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Dazzling December's NSD Challenge!
Comments
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I’m going for 20 in jan.I think I had a couple since I last posted 🤷♀️2
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Early call for day 15.
Will go for 18 in January, it's going to be a quiet month as far as work is concerned which means February's pay packet will be lean.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Another one today, bringing it up to 12Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,984....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1480/£3000
.
Studies/surveys March.....£197. 42
Decluttering items 1402/2025. 132/2026
Books read 23 in 2025. 2026- 8 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
NSD #18 today please … can I go for 17 again in January?2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.2 -
One for today
and I’ll aim for 15 in JanuaryMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20231 -
I’d better go for 20 again in Jan. Really need to keep expenses down.2026 decluttering: 820 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
2026 use up challenge: 244🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3001 -
I’m in aiming for 15 NSDs in January.One today.
Now 14/10.
Saving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3652 -
cathybird said:
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
January targetsAdeleyAnotherNewDaybeanielou 15bekah89cathybird 15CMD79Crazycatlady2funfairprincessGeorgianaCavendishHappyFriday05herebemejammy dodgerLittleMissDeterminedMakingabobor2QueenJessRupacompshort birdNewcomers welcome
I would love to join if that’s okay?I will go for 20, I’m not including fuel or hospital parking as those are variable depending on what happens with my husbands treatment and I don’t won’t to worry about them or use them as an excuse to then start spending that day Widowed November 2024
navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.2 -
Hello - I hope you've all had lovely Christmas.
I'm checking back in with another 11 NSDs since my last post. I've had a lovely break and I'm pleased to say we have stayed on track and the balances are looking very healthy x2
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