 5th working day of the month.

Bank holidays, and weekends are not working days for the banks.

Wouldn't it make sense for Barclaycard to let customers aware of this? I can't see it being a trade secret!

Nebulous2 said:

Deleted_User said:

I get an email on one day saying statement is available but it's not in the app until the next day, mine always vary too

24th Nov, 26th Oct, 27th Sept, 24th Aug, 26th July, 28th June, 26th May, 28th April, 24th Feb, 27th Jan

Beyond it being the Tue or Thur in the last full week of the month, there doesn't seem to be any logic to it other than probably being a fixed number of days since the last one

I don't use the app, getting mine through the website. The statement has always been there if I've checked after receiving the email notification. 

I've logged in to the Barclaycard website before, but lately been using the App. Just tried logging in to the website on my laptop. This error message comes up:

Sorry, there's been a problem with our system.

We're currently unable to log you in.

Please try again later.

I've been trying for the past hour or so. Can you login to website btw?

jimmo said:

I don't use the app but in the opening page online I can scroll down below Recent Transactions to Activity Summary where it shows the date my next payment is due and the date of my next statement. 

Can't seem to access the website now. Even if I could, would that info tell me that last month's statement period has definitely been closed? So, if I make a large purchase today, would that purchase be included in my December statement or January statement? I need to work out that the current statement period has closed. i.e. statement for December produced before making the purchase. That way I utilise the maximum 56 days interest-free period.

edit: essentially, what I'm asking is, if you login to the website before you receive the email or before December's statement is accessible, would the website tell you the date of your next statement? i.e an exact date in January or if the December statement has not yet been produced tell you the exact date in December?

Logged into the website without problems. 

At the bottom activity summary, as Jimmo said, it tells me that my next statement is due on the 3rd of January, and my last statement was 1st of December. So it appears to work for me.  

I attempted just now. Still same error. 

Tried on my mobile (using browser - not app). Same error. Tried private browsing mode. Same result.

Seems your December statement has been produced and you can access it. I imagine mine will say next statement due on  07 December. I'll have to stick to the imagination as I cannot seem to access the info by logging into website.

If the information provided about it being the same working day of the month each week is correct, and it holds up so far, then the 4th of November was the fourth working day of the month, and the 6th of December would also be the fourth working day of the month. 

If that works for you, your statement will be dated today, and available to you on Thursday. 

So, even though my initial statement date was 4th (which is more towards the start of the month than say 20th) the next month it's ended up with a three day variability. There hasn't been any bank holidays either.

Also, statement is dated one day then made available the next. Honestly, is someone writing my statement on parchment paper with a quill pen?

Btw, someone said earlier bank holidays and weekends are not working days for banks. Good heavens, statements are churned out by a computer. I don't believe the computer would care if it's a working day, weekend or bank holiday tbh. 

when I login to app I can see some info saying: 

Last statement: £ 2054.77

04/11/2022

The date there is an indication that December's statement hasn't been issued yet. The only difference is that with the web you seem to see both the last statement and the next statement date.

edit: 

If that works for you, your statement will be dated today, and available to you on Thursday. 

Thursday is 8 December. btw, when you say 'today', do you mean Tuesday 6 December? it's just that in the part of the world I am now you posted the comment at 2:57am on Wednesday 7 December - It would've still been Tuesday 6 December in UK.

If statement date is 6 December, that would make it the 4th working day, but how come 2 working days between the statement date and the 'available to me' date?

I didn't know you weren't in the UK, so yes I meant the 6th. 

I addressed that in my first post in this thread. Statements are finalised with all the transactions up to and including the date on them. They are then made available to you two days later. My statement was dated 1/12/22 and I received an email very early in the morning on 3/12/22 saying it was now available. 

I re-edited my previous post (with 'edit2'). You must have been writing this post as I was editing my previous post!.

Anyway, I will login to Barclaycard website later tonight and check if statement becomes available - just out of curiosity. At least I know now the statement period has closed. 

