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Ding! Ding! All change, please... (now replaced with new diary on MFW)
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Happy running 👍January spends - £587.582
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I worked in an estate agents for 10 years and we saw some real sights as you can imagine!I did the C25K at the start of the Pandemic as I missed my walking to/from work. I enjoyed it and carried on for quite a while after I graduated. I don’t run much now though as I’m back to walking to work and doing other exercise classes as well.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Well done on your running. It can be very hard to go back as it's easy to compare where you used to be. Keep at it though and definitely stick to the timings. The programme has been used time and time again. Trust the process.Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2002
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Thanks all - Starnac, the advice I always give anyone doing C25K is to just take it a run at a time - don’t look ahead, otherwise you could easily freak yourself out I think! And yes - you’re right on the comparison thing too, it does feel a bit disheartening but if I’d tried to carry on I’d have been mad - I’d almost certainly have ended up with serious long term Achilles problems so the break from it was definitely needed. Now I just need to keep the motivation to get out there a few times a week!SA I’m a legal assistant in a solicitors so get to nose at particulars quite often - sometimes it amazes me what people will buy! (And what they’ll pay for it, too!)Odds and ends done today in the end.
- The gym this morning
- washing sorted, and another load ready to go through tonight
- more clearing, tidying and general sorting
- decision made to reorganise a bit of furniture to make the living room here look bigger for viewings
- one viewing tomorrow morning cancelled in favour of another for somewhere we reckon is more “us”.- day 1 of this year’s Yoga With Adriene challenge done
- front door and surround given a thorough clean down- Jack Monroe kidney bean burgers made (and now eaten) for tea - swapping the carrot for parsnipFor those enjoying the property stuff - the place we’re NOT viewing is this - it’s stunning, but not entirely to our taste, and how the heck could you consider ripping out a kitchen as beautiful as that?! https://www.rightmove.co.uk/properties/130227140 Also, that long narrow front window makes me twitch!
MSE stuff:
- Banks checked and all good
- Another No Spend day - I’ve not been anywhere other than the gym!- TCB money has landed and now been transferred to the New House Fund
- super cheap tea tonight thanks to Jack Monroe and some of the bag of oven chips I bought last weekend
- showered and washed my hair at the gymI should probably do a meal plan and shopping list ready for whenever we do the weekly shop - but realistically that will most likely have to be Sunday now as we’re busy tomorrow. The meal plan will definitely involve lots from the freezer again though!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Ooh, that's a lovely place you're not viewing there! 😂 excellent progress with your own place though, and do report back on the one you DO view! 😁
I'm doing the current Yoga with Adriene challenge - I've started them before but never finished 🙄 Just this minute finished day 4, and hoping I can make myself carry on once I go back to work! I'm enjoying it as an evening wind down, which I think is far more sustainable than trying to make myself get up early to do it...3 -
Looks like a nice house but that price makes me so thankful we live in the Midlands 😀
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It's funny (depressing) how prices vary around the country, I was thinking 'what a bargain', that would be £500k round hereDFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved2 -
It is depressing how prices vary around the country. We were doing some pie in the sky research on bungalows near us recently and saw a nice two bed detached for just short of £200K which needed bringing up to date. Makes me grateful I am Yorkshire born and bred! Loving your diary btw.
SF xTilly Tidying andPADing in 2024 £250.62
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RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20184 -
We are looking to move from the south east up to North Yorkshire this year, the price difference works very well in our favour. We are very nearly MF so should leave us in a good financial position. I do love a good right move binge so show us everything!4
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Yes, if we ever manage the Hebrides move the price difference would definitely work in our favour - we’d get a big 4 bed detached with lots of land round it for that budget up there! That one I posted is actually on for pretty much our top budget - although we’d stretch that a bit if needed for the perfect place…however, we hopefully won’t need to!
So - the three viewings this morning then. The first - let’s call it “the one with the tower block right next door” - very top of budget and possibly a stretch too… Aside from the tower block which was making MrEH twitch is looked really good on paper - decent “blank canvas” garden, kitchen with room for a small table & chairs, Utility and storeroom space, and fire place too. In person it was substantially more tired than it looked, and would have needed a fair bit of work done in truth. Had it been on for £25k less then maybe, but as it was, MrEH discovering he had to duck to avoid low headroom on the stairs made it a firm no. The third was the huge mad project. “The one with more bathrooms than bedrooms” let’s say. On budget, big conservatory, big kitchen, utility room, fully boarded out loft, good sized garden albeit currently completely paved over… Definitely one of those where the pictures made it looks a lot better than it is, though - the previous owners had done a huge amount to it, and almost everything badly! I honestly can’t even begin to start on telling you all the problems it had with it! Neither of us warmed to it in the least though - and when the agent wrapped up by saying “well, any offer you’d like to make, anything at all, just let us know because it would be considered” in a slightly desperate tone, that pretty much said it all! 😂 No 2 was a whole different ball game though - let’s call it “The one with one careful owner” - we were mostly shown round by the current owner - the grandson of the lady who had owned it since it was built around 60 years ago! She sadly died a few months ago (aged 96, mind you!) and now they have to sell the house. Smaller than some, and definitely needing some work - probably a rewire, in the long term we’d want to knock through the kitchen into the dining room we think, but it’s absolutely fine and more than liveable as it is - the kitchen and bathroom are fairly recently done, and the garden is just gorgeous! We both loved it - it’s got heaps of character and is very “us”. We’ll make an offer on Monday we think - and ask the agent to come and formally value ours at the same time with a view to getting it on the market. There was another viewing taking place immediately after ours though so we could yet get beaten to it.In other news - weekly shop done this morning in the end - it fitted in well between viewings. £16 on groceries plus £12 for a box of water filter cartridges which I was happy enough with.Tomorrow we have a giant list of all the remaining work to be done here - the good news is that we are now on the final stretch we hope so after that it is just about making sure we keep stuff tidy and pick up on anything the events suggest when they value.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her11
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