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Dazzling December's NSD Challenge!
Comments
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Shiny new January thread up and running here

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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.3 -
One for me today please

LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4520/£60002 -
One for me today please. Up to 14 now....almost at target.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,984....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1480/£3000
.
Studies/surveys March.....£250. 41
Decluttering items 1402/2025. 132/2026
Books read 23 in 2025. 2026- 8 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
One todayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
DecemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAdeley 19/20AnotherNewDay 15/10








beanielou 22/15






bekah89 17/15




cathybird 23/15






CMD79 9/12

Crazycatlady2 12/10




funfairprincess 2/15
GeorgianaCavendish 21/17






HappyFriday05 5/5


herebeme 14/10




jammy dodger 15/15




LittleMissDetermined 21/15






Makingabobor2 14/15


QueenJess 19/20



Rupacomp 10/10



short bird 16/14





Newcomers welcome
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Well done GeorgianaCavendish, CMD79, beanie, LittleMissDetermined, Makingabobor2 and bekah89


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NSD today!!! I think I've done it! I'm a bit surprised tbh, it's been a very social month!Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.2 -
NSD 21 today please2
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