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My Mortgage Free Mountain - A 7 year expedition to climb to the top

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  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Oh eck that's quite a long list for somebody who says she does not need to do much today  
     
    hmmmm, nurse flowers thinks this too . Wags finger!! The more you rest the sooner you will be back to normal, so it in you best interest to rest as much as possible.
    Read, meditate, do a jigsaw ~ these would be doing something, but just not moving too much !!! :D:smile:

    Also with your big mortgage you have now started have you considered breaking it in chunks. Work on the first chunk and it will be more satisying to see the chunks get ticked off. MAybe in 1000s or 5000s ~ whatever feels like a good amount to achieve

    Have a good day
    love Flowers x

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  • craftingmad
    craftingmad Posts: 3,362 Forumite
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    Oh eck that's quite a long list for somebody who says she does not need to do much today  
     
    hmmmm, nurse flowers thinks this too . Wags finger!! The more you rest the sooner you will be back to normal, so it in you best interest to rest as much as possible.
    Read, meditate, do a jigsaw ~ these would be doing something, but just not moving too much !!! :D:smile:

    Also with your big mortgage you have now started have you considered breaking it in chunks. Work on the first chunk and it will be more satisying to see the chunks get ticked off. MAybe in 1000s or 5000s ~ whatever feels like a good amount to achieve

    Have a good day
    love Flowers x

    That sounds like good advice all round Flowers - you are so wise :) 

    I will try very hard to rest as much as I can x

    OK so I shall aim for 10% of this largest BTL mortgage first which will be £8170 - still a lot but makes me feel much better than £81700 and I will hopefully see some quicker progress :) 

    Thank you x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    see there you go, I reckon 10% is a really good plan, much more acheivable and therefore more motivating. Im sure your be ticking off these 10% s in no time. But not today!!!

    HAve decided which job your going to go for???
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  • craftingmad
    craftingmad Posts: 3,362 Forumite
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    see there you go, I reckon 10% is a really good plan, much more acheivable and therefore more motivating. Im sure your be ticking off these 10% s in no time. But not today!!!

    HAve decided which job your going to go for???
    It certainly does thank you. I've just worked out that we have £2278.41 of it already (which equates to just over 20%) so that has made me feel much better already. 

    I still have no clue about the jobs. I have an induction for the National Trust coffee shop on Friday of next week and have just had the rotas through and am starting properly from 21st Feb for 2 days a week so at least that will give me a chance to see if I like it and then Burger King have an induction booked for me on Fri 23rd Feb so again it will give me a taster of what the job is like I hope and then it should hopefully make t easier for me to choose. How useless am I?
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
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    edited 7 February 2024 at 9:47AM
    Whoops thought I posted my list for today but obviously not - never mind better late than never!! 

    I started off with really good intentions for a productive day today but clearly that is not going to happen. 

    Annoyingly the bus drove straight past our son today so I ended up having to take him and his mate from the village into college - that's an hour and a half of my time I wont get back. 

    Then I went food shopping and Lidl was sooo busy - it took me an hour and three quarters just to get to the tills then another 15 minutes in the queue at the checkout. I also had to go to Tesco afterwards as Lidl's had no beef mince which I needed for the dinner tonight so that was more time wasted. 

    There is also still no sign of my birth certificate and time is running out as I need to produce it before the training for each job. When I phoned them to see when it might arrive they said it could be another three weeks (even if I pay for priority which is another £35!!!). I'm not sure what I am going to do to be honest.  

    I'm also going to make a cheesecake today for hubby's birthday - I am by no means Nigella - in fact I'm not even a Nigel, but I'm going to give it a go. I've made it twice before with varying success - the first time was delicious and it set beautifully and the second time it never set at all so the cheesecake bit had to be drunk in milkshake type fashion  :D:D:D Only time will tell what today's efforts will equate to but it's the thought that counts right? 
    We are not even having a takeaway tonight  - I asked hubby what he fancied and he said Mince, Tatties and Puff Pastry (I suppose he is Scottish) so that is what he is getting.

    Right I better get on as so far all I have managed is the food shop, a biscuit cheesecake base and walking the dog (twice - she is very needy today bless her!!!).

     So today I HOPE I WILL:-
    1. Play on Mistplay (126 points target) - 39 points today so far :)
    2. Check and see if customer has got back to me regarding jewellery planner for website order
    3. Post in three FB groups to hopefully get more orders 
    4. Make birthday card for hubby - DONE :) 
    5. Make cheesecake for hubby instead of a shop bought cake - DONE :) 
    6. Comment on In search of posts to hopefully get a few more orders - commented on one post :) 
    7. Write remaining social media post for February and schedule all remaining - posted for today :)
    8. Look for Scan and Shop booklet and scanner 
    9. Read through make £5 a day thread and see if I can get any ideas on new money making opportunities
    10. Take photos of receipes from one cook book from library ready to return it
    11. Action one new thing from my MFW list
    12. Action one thing from my business growth list
    13. Create a new craftsuprint listing 
    14. Take a survey on Prime Opinion
    15. Carry out searches on Inbox Pounds
    16. List something on FB Marketplace
    17. Check free postcode lottery, winadinner and freeemoji - DONE not a winner :(
    18. Sort more of craft room - DONE sorted through two magazine holders containing card kits (also found the perfect topper for hubby's card - it's a gorilla and he's pretty hairy  :D
    19. No heating on until at least 4pm - DONE :) 
    20. Declutter 5 things from the house
    21. Scan CD's and see how much Webuybooks will offer me 
    22. Take a course from one of my membership - DONE :)

