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Ding! Ding! All change, please... (now replaced with new diary on MFW)
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We moved in here almost 2 years ago. When we moved, I told everyone that I am never moving again and they can carry me out in a box. My mum was appalledbeanielou said:I have lived here 33 years.Will only leave in a box!Lucky DS 😂😎
EH you sound so organised. This week will be very busy for you but you are so close now. I'm so excited for youGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2006 -
Fantastic news. Here’s to lots of lovely new memories in your new home.January spends - £587.585
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Ha, I said something very similar when we moved 5 years ago 😂😂 I do still have a rightmove alert on just in case though 😂 And acknowledge ours probably isn't a sensible house to grow old in!starnac said:
We moved in here almost 2 years ago. When we moved, I told everyone that I am never moving again and they can carry me out in a box. My mum was appalledbeanielou said:I have lived here 33 years.Will only leave in a box!Lucky DS 😂😎
EH you sound so organised. This week will be very busy for you but you are so close now. I'm so excited for you5 -
Well done on getting to grips with the short timeframe. I know as my DD only had one day between exchange and completion we were still packing at midnight the night before moving. On completion as she was not moving far away her removers were loading her furniture into the new house through the front door as the sellers were moving stuff out the back door. It will all be a huge relief once you are in I am sure.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
Save £12k in 2025 #1 £12000/£110004 -
I had a quick count up earlier on RS - we'll be a smidge under 14 weeks by the time Friday comes around, so pretty much bang on the average expected timescale really for a property with a chain.
I definitely don't want to go through the process again any time soon though - although it would be fair to say that had it not been for the one numpty conveyancer on our buyer's side it would all have been remarkably smooth and stress free - it's really only the last 10 days leading up to exchange where things have been particularly dreadful!
Starnac I can hardly believe you've been there two years now - mind you, I was reflecting on it being the 10 year anniversary of a certain "Wellyfest in a forest" not so long away - time flies!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her8 -
EH - your journey has been so invest-worthy that even I have been invested, and I've not logged in for a while! I just had to keep checking on you to see how you were doing. Absolutely delighted for you. All the best in your new home.
*returns to lurkdom and signs back out.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Great news! Looking forward to the virtual house warming party 🥂5
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Me too....Blackcats said:Great news! Looking forward to the virtual house warming party 🥂
I once moved in 5 weeks that was stressful as it was to MIL's house as she was then as we tried to tackle the massive debt we'd accrued as we prepared for our next life change....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/253 -
Congratulations EH - very best wishes to you and Mr EH in your new home!
I'm really looking forward to reading about all your plans.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
GAP!! Lovely to see you!
Waves to BC, SH & SSG too!
Today has started with drama...Voda have "helpfully" decided to terminate our broadband a day early - so MrEH's planned working from home around which ALL our timings for "getting things done" pivoted has now had to be scrapped in favour of a commute, and the office... I'm now trying to make a formal complaint, except they don't actually allow you to do that, insisting that everything has to go through their chat...
more in a bit...🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her9
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