Are Life Time Trusts worth it?

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We met with a will writer last week who has suggested we should consider taking out a lifetime trust/estate protection trust. I’ve been researching this over the weekend and I’m more confused than ever before! Does anyone have any experience of these and could advise whether they are beneficial or not and why? It’s going to cost £3,000 to set it up. I’ve checked the company out and they are reputable.
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Most will writers have no qualifications, and their primary objective is to charge massive amounts to put in place things that you do not need.
What objectives did the will writer tell you would be met by setting this up?
Will writer is to solicitor what "alternative medicine practitioner" is to doctor.
(Not dissing council paid care, btw. As long as you're not fussy.)
As for IHT you should not be taking tax advice from a will writer who is utterly unqualified to provide such advice, and is very difficult to see how this would actually work, and may end up costing you more tax. There are better ways of reducing your IHT liability although if all your wealth is tied up in property it is not so easy.
Who are this company regulated by? If you went to a suitable qualified and regulated STEP solicitor or IFA for IHT planning advice they would provide you with impartial advice on on what the best solution for you and you would charged for that advice even if the end result was to do nothing. Will writing companies don’t do this you don’t pay them for advice you pay them to carry out a service such as writing a will, making LPAs or setting up a trust and all of these things can be done by unregulated people how you have no comeback on if things go horrible wrong.
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When you look up the directors of will writing firms on Companies House they tend to have a rich and varied background.