Then, tomorrow I should receive the email notification. Unless, there's some issue with that. Hopefully it's not an issue and the November statement alert email not being received was just a glitch!

edit: When you say you addressed that in the first post, you mean the quote below, correct?:

I get mine online. Barclaycard statements aren't available on the date on them, as they finalise all expenditure, up to and including that date before they produce it. 

My question is how come two working days to 'make it available' to customer. Finalise expenditure up to 6th December in my case, then two days (working days I presume?) to make it available. Do other companies do this also? or is it something unique to Barclaycard. 

Presuming it's two working days, picture this scenario. Statement produced day is a Thursday. 2nd working day (Monday) is a bank holiday. Then there is a gap of 5 days between statement produced and 'made available to customer. Seems the system is good for the ice age not the 21st century!

That - and the next bit, which said:- 

"Mine are almost always on the 1st of the month. The December one is dated the 1st, Thursday, but I got an email very early on the 3rd, Saturday morning, to say my statement was now available to view."

Doesn't seem to be two working days, simply two days. The 1st of December was a Thursday, but the 3rd, when I received the email was a Saturday. 

To summarise what we've deduced so far: 

Your statement will be dated on the fourth working day of the month. It will be available to you two calendar days later. 

Did the activity summary give you a date for January's statement? 

activity summary doesn't mention anything about a January statement or mention any date for it:

When I expand by clicking on the down arrow: 

Could that mean if I do a large purchase today, that purchase can still somehow work itself into the 06 December statement?

I may just do a small purchase now, just to test this. If that small purchase appears in the statement made available tomorrow. i.e.  6 December statement, then it means transactions right up to the point where the statement is produced can find its way to the statement. It's unlikely though. For example, what date would that small purchase have?. It cannot be 7 December- because the statement has a date of 6 December. 

ANyway, how come you ask if I can see a date for January's statement in the Activity Summary?

Edit: While browsing the site, saw that there's a tab called 'manage my account'. I clicked on it, and it bought up the 'alerts and reminders'. I already have the 'statement ready' alert set to 'email'. So, odd that I didn't receive an email in November. 

Ebe_Scrooge

OceanSound said:

Could that mean if I do a large purchase today, that purchase can still somehow work itself into the 06 December statement?

I may just do a small purchase now, just to test this. If that small purchase appears in the statement made available tomorrow. i.e.  6 December statement, then it means transactions right up to the point where the statement is produced can find its way to the statement. It's unlikely though. For example, what date would that small purchase have?. It cannot be 7 December- because the statement has a date of 6 December.

I'm confused!  If you make a purchase today (7th December in the UK), it cannot possibly appear on a statement produced on 6th December.  Apart from anything else, if you buy something in a shop right now, the transaction may not even be reported to the credit card company until tomorrow, depending on the shop's computer batch timings.  Most large businesses will send a transaction file to the card company once a day, for instance at 8:00pm or 10:00pm or midnight, whatever.  That's why you'll see on your credit card statement something like "date" and also "transaction date" - the transaction date (when you actually swiped your card in the shop) can be different to when it actually hits your account.

OceanSound

Ebe_Scrooge said:

OceanSound said:

Could that mean if I do a large purchase today, that purchase can still somehow work itself into the 06 December statement?

I may just do a small purchase now, just to test this. If that small purchase appears in the statement made available tomorrow. i.e.  6 December statement, then it means transactions right up to the point where the statement is produced can find its way to the statement. It's unlikely though. For example, what date would that small purchase have?. It cannot be 7 December- because the statement has a date of 6 December.

I'm confused!  If you make a purchase today (7th December in the UK), it cannot possibly appear on a statement produced on 6th December.  Apart from anything else, if you buy something in a shop right now, the transaction may not even be reported to the credit card company until tomorrow, depending on the shop's computer batch timings.  Most large businesses will send a transaction file to the card company once a day, for instance at 8:00pm or 10:00pm or midnight, whatever.  That's why you'll see on your credit card statement something like "date" and also "transaction date" - the transaction date (when you actually swiped your card in the shop) can be different to when it actually hits your account.

