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  • diystarter7
    diystarter7 Posts: 5,202 Forumite
    1,000 Posts First Anniversary Name Dropper
    You never said you was not looking for "personal evidence." It is factual and demonstrates that warns etc worked.


    So re "common sense" how do you explain those that spend too much on items they can ill afford to spend money on? What happened to "common sense" there?

    seat belts may be the law but you still get warnings on tv/etc. Belt up was a massive ad campaign and if it was the "law" as it is, why the millions spent on adverts if they don't work as you are guessing?

    So you think a piece of text at the bottom of an advert will make them think 'Hang about, can I afford this?' - Nonsense.
    Again, looking for facts and figures. Personal evidence can be made up.
    Yup, they were on TV, to advise of the fines for not buckling up. Same as the drink driver adverts.
    Yup I do
    Yes stuff can be made up but please don't tell me that these warnings have zero effect as you are clearly impling.
    Thanks for agreeing re fines/adverts on tv reminding people their priorities so adverts do work, 
  • You never said you was not looking for "personal evidence." It is factual and demonstrates that warns etc worked.


    So re "common sense" how do you explain those that spend too much on items they can ill afford to spend money on? What happened to "common sense" there?

    seat belts may be the law but you still get warnings on tv/etc. Belt up was a massive ad campaign and if it was the "law" as it is, why the millions spent on adverts if they don't work as you are guessing?

    So you think a piece of text at the bottom of an advert will make them think 'Hang about, can I afford this?' - Nonsense.
    Again, looking for facts and figures. Personal evidence can be made up.
    Yup, they were on TV, to advise of the fines for not buckling up. Same as the drink driver adverts.
    Yup I do
    Yes stuff can be made up but please don't tell me that these warnings have zero effect as you are clearly impling.
    Thanks for agreeing re fines/adverts on tv reminding people their priorities so adverts do work, 

    I never said they did work, just what they were they for. Even more so in this day and age where people don't watch live TV and consume media via Netflix/Prime etc.
    I do believe these warnings regarding gambling/smoking have zero effect. Prove to me otherwise through facts and figures.
  • diystarter7
    diystarter7 Posts: 5,202 Forumite
    1,000 Posts First Anniversary Name Dropper
    You never said you was not looking for "personal evidence." It is factual and demonstrates that warns etc worked.


    So re "common sense" how do you explain those that spend too much on items they can ill afford to spend money on? What happened to "common sense" there?

    seat belts may be the law but you still get warnings on tv/etc. Belt up was a massive ad campaign and if it was the "law" as it is, why the millions spent on adverts if they don't work as you are guessing?

    So you think a piece of text at the bottom of an advert will make them think 'Hang about, can I afford this?' - Nonsense.
    Again, looking for facts and figures. Personal evidence can be made up.
    Yup, they were on TV, to advise of the fines for not buckling up. Same as the drink driver adverts.
    Yup I do
    Yes stuff can be made up but please don't tell me that these warnings have zero effect as you are clearly impling.
    Thanks for agreeing re fines/adverts on tv reminding people their priorities so adverts do work, 

    I never said they did work, just what they were they for. Even more so in this day and age where people don't watch live TV and consume media via Netflix/Prime etc.
    I do believe these warnings regarding gambling/smoking have zero effect. Prove to me otherwise through facts and figures.
    Your posting as per the previous post read as they did and they do.
    "Prove" -  you can prove to me they don't work in 100% of the cases as I've already supplied proof that I have not something from the press etc that is normally wrong but from personal experiences and that of others as per my posts.

    You clearly stated re seat belts and advertising, so you proved to yourself it worked.

    I have nothing more to add and if you feel that adverts don't work but you did post re seat belt adverts, I have nothing more to add as I'm satisfied that they do hence the millions spent on them and I'm happy with that and will be happier as soon as we get adverts warning people about Christmas spending/presents not to spend more than they can afford.

    Thanks for the interactions.


  • powerful_Rogue
    powerful_Rogue Posts: 8,363 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 November 2022 at 9:52PM
    You never said you was not looking for "personal evidence." It is factual and demonstrates that warns etc worked.


