2008 - Live on £4000 for a full year.

Frugaldom

Mumzy, if you don't have receipts then just count up what you have received and then compare it with what you have left, that'll show you how much you have spent. I stick all my receipts in a box after I have marked them into my spending diary and then update my signature here. Don't rely on the signature here though as my first one was lost when MSE deleted it for linking to this thread

mini_huny_money

mumzyof2 wrote: »

i dont know how much i have spent tho.. i think il go through reciepts but dont know if i have them all..coz didnt get reciepts dont think (might of done tho) as i thought i had failed
I have paid alot of debt this week...but i dont include that

Hya mumzy.......dont worry, you'll get back on track soon and if you've paid a lot of debt this week, thats brilliiant :A

Im not sure but I reckon you must be one of the youngest amongst us and you're doing really well, I spent years trying to get debt free at least you're doing something about it so early in your life, you're going to have a wondefrul debt free future

xxx

mumzyof2

mini_huny_money wrote: »

Hya mumzy.......dont worry, you'll get back on track soon and if you've paid a lot of debt this week, thats brilliiant :A

Im not sure but I reckon you must be one of the youngest amongst us and you're doing really well, I spent years trying to get debt free at least you're doing something about it so early in your life, you're going to have a wondefrul debt free future

xxx

Yes iam young iam 20 and im doing this for a better life..i dont want to be keep getting into debt all my life..n by time my kids grow up and move out i want to be going on holidays not paying off debt! :P
off to do reciepts also going to post soa here as alot of changed..

mini_huny_money

hya nyk.......re the phone call to OZ, sat down at the landline, at bottom of stairs in a cold hallway, used the number and then the dialling codes for Perth.... couldnt get connected...GRR, not any fault of the number you gave me that worked brill, but my sis moved recently and during the christmas phone call I took down her new number, wrongly as it turned out!!!! Im a number short

I texted my Glasgow sis who's there for January, but havent has a reply yet. I reckon they must be down at Aust sis's beach house, which is out of range of mobiles. Australian sis has done really well, worked really hard and is reaping the benefits.

So it will probly be nest weekend before I can phone again, but I'll let you know how I get on.

Will update my sig tomorrow but Ive only spent about 40 pounds this week, if that :j (apart from the kitchen and bathroom suite that is)

liuhut

Mumzy your still doing really well, you sorted a lot out in the last week. We all have the odd blip every now and again, forgive your self and forget about it!!! At 20 you have so much time and your kids are still young so by the time they want things rather than needing them you will be in a position to do that with out it breaking the bank. I bet they will also grow up knowing the value of money...my DD does she is soo tight, if we borrow a £1 she expects £2 back!!! Should add that shes 6!

NYK - Thats a lovely story about the horses!!! I used to ride from 4 but now she is on there Im thinking oh god what if she falls, def make me go more grey!! She is just going to go once a fortnight to try and keep the costs down a bit. Oh meant to ask if you are near Gretna, we got married up there last year, we had a lovely time, pure MSE wedding!!

wornoutmumoftwo

Wornout... in your signature it says "earn £10 a day..." What's all included in that and can you point me in the direction of the thread, please? I'd love to reduce my outgoings to (an average of) £10 per day and that would cover it!

Basically you try and earn £10 a day any which way you can - such as Ebay, surveys, cash back sites, writing reviews.

The link to the thread is here: (http://forums.moneysavingexpert.com/showthread.html?t=650679&highlight=earn+%A310+a+day

If you need any help I'm full of useful and useless information

liloandstitch

well done mumzy of 2, you are trying to make this work like the rest of us. No one said it was going to be easy and I am sure at several points in the year we are all going to be in the same boat. The main thing is that we pick ourselves up, regroup and try again. Everything we save will put us in a better position than we would have been in, and lessons we learn will be with us for life if we choose to - I know I am finding it really hard, and at some point I am sure that my will power will get the better of me!!!!!!! We all are supporting each other, and by sharing our ideas successes and problems we will all get through it
Chin up - lilo

Ellidee

Nykmedia thank you for continuing your horse story. We went to Gatehouse of Fleet 20+ years ago for a weeks holday and it is a beautiful part of the world. Had a run to Stranraer one day but all I remember about it is the ferry !

Mollymop5

Ellidee wrote: »

Nykmedia thank you for continuing your horse story. We went to Gatehouse of Fleet 20+ years ago for a weeks holday and it is a beautiful part of the world. Had a run to Stranraer one day but all I remember about it is the ferry !

OMG flashback.We went to Gatehouse of fleet every year as kids for a weeks holiday in a small yellow farm cottage

kayjay1809

Hi, I'm very confused as to how this is possible to live on £4000 a year. Our expenditure, bills, insurance, tv, phones, petrol etc comes to £360 per month and that's after we pay our mortgage of £1024, Water £38 and Council Tax £130. £4000 divided into the 52 weeks comes to £333 yet our outgoings are £360 before food!! Am I seeing this wrong somehow? We live very frugally as after our mortgage and bills as above are paid we have very little money left out of my husband's salary as it is. I'd love to live on £4000 a year but I don't see how..