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Make £2023 in 2023
Comments
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#8 reporting in with figures for March.
Water payment holiday £90.18
Coucilt tax holiday £170.00
Standard bank interest £18.18
TSB reg saver ended £14.96
Nationwide reg saver £41.79
Barclays rewards £5.00
Online sales £5.44
Total £345.55
Grand Total for 2023 £426.27/£2023
Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.1 -
£0.40 Citizen Me
£39.29 Prolific
£65.81 Marcus interest
£0.25 Chip interest
£25.25 Nectar rewards
£67 Energy govt grant payment
£12.15 TopCashBack
£210.15 / £2023
Aiming to have a little something trickling in almost everyday. £3 TCB and £13.74 Prolific today.2025 Mortgage start £378K 2025 Overpayment £103 Savings Challenge 2025 **MONEY MAKES ME HAPPY**2 -
Happy to report a few bits this evening
#64
£225 freelance workPlus forgot to put in the energy govt grants since this start of this year... So adding £201 for those
£885.41/£20232 -
No number£16 delay repayWater sewerage refund: £170.62,Topcashback: £39.41, Prolific: to 28/2/23 £183.26,Haggling: £45, Wombling(Roadkill): £1.77, Interest: Jan&Feb £2.90,Chase CB £2.10, WeBuyBooks:£8.37,Ebay sales: £99,Facebook marketplace sales: £105, Delay repay £16Total: £673.43/£2023 33.28%
Make £2025 in 2025
Prolific £617.02, Octopoints £5.20, TCB £398.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £26.60, Everup £24.91 Zopa CB £30
Total (4/9/25) £1573.21/£2025 77%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%2 -
I don’t have my number yet.
I have sat and back tracked my contributions so far this year.
3 x energy grant = £201
2 x council tax holiday = £322
3 x emergency fund interest = £0.90
3 x holiday fund interest = £8.46
2 x current account rewards = £12.71
amazon refund = £8.02
swagbucks = £5
attapoll = £12.59
starbucks reward = £4.55
costa reward = £2.50
McDonalds rewards = £4.95
asda rewards = £10
tesco clubcard used for RAC membership = £63.25
running total 🟰 £655.98/2023
I feel like I have made a good start but not sure I will make the £2023 as the front of the year has the bulk with 2 months council tax holiday and the government energy grant. I don’t count my side hustle or summer exam marking but I might look at my standard side hustle income and put any extra hustle towards the total
Total Debt May 21 £20,490.44 DEBT FREE DATE 29/7/22
Mortgage balance May 21 £177,096.19. Now £143,070.41
Mortgage free date. At start of sole mortgage = July 2042
2024 SAVINGS FOCUS - get rid of the car finance. £12,706.25 PAID OFF
2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage. Total pot = £4238.562 -
#62 reporting in with £10 Swagbucks, and I've spent £48 of Amazon vouchers which I'd almost forgotten about. Also had a free trial for Class Pass worth £29 and another free gym pass for £4.50.
Total now £673.38
Make £2025 in 2025 total £241.75/£20252 -
Updating some roadkill, Clubcard voucher spend and a coffee paid with stamps:
Revised totals:
Loyalty rewards for coffee £20.40
Retail cashback £43.76
Loyalty card reward £10.50
Winnings £25
Roadkill £0.12
Total £99.78
Reaching the £2,023 target is harder than it looks - to be on track for that I'd need to be at around £500 by now so I am way behind the pace.2 -
Why would council tax holidays and energy help be included?
If you pay council tax over 10 months or 12, you pay the same. The only way it is a saving is if they waive a month.
Energy help, everyone gets this. So isn’t this thread for “over and above” everything else.
Sorry to be a potential party pooper8 -
#62 - £10 Swagbucks, 89p interest on a savings account, and also got some products from the Marie Claire testing panel worth £48.65 (had expected just sample sizes so this was a surprise!)
Total now £732.92Make £2025 in 2025 total £241.75/£20252 -
SuperExcelMan said:Why would council tax holidays and energy help be included?
If you pay council tax over 10 months or 12, you pay the same. The only way it is a saving is if they waive a month.
Energy help, everyone gets this. So isn’t this thread for “over and above” everything else.
Sorry to be a potential party pooper#39 - Save £12k in 20252
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