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Ding! Ding! All change, please... (now replaced with new diary on MFW)

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  • RelievedSheff
    RelievedSheff Posts: 12,690 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    I hope you don't lose the house and get some interest in your flat now you have a better listing.

    It sounds like everything is ticking along jut nicely finances wise.

    We also have more credit in our energy account that we anticipated we would at this stage of the year. We will be leaving it in the account for next winter though and keeping our direct debit the same. Who knows what will happen with energy prices next winter!!
  • EssexHebridean
    EssexHebridean Posts: 24,376 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Once we've moved RS we'll need to complete rethink things as obviously we'll have a totally different set up both for heating and generally energy-wise.  If we were staying put into the longer term I would be looking at increasing our DD by around 20% to take account of the increasing prices in April I think - and of course the fact that whatever happens with prices, we've had the £400 of help from the Government this winter too. There's clearly no point in us doing that at the moment though.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • beanielou
    beanielou Posts: 95,225 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Positive vibes for you for house.

    Hope all goes as well as it can do tomorrow  xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hello Foxgloves - yes, with you on the funerals thing - to all intents and purposes FiL's was the polar opposite of my Dad's, but both would have very much approved of what was done, which is the main thing! 

    Definitely with you on slightly floundering budgets too - I need to get  my head round that grocery money I think, and the "joint fun" spending then I can get that squared away and I'll know where I'm at with everything else on the card. Joint account surplus will be a long way down this month because of the diesel spending - three weeks on the bounce with £80 worth is ouchy but necessary in the circumstances. The plus side of course is less Oyster feeding for MrEH so that balances it a little - he forgot to pick it up this morning too so that's put the top-up off another day!  Having just checked, we're actually not as far down as I thought we might be either - but then there hasn't been much other discretionary spending this month outside of the stuff related to Devon... 

    I opted for easy straightforward food options for this week - bought sausages so that will sort tonight, with mash and beans I think, tasty, simple and straightforward comfort food! I'll get mince out for a cottage pie for Wednesday - that means I can double-cook mash tonight and use it for topping. Tomorrow will be couscous - probably with lamb - MrEH will be at rugby training. Thursday will be sausage pasta using the two "spare" sausages from this evening...I do love a roll-over dinner! I'll probably take that as a chance to use up some more of the HM pesto from the freezer, too. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • lucielle
    lucielle Posts: 11,472 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the funeral went well. Good idea to give mil a bit of space. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,225 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that all went well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CL21
    CL21 Posts: 253 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Glad the funeral went well @EssexHebridean

    have been wondering whether to start Happy Valley also. How are you finding it? It looks like something I’d enjoy but have never got around to it 
    Credit Card 1 - £6249.99 £4,900
    Credit Card 2 - £13,481.47 £12,985

    Total debt - £19,731.46 £17,885

    Emergency fund £930
  • RelievedSheff
    RelievedSheff Posts: 12,690 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    edited 14 February 2023 at 11:59AM
    We have just finished watching the first series of Happy Valley (watched the last one last night) and we really enjoyed it.

    Going to start the second series tonight.
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