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2008 - Live on £4000 for a full year.

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Comments

  • OMG :eek: Car MOT due 29 Jan, so I was ready to take it off next months budget but oh no DH has done it today, needed a new exhaust bit too (plus petrol as he doesn.t usually take the car = £140 :eek:

    Wow I think I might have to recalculate next months budget due to this months overspend :rolleyes:
    But I guess it had to be spent somewhere during the year ;) Now I just can't wait till our insurances are due for renewal so I can get really scrimpy on those too :rotfl:
    Sealed pot Member target £200 - No. 151
    GC Yearly £3k so far £1097 May£220/£300
    £1k in 100 days so far - £235 :p
    Snowball debt free calculator says DEC 09 - lets hope we can do it!

  • Frugaldom
    Frugaldom Posts: 7,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    OMG :eek: Car MOT due 29 Jan, so I was ready to take it off next months budget but oh no DH has done it today, needed a new exhaust bit too (plus petrol as he doesn.t usually take the car = £140 :eek:

    Wow I think I might have to recalculate next months budget due to this months overspend :rolleyes:
    But I guess it had to be spent somewhere during the year ;)Now I just can't wait till our insurances are due for renewal so I can get really scrimpy on those too :rotfl:

    You need to check through the cashback sites and see who is offering the best incentives. House insurance cashback still has me gobsmacked :D They practically PAID ME to insure through them :rotfl:
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    well not that i am in this challenge but i did a huge batch cook today hubby did one as well so i now have 4 portions of chicken curry and 4 portions of fried rice and 6 portions of shepheards pie and the main thing ...i actually enjoyed it phew this mind set is deff catching
  • bails
    bails Posts: 3,196 Forumite
    LOL at the health warnings! V funny!
    I'm back from town and despite looking to check if there were any amazing bargains, it's still a NSD for me!:D
    Talking of insurance, as my car died a couple of weeks ago I phoned my insurer to cancel my policy and he said I couldn't! Isn't this a load of twaddle?? He did say I could suspend my policy until I got a new car but I don't want to do that (I don't know when I'll get another car). I'll ring again but just wondered if anyone had any experience/ knowledge on this? Thanks.
    Hmm, I may be having a complete change of heart about moving north - I would still love to but I don't think this is the right time for me. Will need to talk it over with OH but could mean no expensive trip away this weekend (could also mean missing out on cheaper prices up north for the time being :rolleyes:). Life eh, it's a toughy sometimes! Still, this challenge means if we stay then I can spend the money we're saving on doing this place up and increasing its market value :D Thanks guys for being here to keep me motivated and upbeat, I really appreciate it!:T
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    I'm doing a batch cook of chilli tonight. I'm not overly hungry so there should be enough for a big portion for OH when he gets back from football practice and enough to fill 2 takeaway tubs for the freezer.
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • liuhut
    liuhut Posts: 1,269 Forumite
    Hi everyone.
    Spent 50p at work today on chocolate else it would have been a NSD for me too...argh!!
    Bin very good tonight. OH suggested getting chips but I have put a pie in the oven and just done mash and veg to go with it.
    Might pop found to the Tesco express later to see if they have anything marked down...does anyone know the best times to go (the shut at 11pm).
    Thanks
    Laura
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 wins in Oz $ 6170.... wins 2011 aprox $2000
    MFIT - number 37. Reduce my mortgage from £63,500 to £48,000. now at 54,000...
  • nykmedia wrote: »
    You need to check through the cashback sites and see who is offering the best incentives. House insurance cashback still has me gobsmacked :D They practically PAID ME to insure through them :rotfl:

    Yes I did that last time and did house contents and buildings separately and got both lots of cashback from the companies :j really didnt think that would work but so glad it did!!

    Car is due May and house is due in July I think, but I also need to check my elec and gas once I get the impending bill of doom ;)
    Sealed pot Member target £200 - No. 151
    GC Yearly £3k so far £1097 May£220/£300
    £1k in 100 days so far - £235 :p
    Snowball debt free calculator says DEC 09 - lets hope we can do it!

  • liuhut
    liuhut Posts: 1,269 Forumite
    FrankieM wrote: »
    Hi,
    I realise this wasn't asked of me, but we are just finishing a 3 month period of living in Aus.
    We arrived in November, fly out on the 31st of this month.
    I have 4 children as they have dual nationality, we put them all in school for the end of the school year over here.
    Mine have all loved it. They have all made good friends, they prefer their friends over here in Aus to England. They love the lifestyle, even though its been one of the wettest summers in 25 yrs and has been no where near as hot as we expected.
    Of course I'm Australian and we live a more Australian lifestyle in England than an English one, I think....not just the outdoors thing but our attitude is very Australian, if that makes any sense...

    I hope your family enjoy it as much as mine have....

    Thanks for that Frankie..we are going over on a perminant visa but I am only planning on going for a few years to see what its like and hopefully get ciizenship for the kids for when they are older.
    I want to save a much money as poss by doing this challenge and carry it on over there next year so that I dont have to work!!!
    Hope the trip back goes well
    Laura
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 wins in Oz $ 6170.... wins 2011 aprox $2000
    MFIT - number 37. Reduce my mortgage from £63,500 to £48,000. now at 54,000...
  • just got my gas and electricity bill and I'm £71.46 in credit!:j
    I was thinking of switching when Martin gives the green light, but wondering now as I seem to be getting a good deal with the company that has the TV ad about wind power (it really creases me up when the dreadlocks get blown up in the air, reminds me of being at the top of a lighthouse on holiday):rotfl:
    I get a discount for dual fuel, and another discount for on line paperless billing
    :T
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    i'm being creative with my breadmaker. OH has just hoovered up most of the loaf I made yesterday so it's on again now.

    I've chucked in a handful of raisins, chopped dried apricots and dates I had in the cupboard. I've squeezed a bit of honey into the dough mix as it was churning.

    See what happens!!!
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
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