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Prosperous soul, mortgage neutrality & creativity Year 2
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Just caught up. Sorry you haven't seen your perfect house yet, but every rejected one is a learning experience I suppose. Awful about what happened on your away day - sending virtual hugs.Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary4 -
I think people think about things in a tunnel visioned way - in the case of my info - they forgot how traumatising I'd found the issue at the time and shared it from a pure factual perspective. I have since had a meeting with them with others about a different matter and it went okay. HR will have left them in no doubt about how I felt about it but I've also said I won't take it any further as they are a critical person to my ability to do my job.Blackcats said:Some people can be very thoughtless with other people's private information. I hope you find a way to deal with how it has made you feel. Someone at my work has taken it upon themselves to make comments about me feeling over emotional about retiring. Actually the emotions I'm feeling are excited and happy but this colleague has made an error and is trying to deflect by saying things about me. Why do people behave as inappropriately as your colleague and my colleague?
Weirdly - redesigning that room and having it turn out so well was a huge boost to my confidence and was in some way part of letting go. It's a modern looking space but soothing too.
I'm sorry you have a misbehaving colleague. It's so irritating when that happens anyway - usually people projecting their own issues and feelings onto us - but when they completely misinterpret our emotions its doubly annoying.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/256 -
Thanks Jwil. The reality is none of us set out to do these things - this person didn't either - they just didn't think it through. Sorry that's difficult at work for you too.jwil said:That is absolutely shocking that someone gave away personal information about you. I hope they are genuinely sorry about it.
There's someone in my office who regularly says inappropriate things too. It can make an unpleasant working environment.
Thanks Seaweed.Swayingseaweed said:Sending virtual hug.
Seaweed x
Thanks EH. They are in no doubt whatsoever that I have exercised grace towards them while calling them out on it behind closed doors. I have to remember I'm not perfect either and there are times they exercise grace towards me as I can be ultra blunt at times - indeed I was the other day in my response to them. I was livid and to a degree re-traumatised - but I've worked through it and am back on an even keel. There aren't many people that I could have said what I did to without fear of them being petty towards me so I have to honour that in them too.EssexHebridean said:Ugh to the personal information thing - I hope the powers that be at your workplace have a procedure in place for dealing with it as an apology is all well and good but they need to be left in no doubt whatsoever that it is completely inappropriate behaviour too!
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
Thanks Elisheba.Elisheba said:Just caught up. Sorry you haven't seen your perfect house yet, but every rejected one is a learning experience I suppose. Awful about what happened on your away day - sending virtual hugs.
I'm hoping that I find my perfect house soon. I extended my availability for viewings this week to include Sundays and have had a request come in which is positive. I need to sell my house before I can offer elsewhere as I need to be confident in my budget.
I've mown the lawn. Pulled blanket weed out the pond. I didn't know it was there and it was strangling my flowering water lily. It looks like I may get another flower soon. I added more pond dye in the hope of deterring weed re-growth. Watered a few pots. Pulled up some weeds. Therapeutic.
I'm pretty much caught up on my hours at work which is good. It's still very busy but thankfully I had hardly any meetings yesterday so was able to recover and reset. Today has been full on but its swings and roundabouts in my job. I may be able to accrue some flexi now as its so busy - and then take it towards the end of summer. Currently working to very tight deadlines in a number of areas.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/257 -
I wish I found weeding therapeutic 😫😂Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
There are plants you can get I think to reduce the occurrence of blanket weed in ponds. I've been reading Gardens Illustrated which is big on natural ponds and the like.4
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LOL. I like seeing the end result. Nice to watch birds flitting around. The blanket weed was annoying but strangely satisfying to resolve.skint_spice said:I wish I found weeding therapeutic 😫😂
I wondered if those plants had introduced the garden weed... I was really shocked as it's only since I got the water lily followed by 4 pond plants of various kinds that the weed materialised... Two have white flowers or had when I bought them and two are due to have red ones... Looks like I need a bigger basket for my water lily and some more special compost.WelshmansDaughter said:There are plants you can get I think to reduce the occurrence of blanket weed in ponds. I've been reading Gardens Illustrated which is big on natural ponds and the like.
Really tired this evening though but had disrupted sleep this week and lots of emotion so not surprising really. Done a lot better today.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/256 -
I'm glad sorting the room has helped. I've worked with my colleague for nearly 20 years and I think I'm the only one that calls them out on their behaviour. We get on most of the time, so it's not a huge issue.
Glad you've caught up your hours and may have potential to take some flexi too soon. It does make a difference.
Glad you've got another viewing as well."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I did some weeding today and although I can’t say it was therapeutic I felt better once I had finished 💪Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Thanks Jwil and Skint. I have logged off work for the day which is nice. I am behind on some work so need to do some over the weekend.
I have a viewer late Sunday afternoon but other than that I'm due to be free. Need to consider how I want to use the time and perhaps plan in an outing or see if a friend is free.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255
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