2008 - Live on £4000 for a full year.

wornoutmumoftwo

Whitewing I know how you feel, there have been times when I couldn't see light at the end of the tunnel. The best thing is to take a day at a time. If you have gone over your budget this week who's to say a few weeks down the line you won't get back on track?

:A Chin up, we're all here to help each other.


Just to add, last year and the year before were my worst years, I had bills in daily, bank and CC charges galore and I really felt as if I couldn't cope. Somehow I did and I don't know how because at one point I felt I just couldn't go on, but here I am, two years down the line and in control (almost).

moanymoany

sweetpea03 wrote: »

Hi moanymoany, your menu plan looks great! Did you try the hommity pie recipe that i posted for you on the mealplan thread? Just wondered what you thought of it

I am chuffed today as I made up my own recipe for sweet potato & tomato soup as I got bored trying to find one. It tastes quite nice, like rich tomato soup. If anyone [strike]dares[/strike] wants to try the recipe i'll post it

Please can you all pray for my fence panels as they are about to blow down in the gale force winds we are having here :eek: thanks!

was just about to submit my post & I saw your recipe Bails, thank you so much for typing it all out, it sounds delicious. I have everything, even the vecon, only thing I'm missing is the saffron, I wonder if it would be ok to miss that out of the recipe? Will let you know what we think of it Will try & hunt down the challenge you're looking for in a mo for you

Hi MrsMcawber, how are you doing?

Yes, it was your recipe. It sounds so simple and 'ordinary' but it is so fab. I use wholemeal flour for the pastry. We have it regularly. It's nice cold and reheats well. Oh, and did I mention that it's cheap. :rotfl:

bails

Whitewing, I have very broad shoulders (courtesy of serious swimming training as a kid :rolleyes:) so have a good old sob of relief on them. :grouphug: I'm so glad you can now see the funny side but it is terrible when you're so far in it, you can't see any good. My OH is (quite a bit) younger than me too (and from a 'totally irresponsible with money' background) and I've spent the last two years training him up so I know a little how you feel. Well done for dealing with the customer complaint successfully; it's really hard when that money is so key to you reaching your goals but I'm assuming you've set up your own business for other benefits too? e.g. you're motivated by what you do, want to be your own boss etc. Try not to let those reasons be completely overshadowed by your monetary goal as well. Take care and hope you have a much better day today.

Frugaldom

Hello all and a special hello to Whitewing for the run down on yesterday. Despite all, you came through it AND with freebies!! (Must find free thermometers, please show me the way.) You also began making progress with the financial re-education of one's OH

I'm supposed to be the experienced one in our household when it comes to budgeting. Hmm... I did manage to avoid the Boots sale (so far, but will probably go for a virtual browse later!) but I was unable to control the uncontrolable urge to spend in the Additions online sale! £12.50 gone from the pressie budget - back in a mo or I'll time out and lose this post

Back again I had to come back and explain about my spontaneous spending fix. I have a 3 year old grand-daughter and was planning on buying her a little doll's pram for her 4th birthday. Well... I found this!
Disney 'Minnie' 2-in-1 doll's pram - Detachable carry-cot, pillow, shopping tray and pram bag. Age 3 years+ ... and then I found the price... £2!! :eek: :eek: :eek: What's more, I picked up a couple of other exceptional bargains - 2 @ £2 and 1 @ £3, all approximately 70% off original prices. P&P was £3.50 BUT I chanced my arm with a 5% off discount code I found (XX362) Naturally, I went through my Greasypalm account, so there'll be a couple of pence back on that, too. So, all in all, I think I had quite a good pressie buying day. :T

Jay1_2

RESPECT to you all. I feel a bit of a fraud joining you when you have such big mountains to climb and are doing so brilliantly and bravely.

My only debt is my new mortgage, I'm naturally careful (well lets be honest here - very stingy) and thanks to helpful parents have been able to avoid problems. My "issue" is that I am incredibly lazy - can get up when the alternative is loosing my job but otherwise... Well this time next week all will be different I will be in my new flat and a changed woman!

Would have been a NSD except for a insurance DD. And can't make a decision whether I need this insurance... Its mortgage protection against accident and sickness - my job gives me six months full pay and sixs months half pay (and if I'm still not back I think its six months full pay again and so on). It doesn't cover me against losing my job although the council couldn't afford to make everyone at my level redundant. And then because its shared ownership I would still need to find the rent. So I sort of feel I don't, but cancelling it would feel like I was inviting trouble... Any advice welcome.

Am off to read about Pet drugs online for my parents and meal building blocks for my new freezer (in my new flat with the new me :rotfl: ) Thanks Jx

Frugaldom

Jay1 wrote: »

Am off to read about Pet drugs online for my parents and meal building blocks for my new freezer (in my new flat with the new me :rotfl: ) Thanks Jx

:eek: :eek: :eek: your poor parents!! :rotfl: :rotfl: :rotfl:

princess_leia_3

Just had a peek at that minnie pram and its ace!! Also the wholebaby doll nursery set for £6!! If my boys were girls then I would get it for birthdays but as my girl isn't even born I don't think I can store it for 3 years

Jay1_2

nykmedia wrote: »

:eek: :eek: :eek: your poor parents!! :rotfl: :rotfl: :rotfl:

Thanks, its nasty when your dad has fleas :T :rotfl: :rotfl: :rotfl:

OliveOyl_2

OH suggested that as "we're doing so well" that I rejoin the gym :eek: and take on a gardener :eek: :eek:
(there's an obvious, though unattractive solution visible from here )

But I was able to point out that the saving on housekeeping from 2006/7 to what it is now is greater than the cost of our flights to see each other. He was well impressed :money:

Frugaldom

OliveOyl wrote: »

OH suggested that as "we're doing so well" that I rejoin the gym :eek: and take on a gardener :eek: :eek:
(there's an obvious, though unattractive solution visible from here )

But I was able to point out that the saving on housekeeping from 2006/7 to what it is now is greater than the cost of our flights to see each other. He was well impressed :money:

I'm still trying to work out the solution... keep fit by gardening and save the 'savings' to afford to fly out to meet up more often? :T Or... :eek: :eek: :eek: I watched 'Desperate Housewives'!!! Surely he isn't suggesting that???!!! :rotfl: