2008 - Live on £4000 for a full year.

Frugaldom

mumzyof2 wrote: »

i just realised wednesday is tomorrow lol i thought it was monday today lmao

Thank you for the reminder. That means this was day 1 of week 3! :T Yes! I'm one seventh of the way through my third week! :j

January is going to be an absolute bumper spend month for me because of the huge bills and I still have the insurance to pay :eek: but it should get better soon, especially when I start pushing my grocery allowance to the limit and getting fit in February.

Think I'll go in virtual search of more freebies now, and try to rack up a few more pennies in my Greasypalm account.

wornoutmumoftwo

I promise I will update my sig tomorrow, I just need to check how much my two ebay purchases were and then I'll be brave and add it all up, but I KNOW i'm well over for week 2.

This week (3) I have very little money, mainly because hubby got double paid last week so it's only my child tax credit and benefit to live off this week. I do have some of his wages left but really have to pay that to council tax or they'll start taking furniture out of my house.

I get £75 on Thursday and £30 on Monday, but out of that I still need to pay my weekly electric which is about £40 (including the £15 per week debt as i'm on a PPM), TV license, and a loan.

On the bright side I have a full freezer and £25 credit on my electric meter so as long as I am very careful this week I should be fine, I can't avoid Tesco's as it's a minute walk and I will still need bread and milk but I really must avoid the reduced price section and avoid uneccessary spending this week, i.e leave kids at home with OH when I nip out.

Frugaldom

Bails, I found a freebie for pet food, has kitten had anything from this one? Here's the link http://www.trophypetfoods.co.uk/free_samples.asp

On a less cheerful note, I just checked my bank balance. Hmph!
£24.99 out for Broadband (this is final payment of this 12 month package, I've reduced it from next month) and the home insurance payment of £52.40, which is for the full year. Hoping to get some cashback through Greasypalm for switching companies and I did get my £5.00 off per month for 6 months on the new Broadband package.
I WILL SURVIVE! Gone to update signature AGAIN!! :eek:

Buffythedebtslayer

Hello, although I have been reading I don't think I have posted in a while.

its been mixed really, I managed pretty well for the first two weeks, but I bought a load of books for work which they are now saying they won't pay for ( even tho the dept is using most of them) and I am going to Berlin on a school trip...... so I thought jan was tough feb is going to be a nightmare.

It means I can't make any extra loan payments. BUT I guess it is only for one month.

Feb is my OU andE bay focus cos by then I should have sorted work so it is all at work not at home.

I have to say I haven't missed going to the shops, tomorrow will be the first time I have gone to the supermarket and I only need cat litter and sand paper and "stuff" (which could be dangerous) to start weight watchers. next week.

overall I am ok I think.

hope everyone is going well.

xx

mumzyof2

nykmedia wrote: »

Bails, I found a freebie for pet food, has kitten had anything from this one? Here's the link http://www.trophypetfoods.co.uk/free_samples.asp

On a less cheerful note, I just checked my bank balance. Hmph!
£24.99 out for Broadband (this is final payment of this 12 month package, I've reduced it from next month) and the home insurance payment of £52.40, which is for the full year. Hoping to get some cashback through Greasypalm for switching companies and I did get my £5.00 off per month for 6 months on the new Broadband package.
I WILL SURVIVE! Gone to update signature AGAIN!! :eek:

£54.20 for a full year i pay £11 a month and went thorugh quidco to get £60 cash back..im waiting on them paying it me and once its in my account im going to switch again thru quidco? Can you keep doing this or will they find out lol.

whitewing

Morning all,

Today I am going to...

open an online bank acct for DS
shift my business bank acct
apply for WFTC
not log on to MSE every 5 minutes.

Therefore it will probably take me 2 hours to get through the updates tonight. Love to you all. Have a wonderful, wonderful day.

georgiasmum

I have £9.00 until friday left of my budget. £5.00 worth of petrol and the rest into the change jar I think. Got to get into a better rhythm for this - making a new plan to manage my weekly budget better.

georgiasmum

Buffy I have the same problem with school books too! I'm an English teacher, what do you teach?

Miss_Pink_3

Just £1.79 for me yesterday. There will be spends today, but will make sure its under my £4.15 budget.

bigbullyweedave

georgiasmum wrote: »

Buffy I have the same problem with school books too! I'm an English teacher, what do you teach?

I'm a teacher also and since beginning to watch the pennies about a year ago I do find it incredibly difficult not spending my own money on school stuff. Whether it be even silly stuff like advent calendars, end of term sweeties etc. I guess it's just getting the balance right!