Are you sure the statement date is the statement produced date? If the business is a one of the larger one's, couldn't transaction be sent to Barclaycard today itself then that transaction appears on the statement made available tomorrow with a 'transaction date' of 7 December and a 'date' of 8 December?

Could be the reason Barclaycard is not displaying the next statement date. Just to create some uncertainty that this month's statement period hasn't been closed. So the unsuspecting and/or confused customer makes a large purchase only to find that their purchase went through with the Previous statement, not the next statement. They then do not receive the upto 56 days interest free period. They receive around 20 days interest free, so they cannot clear the whole debt, thereby incurring interest.. Can't put it past them (Barclaycard)

Nebulous2

OceanSound said:

Ebe_Scrooge said:

OceanSound said:

Could that mean if I do a large purchase today, that purchase can still somehow work itself into the 06 December statement?

I may just do a small purchase now, just to test this. If that small purchase appears in the statement made available tomorrow. i.e.  6 December statement, then it means transactions right up to the point where the statement is produced can find its way to the statement. It's unlikely though. For example, what date would that small purchase have?. It cannot be 7 December- because the statement has a date of 6 December.

I'm confused!  If you make a purchase today (7th December in the UK), it cannot possibly appear on a statement produced on 6th December.  Apart from anything else, if you buy something in a shop right now, the transaction may not even be reported to the credit card company until tomorrow, depending on the shop's computer batch timings.  Most large businesses will send a transaction file to the card company once a day, for instance at 8:00pm or 10:00pm or midnight, whatever.  That's why you'll see on your credit card statement something like "date" and also "transaction date" - the transaction date (when you actually swiped your card in the shop) can be different to when it actually hits your account.

Are you sure the statement date is the statement produced date? If the business is a one of the larger one's, couldn't transaction be sent to Barclaycard today itself then that transaction appears on the statement made available tomorrow with a 'transaction date' of 7 December and a 'date' of 8 December?

Could be the reason Barclaycard is not displaying the next statement date. Just to create some uncertainty that this month's statement period hasn't been closed. So the unsuspecting and/or confused customer makes a large purchase only to find that their purchase went through with the Previous statement, not the next statement. They then do not receive the upto 56 days interest. They receive around 20 days interest free, so they cannot clear the whole debt, thereby incurring interest.. Can't put it past them (Barclaycard)

You definitely wont get a transaction made today (7th) on a statement dated the 6th. 

The delay in supplying it allows them to finalise transactions up to and including the 6th. I used to feel quite relaxed about spending on the statement date, as it simply didn't make its way through until the following statement, but that isn't the case now. 

I was asking if you saw the January date to further test the theory about the fourth working day, and because I can see my one. It might appear after your statement is made available. 

OceanSound

Nebulous2 said:

OceanSound said:

Ebe_Scrooge said:

OceanSound said:

Could that mean if I do a large purchase today, that purchase can still somehow work itself into the 06 December statement?

I may just do a small purchase now, just to test this. If that small purchase appears in the statement made available tomorrow. i.e.  6 December statement, then it means transactions right up to the point where the statement is produced can find its way to the statement. It's unlikely though. For example, what date would that small purchase have?. It cannot be 7 December- because the statement has a date of 6 December.

I'm confused!  If you make a purchase today (7th December in the UK), it cannot possibly appear on a statement produced on 6th December.  Apart from anything else, if you buy something in a shop right now, the transaction may not even be reported to the credit card company until tomorrow, depending on the shop's computer batch timings.  Most large businesses will send a transaction file to the card company once a day, for instance at 8:00pm or 10:00pm or midnight, whatever.  That's why you'll see on your credit card statement something like "date" and also "transaction date" - the transaction date (when you actually swiped your card in the shop) can be different to when it actually hits your account.

Are you sure the statement date is the statement produced date? If the business is a one of the larger one's, couldn't transaction be sent to Barclaycard today itself then that transaction appears on the statement made available tomorrow with a 'transaction date' of 7 December and a 'date' of 8 December?

