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Dazzling December's NSD Challenge!

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  • QueenJess
    QueenJess Posts: 4,505 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Two NSDs to report; one for today and one for yesterday. 
    2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 338🥉🥈🥇💎🏆
    Big kitchen declutter challenge 112/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • NSD #13 today please 
  • cathybird
    cathybird Posts: 15,658 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 December 2022 at 7:30PM
    December

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    December targets
    Adeley 8/20 imageimage
    AnotherNewDay 13/10 imageimageimageimageimage beanielou 13/15 imageimageimage bekah89 11/15 imageimageimage cathybird 15/15 imageimageimageimageimage CMD79 1/12 image Crazycatlady2 5/10 imageimage funfairprincess 15 GeorgianaCavendish 13/17 imageimageimage HappyFriday05 4/5 image herebeme 11/10 imageimageimageimageimage jammy dodger 15/15 imageimageimageimageimage LittleMissDetermined 15/15 imageimageimageimageimage Makingabobor2 8/15 imageimage QueenJess 14/20 imageimageimage Rupacomp 5/10 imageimage short bird 11/14 imageimageimage
    Newcomers welcome :)
  • Not had many the last few days, had to spend in the chemist today, but hoping to have a few NSDs in a row over Christmas, so I can still get to my target.  Then onwards and upwards for the NY. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Another one for me today please, which takes me to my target  - yay!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • short_bird
    short_bird Posts: 4,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 11/14: veg and fancy cheese shopping tomorrow after a shoulder and neck massage. 
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Most definatly not one today!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,658 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done QueenJess, GeorgianaCavendish, LittleMissDetermined and short bird imageimageimage
  • One for me today. But yesterday was a big overspend, sigh. 

    11/10
    Saving for Christmas 2023 - £1 a day: #16. £90/£365
    December 2022 Grocery Challenge: £137.9/£150
    January 2023 Grocery Challenge; £79.12/£150
    February 2023 Grocery Challenge: £2.65/£120
    December NSD: 15/10
    January NSD: 15/15
    February NSD: 1/15
    Make £2023 in 2023: #20. £128.39/£2023
    2023 Decluttering: 3/365
  • One for me today please :)


    mortgage amount as at March 24: £164,467
    mortgage end date as at March 24: Jan 2046

    2024 overpayments £769/£1000

    Daily interest rates: £8.16/£3.37


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