2008 - Live on £4000 for a full year.

debrag

I have to get used to it be beginnng to end of month not payday to payday.

Will prob end up over budget this month, there's just under 3 weeks left & I'm almost at my limit (stupid stupid bank charges!)

This is my dirst time of actually budgeting though, I'm learning lol

Jay1_2

Carlsberg - Hawian fancy dress.
Get some multicoloured tissues, cut into circles and thread cotton through to make the flower chain thing (is it a ley?) and if you know someone with rabits or horses maybe you could get some straw for a grass skirt - I don't know what you could use if not straw, brown envelopes maybe...


I'm trying to get stroppy with Eclipse internet now. Its says on their website there is a charge when you move house but it doesn't say how much! :mad: The only price I can find is £47:eek: , I don't think its that but if it is there is no way I'm paying, my contract runs out in Feb and I only pay about £15 a month, I'll just lapse and go with someone who has an offer on. Maybe they will be so concerned to keep me they will cancel all charges and reduce my monthly fee .

mini_huny_money

oh.....nooooooo Ive just spotted a christmas deccie I hadnt taken down.......does that mean bad luck for the rest of the year?????

He's a wee santa fridge magnet with wind chimes.......swiftly removed afew minutes ago...

I even remembered, just in time on the 6th, to take the santa candle off the cistern.....wont be placing it there next year, a few of the men guests found it disconcerting that santa was watching them.......:rotfl: luckily no one tried to put him out!!!!!!

(edited to say) ,,,,men guests mean men relly's.....not men guests..........if you know what I mean!!!!

princess_leia_3

mini_huny_money wrote: »

(edited to say) ,,,,men guests mean men relly's.....not men guests..........if you know what I mean!!!!

:rotfl::rotfl::rotfl:

So funny :T

tryingtodobetter

mini_huny_money wrote: »

(edited to say) ,,,,men guests mean men relly's.....not men guests..........if you know what I mean!!!!

:rotfl: :rotfl: :rotfl:You have cheered me up but I really need to stop reading this post and get on with my report only 600 words to find.

NEgirl

oh no i aasked my oldest son, my sis and niece if they fancied lunch out tomorrow as theres a yo sushi 50% off voucher on this weeks email - both said yes and ive just read its only valid from monday! We are all really looking forward to going too but i bet it doesnt taste half as nice when paying full price!! :rotfl:

broke_mum_of_three

Not doing too bad today, had to spend £1.20 on car park in city centre for collecting equipment for work but forgot to ask for a receipt so cant claim it back:mad: stupid me! Normally wouldnt have bothered me that much but on this challenge every penny and pound counts. Also forgot about the fruit and veg man who delivers to my door, £15.50 for a big family box of lovely fruit and veg, I live in the sticks (middle of nowhere) and the local mini markets are a rip off for fresh fruit sorry did I say "FRESH" most of it has seen better days! So I think it is pretty good value and it also keeps me out of Tesco's. Will have to make some of these beautiful soups that have been appearing on this thread, thanks to everyone for sharing their recipes:T

Aril

Brilliant progress all of you! Don't beat yourself up if you're not quite hitting the targets you've set yourself. The monthly costs will always vary and you need to remember that the challenge is spread out over the whole year not just one month.
I hope Queenie doesn't mind me sharing her tip. She sets up a pamper box full of little treats for yourself for when you're feeling down and the urge is just to go and blow the lot. Mine has a small box of After Eights in it [Chrissy pressie], a bath bomb [Chrissy pressie] and a bottle of scented bath oil which I got as a freebie with an online order. Perhaps it would also help to record some coping strategies...if I am on a downer I want to spend money to treat myself. For me it means books and magazines. To keep the spending in check but also feel I've treated myself I go out with only a couple of quid [no bank cards:D ] and if I want to buy something I hit the charity shops or buy a pretty card or beautiful ribbon/thread/rainbow pens. Whatever small item catches my eye. The other thing I do is go into Waitrose and pick up their freebie mag with the recipes in or the supermarket free recipe cards and then I hit the library and choose several books with beautiful illustrations [no DVD hiring on these days] so I can sit and look at them. It gives me a great deal of pleasure. Whatever works for you really!
Aril

tryingtodobetter

I've just realised the girl in the CO-OP gave me change from a £10 when I gave her a £20.:mad: . So mad at myself for not paying attention.:mad: :mad: :mad: :mad:

mini_huny_money

NEgirl wrote: »

oh no i aasked my oldest son, my sis and niece if they fancied lunch out tomorrow as theres a yo sushi 50% off voucher on this weeks email - both said yes and ive just read its only valid from monday! We are all really looking forward to going too but i bet it doesnt taste half as nice when paying full price!! :rotfl:

make sure you're not hungry when you go ........we went to the one in Silverburn just before Christmas......The choice was Tapas or Sushi and as OH was paying I let him decide.....wish Id went for Tapas!!!! The Miso soup onece you've paid is free refills I had FOUR.....

It cost about 14 pounds for the 2 of us, 2 wee sushi rolls for starters and the hot chicken.....and my MISO soup!!!!

fill up on the miso soup....... and go for the hot selection its a wee bit more filling, not much though. Persoanlly I found it a big waste of money, ok for a lunchtime snack while shopping, but be aware of the colours of the bowls , that adds to the price. \sorry dont mean to spoil your day out .....hope you enjoy itXXX