2008 - Live on £4000 for a full year.

wornoutmumoftwo

Yes, I was thinking of that but thought a cc far too tempting really, even a 0% one, so opted for the Argos card

Mollymop5

Hi everyone.Mumzy I'm please you got yourself sorted today.I haven't had a chance to get online today so haven't been able to chat on msn.I will be on later though.I'm just doing a quick tidy.!st lot of my new windows were installed today.I feel like i'm in a goldfish bowl.I'm having to put up curtains etc til I can get my blinds put back up.I need new fitting cos mine were attached to my wooden window frames and now cant be! At least it was a no spend day for me

Frugaldom

wornoutmumoftwo wrote: »

... Anyway, as it's sale time we decided to buy a new one from Argos on their 6 months free credit and pay it off within the 6 months so to avoid paying the interest, (and cut up the card when it comes through the door).

The above fits in with my way of thinking. I'm proud to have you on board - just remember to AVOID PAYING INTEREST LIKE THE PLAGUE :T

You don't even need to cut up the card - it may come in handy sometime you see a bargain and don't have the cash on you - just make sure you pay in full before interest kicks in. I have a couple of golden rules of thumb:

1. Avoid paying too much tax (always check for rebates as soon after the tax year ends as possible)
2. Avoid paying interest at all costs
3. One exception to rule number 2 - it's ok to pay 2.5% interest whilst the stoozed cash gains 6% in your HI accounts :beer:

princess_leia_3

Mumzy - Glad they seem to be sorting you out now, I would just say that if it continues please go back and get re-checked.

DeBrag - Your list looks good, have you tried Value/economy cheese as its lovely (I get the mature/full flavour) and you get a huge chunk for less money!

Frugaldom

Just got my somerfield offers leaflet in with tomorrow's bargains. I've picked out the following as particularly interesting:

4 x 415g Heinz Reduced Sugar & Salt Beanz half price - 99p
Heinz Soups - 5 for £2 (I always make HM soup)
Aunt Bessies Roast Potatoes half price - 90p
Rooster Potatoes 2kg half price - £1
Whole swede/turnip - 43p
Puff pastry - 100% extra free - 70p
Granny's soups - 3 for £1
Scottish Plain Bread - 2 loaves for £1.50
Strong cheddar cheese 400g half price - £1.80
Birds Eye fish fingers in crispy batter half price - 90p

Just in case anyone doesn't get the offers leaflets, the above are from 16th to 29th January.

mumzyof2

what will u be buying from that list nyk???

liuhut

I subscribed to Somerfields weekly email so that I get all the special offers...they also enter you in a comp if you subscribe...always worth a go!!

Lexxi

Glad to hear they're doing something mumzy, hope you start to pick up soon, don't fret about the challenge too much!
Good to hear everyones still addicted, I'm trying to get my mum to join in, I'm going to go through the freezer and cupboards before she goes shopping again as she keeps saying she's going to cut back spending.

I've not done so well today, I spent £7 on a taxi as I was up late for work, on my 2nd day! I'm still pretty much within budget/challenge but I'm so annoyed as it is a complete waste of money when I bought a weekly yesterday grr!! Ah well, going to get ready for bed (and set my alarm earlier) now so I can fall asleep straight after Shameless!
Good luck for Wednesday everyone!

natalie1974

debrag wrote: »

I start Ice skating next week so that will be £11 each week. A lot I know but it for 45 mins lesson & practice then 3 hours of open session if I want. Had looked at other places but they were either just the lesson, not getting back to me or mix adults & kids which I didn't really want.

Bloody hell that is a bargain , I pay £12 for a 15 minute lesson for my daughter .

debrag

princess_leia wrote: »

Mumzy - Glad they seem to be sorting you out now, I would just say that if it continues please go back and get re-checked.

DeBrag - Your list looks good, have you tried Value/economy cheese as its lovely (I get the mature/full flavour) and you get a huge chunk for less money!

I shall try that I'm never good at know what I should buy.