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Dazzling December's NSD Challenge!
Comments
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Declaring early today, as definitely a NSD, so I'm now on 9/15...should just about manage it I think.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,984....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1480/£3000
.
Studies/surveys March.....£204. 39
Decluttering items 1402/2025. 132/2026
Books read 23 in 2025. 2026- 8 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Early call for day 12: off to work so packing snacks to get me through till 8pm.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.3 -
DecemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAdeley 8/20AnotherNewDay 13/10





beanielou 15/15




bekah89 12/15


cathybird 17/15





CMD79 1/12
Crazycatlady2 10/10



funfairprincess 15
GeorgianaCavendish 14/17


HappyFriday05 4/5
herebeme 11/10




jammy dodger 15/15




LittleMissDetermined 17/15





Makingabobor2 9/15

QueenJess 17/20



Rupacomp 7/10

short bird 12/14


Newcomers welcome
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Another NSD today!Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Well done QueenJess, LittleMissDetermined, GeorgianaCavendish, Makingabobor2, short_bird, beanie and Rupacomp


2 -
Claiming another one today please Cathybird, I am staying in today, with Christmas songs and last minute preparation for tomorrow.
Merry Christmas everybody!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4520/£60002 -
Had one yesterdayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
A NSD today and will be another tomorrow. Nearly there!2026 decluttering: 820 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
2026 use up challenge: 244🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3001 -
I lost count early on but I’m sure I made it to 10 🤦♀️3
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