We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Ding! Ding! All change, please... (now replaced with new diary on MFW)

Options
17879818384130

Comments

  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It's all looking good on the housing front!  🤞
    The Primani oval cotton pads sound very good value - I wasn't aware they sold these. I will have to investigate next time I'm in our big town. Thanks for the tip - I get through loads!😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    All sounding great EH
    Just to mention while I remember, do check out wood burners carefully if/ when you get to that decision.  You need good filtering to avoid the health risks from their output and I suspect legal requirements will come in. 
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Blackcats
    Blackcats Posts: 3,872 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    A 3 link chain is great.  How lovely to be going on holiday with your sale and purchase well underway - good timing.

  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news on the short chain for your home move.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Suffolk_lass
    Suffolk_lass Posts: 10,258 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just caught up after our mid-April holiday - in light of bee season I am very much behind.

    Very happy for you on the house front. The house we like is under offer after they reduced the price by £45k  :'( and no sign of a buyer for ours. Should agent million call next week I would go as far as offering the full asking price as cash, and we could rent this place out
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's some reduction in price SL...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Chrystal
    Chrystal Posts: 1,995 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    That's some reduction in price SL...
    The EA where I live seem to be asking ridiculous prices for the houses and then having to reduce.
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Cheery_Daff
    Cheery_Daff Posts: 17,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, sounds like an ideal mortgage! Well done! Hope it comes through quickly 😊😊
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.