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Dazzling December's NSD Challenge!

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  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    I’m going for 20 in jan. 


    I think I had a couple since I last posted 🤷‍♀️
  • short_bird
    short_bird Posts: 4,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 December 2022 at 2:51PM
    Early call for day 15.

    Will go for 18 in January, it's going to be a quiet month as far as work is concerned which means February's pay packet will be lean.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Makingabobor2
    Makingabobor2 Posts: 4,220 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today, bringing it up to 12
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771
    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD #18 today please … can I go for 17 again in January? 
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    One for today 

    and I’ll aim for 15 in January 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • QueenJess
    QueenJess Posts: 4,502 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I’d better go for 20 again in Jan. Really need to keep expenses down.
    2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 334🥉🥈🥇💎🏆
    Big kitchen declutter challenge 109/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • herebeme
    herebeme Posts: 202 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    edited 27 December 2022 at 8:40PM
    I’m in aiming for 15 NSDs in January. 
    One today. 

    Now 14/10. 

    Saving for Christmas 2023 - £1 a day: #16. £90/£365
    December 2022 Grocery Challenge: £137.9/£150
    January 2023 Grocery Challenge; £79.12/£150
    February 2023 Grocery Challenge: £2.65/£120
    December NSD: 15/10
    January NSD: 15/15
    February NSD: 1/15
    Make £2023 in 2023: #20. £128.39/£2023
    2023 Decluttering: 3/365
  • Lanky_larry
    Lanky_larry Posts: 99 Forumite
    Ninth Anniversary 10 Posts Name Dropper Photogenic
    cathybird said:


    Yes there's a shiny new month just round the corner, any thoughts on targets? ...

    January targets
    Adeley
    AnotherNewDay
    beanielou 15
    bekah89
    cathybird 15
    CMD79
    Crazycatlady2
    funfairprincess
    GeorgianaCavendish
    HappyFriday05
    herebeme
    jammy dodger
    LittleMissDetermined
    Makingabobor2
    QueenJess
    Rupacomp
    short bird

    Newcomers welcome :)


    I would love to join if that’s okay? 
    I will go for 20, I’m not including fuel or hospital parking as those are variable depending on what happens with my husbands treatment and I don’t won’t to worry about them or use them as an excuse to then start spending that day :) 
    Widowed November 2024
    navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.  




  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Debt-free and Proud! First Anniversary Photogenic
    Hello - I hope you've all had  lovely Christmas.
    I'm checking back in with another 11 NSDs since my last post. I've had a lovely break and I'm pleased to say we have stayed on track and the balances are looking very healthy x
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