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Make £2023 in 2023
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Still no number
I have done some cashing out from surveys so have £5.16 from branded surveys, £10.95 from curious cat, £3.76 from AttaPoll and £5 from swagbucks.
I am so in awe of the surveying income the rest of you seem to be able to pull in regularly:(
that brings my total to £817.72/£2023
Total Debt May 21 £20,490.44 DEBT FREE DATE 29/7/22
Mortgage balance May 21 £177,096.19. Now £146,747.17
Mortgage free date. At start of sole mortgage = July 2042
2024 SAVINGS FOCUS - get rid of the car finance. Savings balance/outstanding balance = £11,857.56/£12,706.25
2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage1 -
Tiredbutdetermined said:
I am so in awe of the surveying income the rest of you seem to be able to pull in regularly:(#39 - Save £12k in 20253 -
linz said:Tiredbutdetermined said:
I am so in awe of the surveying income the rest of you seem to be able to pull in regularly:(
Total Debt May 21 £20,490.44 DEBT FREE DATE 29/7/22
Mortgage balance May 21 £177,096.19. Now £146,747.17
Mortgage free date. At start of sole mortgage = July 2042
2024 SAVINGS FOCUS - get rid of the car finance. Savings balance/outstanding balance = £11,857.56/£12,706.25
2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage1 -
Grumpy_chap said:Revised totals:
Loyalty rewards for coffee £20.40
Retail cashback £43.76
Loyalty card reward £10.50
Winnings £25
Roadkill £0.12
Total £99.78
After a dry-spell a bit of a spree of activity.- Two wins £22.50 + £22
- Coffee paid with stamps £1.65
- Cashback £6.74
- Loyalty rewards for coffee £22.05
- Retail cashback £50.50
- Loyalty card reward £10.50
- Winnings £69.50
- Roadkill £0.12
- Total £152.67
I'd also like to check some things whether they count or not.
I sold my car, so can I count the money for that, plus insurance refund and road tax refund?
I also saw others counted water rates and council tax payment holidays, but that is not really "make" but just a cash-flow thing?
Finally, people have counted reduction by shopping around for insurance renewals - again, does that count as "make"?
1 -
Grumpy_chap said:Grumpy_chap said:Revised totals:
Loyalty rewards for coffee £20.40
Retail cashback £43.76
Loyalty card reward £10.50
Winnings £25
Roadkill £0.12
Total £99.78
After a dry-spell a bit of a spree of activity.- Two wins £22.50 + £22
- Coffee paid with stamps £1.65
- Cashback £6.74
- Loyalty rewards for coffee £22.05
- Retail cashback £50.50
- Loyalty card reward £10.50
- Winnings £69.50
- Roadkill £0.12
- Total £152.67
I'd also like to check some things whether they count or not.
I sold my car, so can I count the money for that, plus insurance refund and road tax refund?
I also saw others counted water rates and council tax payment holidays, but that is not really "make" but just a cash-flow thing?
Finally, people have counted reduction by shopping around for insurance renewals - again, does that count as "make"?
As for reductions, technically that isn't actual money so I never count that, lots of my shopping contain discounts but that feels like bending the rules.
But I suppose on some things its a case of where do you begin and where do you draw the line?
Main thing is that it gets you/us on the road to making extra cash, in some way the actual figures aren't everything.2 -
Bazzalona13295 said:Grumpy_chap said:Grumpy_chap said:Revised totals:
Loyalty rewards for coffee £20.40
Retail cashback £43.76
Loyalty card reward £10.50
Winnings £25
Roadkill £0.12
Total £99.78
After a dry-spell a bit of a spree of activity.- Two wins £22.50 + £22
- Coffee paid with stamps £1.65
- Cashback £6.74
- Loyalty rewards for coffee £22.05
- Retail cashback £50.50
- Loyalty card reward £10.50
- Winnings £69.50
- Roadkill £0.12
- Total £152.67
I'd also like to check some things whether they count or not.
I sold my car, so can I count the money for that, plus insurance refund and road tax refund?
I also saw others counted water rates and council tax payment holidays, but that is not really "make" but just a cash-flow thing?
Finally, people have counted reduction by shopping around for insurance renewals - again, does that count as "make"?
As for reductions, technically that isn't actual money so I never count that, lots of my shopping contain discounts but that feels like bending the rules.
