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2008 - Live on £4000 for a full year.

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  • Protogenia
    Protogenia Posts: 155 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    I have done my Asda order for the next fortnight...however the money doesn't go out of my account until the day the order is delivered...so I will deduct it from my total then (Saturday). I ordered a fortnights worth of food as I got free delivery with an order over £50. I meal planned for a fortnight so I wouldn't buy any unnecessarys...total came in at £50.02 so that's £25.01 per week out of my £30 a week allowance for groceries...so far so good. Gives me an extra £4.99 per week to play with.

    Genia X
  • Frugaldom
    Frugaldom Posts: 7,139 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    sashacat wrote: »
    PS, how do you put things in your signature please?


    Go to 'User CP' above and then click on 'Edit Signature' on ;eft hand side of the page that opens up. Type what you want in the pop up box and save it... that's it :beer:
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Help wanted plz!!!

    My hoover packed in to day..and i dunno how im going to afford one living off £30 a week? any ideas?
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Rafiki_2
    Rafiki_2 Posts: 35 Forumite
    Re £520 Christmas 2008 'Challenge'
    mumzyof2 wrote: »
    Iam doing it on my own hehe 10 a week


    Superb! Nice to know there's someone else, regardlss of there being an official thread or not. :j

    2008 - Live on £4000 for a full year - Challenger 74!
    Bring it on!

    2008 £4000 Challenge - £245.61/ £4000 = £3754.39.11
    (Updated 13th Jan 08)

    01st Jan '08 - Total Debt - £2817

    Aim
    : NYE 2008 - In Credit - £2000
    Christmas Fund 2008 - £30! Target £520. Perfectly on track!

    I may not be able to control what life gives me but
    I can control what I give to Life.

    "You are here to allow for the divine purpose of the Universe unfold.
    That is how important you are."
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Need to so then im not scrimping at xmas time for presents like i was Last year.. and by xmas 2008 i shall be debt free
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Protogenia
    Protogenia Posts: 155 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Poor you mumzy - have a look on freecycle and request a hoover if they are not advertising one or look in your local paper , yo should be able tp oick a second hand one up for a few quid.

    Good luck x
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    yeh but with ads out of paper im scared they wont work.
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Protogenia
    Protogenia Posts: 155 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    "Poor you mumzy - have a look on freecycle and request a hoover if they are not advertising one or look in your local paper , yo should be able tp oick a second hand one up for a few quid."

    Jeeeeez cant you tell I am typing in the dark to save cash!!
  • nykmedia wrote: »
    I have charted the useage from Christmas Eve to New Year's day and now have the final answers to my own questions. Look at the differences in numbers of units of power used:

    Day 1 (25th Dec) 63 night, 25 day (extra cooking etc)
    Day 2 (26th Dec) 65 night, 21 day (freaked out, turned down temp on a night heater)
    Day 3 (27th Dec) 57 night, 20 day (day still too high, switched OFF a convector heater, rearranged house and now have my computer in the living room.
    Day 4 (28th Dec) 55 night, 15 day (Wey hey!! A saving beginning to show!)
    Day 5 (29th Dec) 56 night, 14 day (Better, and the WM was on last night! Now stopped using groundfloor other than for cooking & eating)
    Day 6 (30th Dec) 57 night, 8 day (TD was on last night and I didn't cook much today)
    Day 7 (31st Dec) 56 night, 10 day (We were all up and about or watching TV until about 3am LOL)

    Have now started a chart for 2008 and aim to get electricity useage down even further by keeping all doors shut, making more draught excluders, sorting out curtains for the silly long window that drops between 2 floors and getting to grips with the storage heater settings. Plus, still thinking of forking out on getting the chimneys inspected - could be worth it over the long term :) Anyway, I have HALVED my electricity useage in the space of one week just by checking the meter and adjusting stuff about the house - now looking at getting a better rate per unit.

    You've inspired me to check my leccy usage. There's only two of us in the house (a three bed detached), but Im sure there's a leak some where!!! Nah, we're pretty bad for wasting leccy. So from tomo, Im checking every thing. Thankyou.
    GM Credit Card balance - £895.69
    Mortgage - £67499.17 - MFiT no. 123
    Make £10 a day - April 2008 - £158.75/£300
  • mumzyof2 wrote: »
    Help wanted plz!!!

    My hoover packed in to day..and i dunno how im going to afford one living off £30 a week? any ideas?

    Is it allowed that you buy the hoover and then sell something to pay yourself back if you get what I mean :confused:
    I hope so as I have done this with a Vax as you are spending money that wasn't originally in your budget?
    Sealed pot Member target £200 - No. 151
    GC Yearly £3k so far £1097 May£220/£300
    £1k in 100 days so far - £235 :p
    Snowball debt free calculator says DEC 09 - lets hope we can do it!

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