Could be the reason Barclaycard is not displaying the next statement date. Just to create some uncertainty that this month's statement period hasn't been closed. So the unsuspecting and/or confused customer makes a large purchase only to find that their purchase went through with the Previous statement, not the next statement. They then do not receive the upto 56 days interest. They receive around 20 days interest free, so they cannot clear the whole debt, thereby incurring interest.. Can't put it past them (Barclaycard)

You definitely wont get a transaction made today (7th) on a statement dated the 6th. 

The delay in supplying it allows them to finalise transactions up to and including the 6th. I used to feel quite relaxed about spending on the statement date, as it simply didn't make its way through until the following statement, but that isn't the case now. 

I was asking if you saw the January date to further test the theory about the fourth working day, and because I can see my one. It might appear after your statement is made available. 

Just logged in to the Barclaycard website (11am here - about 4am in UK). December statement still not available. I guess I need to wait a little bit longer (as you said in a previous post that you receive the email very early - even on a Saturday).

Last night I did an online purchase for around £5.00, it's showing as 'pending' in 'recent transactions. I think you are correct it won't show up on the December statement when it's made available (hopefully) today (8 December).

I was asking if you saw the January date to further test the theory about the fourth working day, and because I can see my one. It might appear after your statement is made available. 

Theory Confirmed in practice. The Activity Summary is now showing the January statement date as 6 Jan. I checked the calendar for next year. 1st January is a Sunday, so Monday 2nd January is a bank holiday (new year's day substitute day), which makes 6th January the 4th working day.



Activity summary 'January Statement' entry expanded:

OceanSound

Just logged in to Barlaycard website at 4:48pm (in the part of the world where I'm now - time in UK 9:48 am). December statement is available. Statement has date 06 December 2022. It also has 'your new balance: £0.00' and 'please pay by: 3 January 2022' (of course there is nothing to pay as the balance is £0.00)

Just checked my email and guess what....email notification with subject 'Your statement is here' from barclays@emails.barclays.co.uk. has timestamp 16:16, so 9:16 am UK time. 

Maybe there is no email notification for the first ever statement of an account, maybe it was a glitch. I don't know. 

Also, I checked the app. Only the November statement is there. December statement not showing within App as yet. Maybe app is slower at coming to the party. 

If I can access statement for now through the website then that's okay.

Thanks to everyone for sharing your ideas and suggestions. 

edit: @Nebulous2

I received an email very early in the morning on 3/12/22 saying it was now available. 

Have you always received this notification email? Even for the first-ever statement?

Nebulous2

OceanSound said:

Just logged in to Barlaycard website at 4:48pm (in the part of the world where I'm now - time in UK 9:48 am). December statement is available. Statement has date 06 December 2022. It also has 'your new balance: £0.00' and 'please pay by: 3 January 2022' (of course there is nothing to pay as the balance is £0.00)

Just checked my email and guess what....email notification with subject 'Your statement is here' from barclays@emails.barclays.co.uk. has timestamp 16:16, so 9:16 am UK time. 

Maybe there is no email notification for the first ever statement of an account, maybe it was a glitch. I don't know. 

Also, I checked the app. Only the November statement is there. December statement not showing within App as yet. Maybe app is slower at coming to the party. 

If I can access statement for now through the website then that's okay.

Thanks to everyone for sharing your ideas and suggestions. 

edit: @Nebulous2

I received an email very early in the morning on 3/12/22 saying it was now available. 

Have you always received this notification email? Even for the first-ever statement?

I suspected the app might be slower - as someone further up said they received an email and the statement wasn't there in the app. Anytime I've looked my statement has always been on the website. 

I've no idea about notifications. I've had my card for 18 years, so the history is lost in the mists of time. The statement used to appear on the statement date, but the transactions weren't up to date. As I said, previously I felt quite safe making a large-ish purchase on the statement date, as it didn't find its way onto the statement. Nowadays it probably would.