But I suppose on some things its a case of where do you begin and where do you draw the line?
Main thing is that it gets you/us on the road to making extra cash, in some way the actual figures aren't everything.
I would absolutely include selling a car so long as you aren’t using the money to replace it. If you are selling and not replacing then I think the insurance and road tax rebates also have to count.
I wouldn’t count a saving on renewals as, for me, I always would have shopped around.
Each to their own I guess but counting reductions in shoppings might work for some but I would find that doesn’t fit for me. If I buy a reduced yellow label product and count the reduction then I would have to charge myself when the item likely gets binned unused a week later.
I would happily use the £10 off your first shop type vouchers to be honest but I wouldn’t count a buy one get one free.I do count things like buy 9 coffees and get the 10th free as that free coffee always tastes so much nicer.
I am probably a bit of a contradiction as I did count my government energy help and the council tax holiday 2 months. However, I still ‘charged myself’ for those so the money I didn’t need to pay went out of my current account and in to savings. If I hadn’t still ‘charged myself’ then I wouldn’t have counted them
Total Debt May 21 £20,490.44 DEBT FREE DATE 29/7/22
Mortgage balance May 21 £177,096.19. Now £146,747.17
Mortgage free date. At start of sole mortgage = July 2042
2024 SAVINGS FOCUS - get rid of the car finance. Savings balance/outstanding balance = £11,857.56/£12,706.25
2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage2 -
Tiredbutdetermined said:Bazzalona13295 said:Grumpy_chap said:Grumpy_chap said:Revised totals:
Loyalty rewards for coffee £20.40
Retail cashback £43.76
Loyalty card reward £10.50
Winnings £25
Roadkill £0.12
Total £99.78
After a dry-spell a bit of a spree of activity.- Two wins £22.50 + £22
- Coffee paid with stamps £1.65
- Cashback £6.74
- Loyalty rewards for coffee £22.05
- Retail cashback £50.50
- Loyalty card reward £10.50
- Winnings £69.50
- Roadkill £0.12
- Total £152.67
I'd also like to check some things whether they count or not.
I sold my car, so can I count the money for that, plus insurance refund and road tax refund?
I also saw others counted water rates and council tax payment holidays, but that is not really "make" but just a cash-flow thing?
Finally, people have counted reduction by shopping around for insurance renewals - again, does that count as "make"?
As for reductions, technically that isn't actual money so I never count that, lots of my shopping contain discounts but that feels like bending the rules.
But I suppose on some things its a case of where do you begin and where do you draw the line?
Main thing is that it gets you/us on the road to making extra cash, in some way the actual figures aren't everything.
I would absolutely include selling a car so long as you aren’t using the money to replace it. If you are selling and not replacing then I think the insurance and road tax rebates also have to count.
I wouldn’t count a saving on renewals as, for me, I always would have shopped around.
Each to their own I guess but counting reductions in shoppings might work for some but I would find that doesn’t fit for me. If I buy a reduced yellow label product and count the reduction then I would have to charge myself when the item likely gets binned unused a week later.
I would happily use the £10 off your first shop type vouchers to be honest but I wouldn’t count a buy one get one free.I do count things like buy 9 coffees and get the 10th free as that free coffee always tastes so much nicer.
I am probably a bit of a contradiction as I did count my government energy help and the council tax holiday 2 months. However, I still ‘charged myself’ for those so the money I didn’t need to pay went out of my current account and in to savings. If I hadn’t still ‘charged myself’ then I wouldn’t have counted them
Maybe when I reach the threshold with Nectar (don't go in Sainsburys often) I may add that but thats only going to be £2.50.
I've probably got maybe 12-15 separate little earners, can't be doing with any more tbh, my head is already frazzled haha.2 -
Number 30 - end of March£25 Swagbucks£11 World mail panel£6 amazon shopper panel£169 overtime£9.76 bank interest£5 Halifax reward£4.78 topcashback£1.81 Santander cashback (after £2 monthly fee)total for month £232.35. Year to date £1280.731
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Another £10 Swagbucks for me (#62), total now £854.36Make £2025 in 2025 total £241.75/£20251
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£35 from Swagbucks for me, total now £889.36Make £2025 in 2025 total £241.75/£20251
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