2008 - Live on £4000 for a full year.

Rafiki_2

whitewing wrote: »

That's what I thought when I joined. Hence my higher target. However, now I find myself desperately wanting to see if I can come in £1000 under my target! maybe that Nat Trust membership will have to go. May set myself up a tart alert to remind me to review it before the DD goes out

Genius!

Thanks for mentioning the Tart Alert - what a fab device to assist me with this!

mini_huny_money

Hya Rafiki. and all new sign ups......welcome to the club....we're all nervously anticipating what the new year will bring, am so anticipating this challenge.....and Im not so naive to think that it will all be plain sailing. THIS IS GOIN TO BE DIFFICULT!!!!!!


but with everyones help I reckon this time next year ,,,,,,I'll be welcoming 2009 challenge

andromache_2

Hi all! :hello:

I've been reading this thread quite a bit, and should imagine I'll continue to do so, so I thought it only polite to pop in and introduce myself! I won't be able to join the challenge but I set myself a version of it at the beginning of the academic year: to live solely off my student loan and allowance from my lovely parents, which comes to £5267.95 for the year. After rent and the other essential things I need to pay the university I have £2753.95 left to play with. Obviously I get free food and accommodation during the holidays, but that figure also has to cover travel to work, hobbies and so on, which can get expensive - not to mention the extra travel costs of an LDR!

Any 'extra' money from holiday work, pigsback, cashback sites, birthday and Christmas presents... etc will go into a separate savings account in order to fund 2 months' travelling this summer, which I REALLY want to do as I didn't take a gap year, and, well, 3-month summer holidays become a thing of the past when you join the world of work so I want to make the most of them! (I already have some other savings which I don't want to touch until I graduate...)

I've spent £1159.46 so far :eek: BUT the first term is loads more expensive because of the textbooks, society memberships etc, AND I've bought all this year's gifts in the sales with that money as well as paid for lots of train tickets to work, so it's looking pretty do-able for the next couple of terms and summer. With any luck I'll have some left for extra spending money!

Sorry for the essay! Just to let you know that I'll be looking in and considering myself an honorary challenger Good luck everyone! xxx

whitewing

andromache wrote: »

Hi all! :hello:

After rent and the other essential things I need to pay the university I have £2753.95 left to play with. Obviously I get free food and accommodation during the holidays, but that figure also has to cover travel to work, hobbies and so on, which can get expensive.

Sorry for the essay! Just to let you know that I'll be looking in and considering myself an honorary challenger Good luck everyone! xxx

You could join with a target of £2750 ....

Frugaldom

whitetigeress333 wrote: »

Right I am going to round the number off at £75 a week and anything thats left, fingers crossed, at the end of year will give the kids for the sales.
should encourage them to encourage me....hehehe
I understand my fares to work dont have to come out of this but my gas & electric does as does my food
Can anyone let me know what else comes out of it as i am getting goggle eyed trying to read all the posts and sus it out....lol

Also NYK you gave me number 51 but that has someone elses name at the side and I cant see my name on the list
cheers

I'm having problems keeping up with the posts :rotfl:
I'll be right back with an update on your number and set your target at £3920 to reflect the extra day in 2008

Really sorry about that and I'm really sorry to see Mumzy leave! Oh, Mumzy... I'll visit you often in the sealed pot challenge, smoking quitters and grocery challenge and feel free to pop in here anytime

Well, that has changed things a little, so, would you mind slipping in at number 2 so we don't have a gap? Thank you in advance and I've already updated post one to reflect the changes

002. Whitetigeress333 - £3920

Frugaldom

keren29 wrote: »

Thanks for the number

Please could you alter my starting figure to £3,800? I'd love it to be £3,900 but sadly it can't be!!

Updated Me confuddled by all the posts, can't wait for this all to kick off and then we can compare notes and I'll be able to let you into a couple of little secrets about how to 'beat the blues' of this challenge when things look particularly tough :cool:

Frugaldom

mah_jong wrote: »

nykmedia, Thank you for letting me join, as I have always had a tight budget and after so many generous gifts this Christmas, i feel as if I need or want anything!

Put me down for the least amount that is up !! I think its 3500, but it if its less I shall go for the challenge.

£3500 it is - thanks for the update and apologies for being late in replying - I kind of got lost in the forums tonight

andromache_2

whitewing wrote: »

You could join with a target of £2750 ....

Hehe, well, I was tempted to, but wasn't sure if you'd have me since (a) I've got 3 months' headway on it and (b) my target includes lots of stuff which is supposed to be excluded, such as the socialising, hobbies, essential work-related travel, etc. But then I suppose I'm not paying for gas, electricity, landline and so on, so maybe it balances out! If you think I'm still working within the spirit of the challenge then I'd love a number - it would force me to report back here on how I'm doing and keep me on the straight and narrow! Thanks for the suggestion xxx

Frugaldom

mumzyof2 wrote: »

i wont be able to do this challenge..but good luck all im sorry nyk xxx

Sorry to lose you mumzy, but good luck with all your other challenges and I'll see you in those forums - you know the ones

Frugaldom

Rafiki wrote: »

Ha!

I just number-crunched it :eek:

:rotfl:

Well, I've never been shy of a challenge ...

Bring it on!

:jHello and welcome, glad to have you on board and good luck with the challenge. I've updated post number 1 and your number for this challenge is 74 :T