📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Prosperous soul, mortgage neutrality & creativity Year 2

1133134136138139224

Comments

  • beanielou
    beanielou Posts: 95,737 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Too much work!!
    What a lot of blooming tosh.

    I hate bi-fold doors. Too much to go wrong with them & too heavy.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mark55man
    mark55man Posts: 8,218 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 July 2023 at 6:48AM
    If you need some feel good telly to help you recover my OH and I watched the Wham! documentary on NetteFlicks - we were both young adults at the time - she was really into them and I was disdainful except on the dance floor.  The show was fabulous (as were they) and really showed the different roles that George and Andrew had.  Also the importance of perseverance and work even in creative pursuits - although talent still key
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Too much work!!
    What a lot of blooming tosh.

    I hate bi-fold doors. Too much to go wrong with them & too heavy.
    I agree, they are probably something in the future that will totally date houses.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NR really is prolific. Writing and otherwise. I was thinking about going to her Inn Boonsboro if I was ever in the States. 

    Sounds like the viewers want their very own Grand Designs
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,487 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Sorry the viewing didn't work out - although if they were that specific about what they wanted they probably would have been nightmare buyers anyway! Better luck for Wednesday - all you need is one of the viewings to go well.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Mark, Jwil, Merlin, EH, WD & @Humdinger1 - just found your diary

    I agree on the bifold doors - they look great - but how often is our weather good enough to justify them. If I struggle to keep the hinges of french doors cooperating -yes what about the long term mechanism on them... 

    I am absolutely exhausted from my day job. I absolutely mustn't try and work this weekend as my head is currently closed over. Too much social/video calls. Too much bickering and petty arguments. Feel like I'm playing referee in a school playground which with ASD is tough.   I am expecting it to be bad for another 4-10 weeks but then desperately hoping it eases off. 

    I need to find a way to chill and let the day go... I may look for some small scale art work I could do tonight/soon to just destress... It's been nearly a month since I played with paint... I went in work late today but even so still exhausted. 

    I have a lasagne ready meal cooking for me at the moment which I'll pair with some oven chips and peas. It should then give 3 portions for other days. I took something out the freezer for lunch at work today.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you manage to relax this evening and wind down.  It's very hard when 'peopling' all day, even if it is virtual.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.