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
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    The trick with a chilled cheesecake is to mix the cream cheese layer as little as possible as it gets runnier the more it is mixed 😉
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  • craftingmad
    craftingmad Posts: 3,362 Forumite
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    The trick with a chilled cheesecake is to mix the cream cheese layer as little as possible as it gets runnier the more it is mixed 😉
    Thanks Baileys_Babe - I think I may have over mixed it then as its still not set although the receipe did say at the end set for 24 hours so I have until 2.30pm to see if it will work - if not milksahake and biscuit crumb it will be ;)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 February 2024 at 11:38AM
    Morning all,

    Well the cheesecake needed to set for 24 hours (who puts a detail like that right at the bottom of the receipe!!!). 
    I've got until 2.30pm to wait and see but so far it is not looking too good - it might be milkshake with a biscuit crumb topping at this rate!! I'm praying for a miracle ;) 

    I've also had to bite the bullet and pay £35 for a birth certificate to be delivered to me tomorrow hopefully (depending on Royal Mail as I refused to pay an additional £11 for guaranteed delivery). Fingers crossed it turns up as I am being chased for it by both companies now.

    Nothing exciting planned for today so hopefully I can be far more productive than yesterday - in fairness that won't be hard given how little I achieved ;)

     So today I WILL:-
    1. Play on Mistplay (126 points target) - 2 points today so far :) 
    2. Check and see if customer has got back to me regarding jewellery planner for website order - still no answer :(
    3. Check and see if money has been received for wedding invites order - no money received yet so will not get working on them until it is received :(
    4. Post in three FB groups to hopefully get more orders
    5. Comment on In search of posts to hopefully get a few more orders - commented on one so far :)
    6. Write remaining social media post for February and schedule all remaining
    7. Look for Scan and Shop booklet and scanner 
    8. Make a new item to list in Etsy shop
    9. Collect sons artwork from High School which they have finally found - DONE and it is amazing. I have to find a place on the wall for it and a frame big enough :)
    10. Read through make £5 a day thread and see if I can get any ideas on new money making opportunities
    11. Take photos of receipes from one cook book from library ready to return it
    12. Action one new thing from my MFW list
    13. Action one thing from my business growth list
    14. Create a new craftsuprint listing 
    15. Take a survey on Prime Opinion - DONE one survey for 173 points :) 
    16. Carry out searches on Inbox Pounds
    17. List something on FB Marketplace
    18. Check free postcode lottery, winadinner and freeemoji - DONE not a winner :(
    19. Sort more of craft room - DONE 4 magazine files gone through and a small pile created to get sell :) 
    20. No heating on until at least 4pm - DONE still not on and it's nearly 5pm :) 
    21. Declutter 5 things from the house - DONE  two empty toothpaste boxes removed from upstairs bathroom and two tubes of toothpaste put into downstairs bathroom for us to use as kids never squeeze out last its (I'm hoping we can get at least teeth cleans from them) :) Big bag of old uniform taken to school for them to use in their Uniform Shop :) 
    22. Scan CD's and see how much Webuybooks will offer me 
    23. Take a course from one of my membership
    24. NSD - DONE :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    morning Crafting, how are you feeling now? The are bruises looking mighty coluorful?

    Happy Birthday to your DH, I hope the cheesecake sets, at least a bit. Never made a cheesecake. But i do like them, esp lemon ones. Maybe i should add it to my list of puddings to make.
    Top of that list would be lemon meringue pie, but Ive never made meringue either !! Not a big fan of meringue, but I love lemon meringue pie!!

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  • craftingmad
    craftingmad Posts: 3,362 Forumite
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    edited 8 February 2024 at 11:42AM
    morning Crafting, how are you feeling now? The are bruises looking mighty coluorful?

    Happy Birthday to your DH, I hope the cheesecake sets, at least a bit. Never made a cheesecake. But i do like them, esp lemon ones. Maybe i should add it to my list of puddings to make.
    Top of that list would be lemon meringue pie, but Ive never made meringue either !! Not a big fan of meringue, but I love lemon meringue pie!!

    Morning Flowers. 
    I am a beautiful colourful portrait at the moment featuring a range of shades of purples, greens, yellows and blacks. Apart from my face and chest there is not one part of my body without a shade of colour on it :(:smile:
    Luckily I feel nowhere near as sore as I did so I think I am slowly getting back to normal. My body seems to tell me when I have done enough so I am trying to listen it - and you x 

    I honestly would just go out and buy a cheesecake - its much cheaper and at least you are guaranteed it is set :) 

    Hope you have a good day x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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