2008 - Live on £4000 for a full year.

sashacat

Andromache, we've travelled quite a lot around Thailand on our own and it is so easy. We got the train from Bangkok to Kanchanaburi to see the bridge over Kwai, stayed a few days and got the bus back, and you can usually get ferries quite cheaply to the islands. We stayed in backpacker places and they were really cheap and very good and we are no chickens....my partner is way over 70. We flew up to Chiang Mai but booked the flights in Bangkok ourselves as it's so much cheaper than taking one of the advertised trips....good luck and enjoy.
I suppose I better confess to overspending again but it was not my fault...my car needed it's MOT and it ended up costing £287!!!!
but at least it's done and fully serviced for another year.
I had a big birthday recently ( one with a 0) and my partner and kids organised a surprise party for me last Saturday so that was great and I didn't have to spend any money because they paid for everything. It was great as they had contacted all my old friends and people came from all over the country...amazing

tigwell

Ok so as you can tell i'm new around here! I have just found this and feel i should join! Just got the biggest debt of my whole life ever in december! Was very grown up and got a mortgage, now i have £1.70 in my overdraft to last me until friday. Having read all these i know that is more than enough! So the 4K has to be reduced down to £3333.... I am feeling alot more positve than i was earlier having been to the bank. I would love to start overpaying my mortgage to cut the term, rather than buying a cappuccino on the way to work.... So with a head start of a cupboard full of food i am going to withdraw cash and only spend that and see if i can live up to all of your spending habits and underspend!!!!

Penny2myName

Welcome tigwell, and I think this challenge is probably great for budgeting if you are after making over payments re debts and mortgages.

Janey51

:wave: Hi tigwell and welcome.
If you are looking for a role model, look elsewhere:o

Some of us were put on this Earth to make the rest of Frugal-land look good.:o I am trying to pluck up courage to see what the damage is to my budget following the fall from grace on Saturday.
Personally, I blame the stars, the eclipse, the frost and the pressure of mass consumerism.
Or it could be my own weak will and susceptibility to the powers of advertising :rotfl:

sophiesmum_2

So desperate to have a no spend day for my first day on the challenge - I made DD get out the car and hand deliver a letter as we were passing the address on way home tonight:rolleyes: (saved 32p postage:D )

whitewing

sophiesmum wrote: »

So desperate to have a no spend day for my first day on the challenge - I made DD get out the car and hand deliver a letter as we were passing the address on way home tonight:rolleyes: (saved 32p postage:D )

Well done, I make use of my frugalslave quite a lot too:)

Janey51

whitewing wrote: »

Well done, I make use of my frugalslave quite a lot too:)

:rotfl:

So thats why I married him :T

Janey51

sophiesmum really really impressed how quickly you have embraced Frugalism :T

whitewing

Pointless questions that I want to know the answers:

£125 in 2002 - what's that equivalent to now?
£80 in 2004 - what's that equivalent to now?

I don't mean if invested carefully or anything, just roughly what it would be due to cost of living rises or whatever (spot the financial duffer here)

Frugaldom

Whitewing, your question is far from pointless! I think it's very relevant and very thought provoking. The cost of living, inflation and political economics are bamboozling to me, so I check against the price of gold. I once read that this was the easiest way but I'm not sure who wrote that or why.

£125 worth of gold in 2002 would now cost you about £300
£80 worth of gold in 2004 would now cost you about £150

Interesting, considering if you had left £125 in the bank since 2002 it could now be worth something between £140 and £170 (ish) depending where you kept it.