2008 - Live on £4000 for a full year.

Frugaldom

Hi Molly, hope you enjoyed your jaunt into the woods with the kiddies - bit windy for that here, I'd be too scared of getting firewood on my head!

Re the medicines, most brand names have a basic BP equivalent. Cold sores - I found this link offering samples

I now have 4 loaves worth of dough proving and have tried to follow yesterday's thrown together recipe. Our household consumes about 4 or 5 loaves per week regardless of whether it's an 800g shop bought loaf or a 1lb home baked one. I'm convinced that the homemade ones are half the weight but twice as filling, so work out much cheaper in the long run. Mixing half strong flour with half plain flour, I can get 13 x 1lb loaves out of 4 bags of flour, so it works out at around 20p per loaf by the time you count up electricity. That's a saving of over £90 per year. Even if I double up on the loaves to allow for their being half the size of shop-bought bread, it's STILL a saving of over £50 per year and that's equivalent to my contents insurance BEFORE cashback.
It's all the little things that mount up and make this challenge worthwhile in the long run

InTheRed

whitewing wrote: »

Financial numpty here - I don't know what SME means.

(I am avoiding the news on budget day and assuming you guys who understand it will update me gently + assume I don't understand any terminology).

I did vote NOT to have 2p fuel rise on petrolprices.com yesterday after I got their email.

Hi Whitewing,

SME = Small and Medium Sized Entities.
I know this as I am sad..... :rotfl: :rotfl:
InTheRed

lingojingo

MarkyMarkD wrote: »

lingojingo Our littlie is still pretty gunked up in the eye department, although I think the eye drops are starting to do some good. She's definitely in less pain in her ears as a result of her drug cocktail. She's on 5 different lots of medicine at the moment - something for her heart condition, antibiotics for the ear infection, eye drops for the conjunctivitis, and 2 different lots of painkilling syrup (paracetamol and ibuprofen) - all at different time intervals and one of which has to be taken not on an empty stomach, so it's a nightmare to keep on top of it.

Oh poor little thing. I'm so glad mine are older now (19 &17). My DD used to get terrible ear infections when she was little, I'd forgotten what it was like till I read your posts. Hope she's better soon.

Frugaldom

InTheRed wrote: »

Hi Whitewing,

SME = Small and Medium Sized Entities.
I know this as I am sad..... :rotfl: :rotfl:
InTheRed

I think it's Small and Medium sized Enterprises - I must be really sad

skintwellie

Hi fellow fruglers,
Hope that you've all survived the high wind thing.
As everyone has been away I've had 4 NSD in a row, (The obvious answer to my debt problems is to therefore live on my own:eek: ).
Today I went shopping with my trusty £10.00 and managed to get 8 bags of shopping by trailing around the 3 supermarkets in my nearest town.:T
Last year I was lucky enough to win a Sebo vac cleaner, which is great. I would never have been able to afford one as they cost over £250.00. Today I went to get replacement bags and they cost a whopping £9.00:eek: :eek: :eek:
On a good note I made £15.00 on ebay for some tickets that I was given for free!
Hopefully I will actually be in budget for the first time this month.:T

Mollymop5

Just a quick pop in while dd in bath thanks for the coldsore sample link NYK

whitewing

Thanks for the budget info, and answers to my questions folks. Immoral Angel has put a new thread on linking to the BBC's budget calculator. It's quite good fun. (I'm sadder than the rest of you).

I can't do links, but do have a little look. Could be better off?

mumzyof2

whitewing wrote: »

Thanks for the budget info, and answers to my questions folks. Immoral Angel has put a new thread on linking to the BBC's budget calculator. It's quite good fun. (I'm sadder than the rest of you).

I can't do links, but do have a little look. Could be better off?

Could someone post the link please?

Marru

Here it is: http://news.bbc.co.uk/1/shared/bsp/hi/business/budget_calc/html/budget_calculator.stm

I will pay more income tax but increase in child benefits will counteract that and then I will gain £240 in tax credits which is my total gain. Not bad!

Marru

PS this assumes I won't be drinking alcohol and that my petrol consumption stays the same

mumzyof2

My child tax credits going up by £650 pound and also child benifit going up by £59.80 leaving me up by £684.90!!!!!