    So re "common sense" how do you explain those that spend too much on items they can ill afford to spend money on? What happened to "common sense" there?

    seat belts may be the law but you still get warnings on tv/etc. Belt up was a massive ad campaign and if it was the "law" as it is, why the millions spent on adverts if they don't work as you are guessing?

    So you think a piece of text at the bottom of an advert will make them think 'Hang about, can I afford this?' - Nonsense.
    Again, looking for facts and figures. Personal evidence can be made up.
    Yup, they were on TV, to advise of the fines for not buckling up. Same as the drink driver adverts.
    Yup I do
    Yes stuff can be made up but please don't tell me that these warnings have zero effect as you are clearly impling.
    Thanks for agreeing re fines/adverts on tv reminding people their priorities so adverts do work, 

    I never said they did work, just what they were they for. Even more so in this day and age where people don't watch live TV and consume media via Netflix/Prime etc.
    I do believe these warnings regarding gambling/smoking have zero effect. Prove to me otherwise through facts and figures.
    Your posting as per the previous post read as they did and they do.
    "Prove" -  you can prove to me they don't work in 100% of the cases as I've already supplied proof that I have not something from the press etc that is normally wrong but from personal experiences and that of others as per my posts.

    You clearly stated re seat belts and advertising, so you proved to yourself it worked.

    I have nothing more to add and if you feel that adverts don't work but you did post re seat belt adverts, I have nothing more to add as I'm satisfied that they do hence the millions spent on them and I'm happy with that and will be happier as soon as we get adverts warning people about Christmas spending/presents not to spend more than they can afford.

    Thanks for the interactions.



    You can't ask someone to prove a negative. That doesn't work. You're claiming they do, so prove the positive with facts and figures.
    If you want me to counteract yours, I know people that saw the don't drink/don't smoke and went out a bought a litre of whiskey and 20 lambert and butler each.
    Seat belts/drink driving are both legislative acts, so have no bearing on this.
    So by your logic, why stop at Christmas? Why not have warnings on every advert?
    Jeez, can't believe people need warning not to spend money they don't have.
  • How about targeting black Friday, Boxing day sales, Easter eggs in January, valentine's day, holiday companies who do low deposit and instalments for holidays and whatever else.

    Loans / payday loans list the APR, as do mortgages with the additional note of your home will be at risk if you fail to make the repayments. Doesn't stop people taking them out or falling behind when circumstances change.

    Can't imagine people reading something written small at the bottom of an advert saying only buy what you can afford.

    All it takes is a relationship breakdown, death of a partner, loss of job and overnight income suddenly drops. 

    If it means this much to you, start a well written petition. Stand outside toy / department stores with a sign telling people not to spend more than they can afford. Try engaging people in real life and see what results you get.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • diystarter7
    diystarter7 Posts: 5,202 Forumite
    1,000 Posts First Anniversary Name Dropper
    How about targeting black Friday, Boxing day sales, Easter eggs in January, valentine's day, holiday companies who do low deposit and instalments for holidays and whatever else.

    Loans / payday loans list the APR, as do mortgages with the additional note of your home will be at risk if you fail to make the repayments. Doesn't stop people taking them out or falling behind when circumstances change.

    Can't imagine people reading something written small at the bottom of an advert saying only buy what you can afford.

    All it takes is a relationship breakdown, death of a partner, loss of job and overnight income suddenly drops. 

    If it means this much to you, start a well written petition. Stand outside toy / department stores with a sign telling people not to spend more than they can afford. Try engaging people in real life and see what results you get.
    Great idea but better still as per an earlier post of mine, along with adverts, better education re money management at school along with helath impacts if you have too much of something and little exercise.

    If we all gave up feeling we won't get a hundred percent result we might as well do noting.

    Slightly different but I recall so-called experts on news shows saying we/uk could never be locked down like what was happening in China and look what happened - new rules/guidance and loads of adverts etc - worked to a great extent
  • sheramber
    sheramber Posts: 22,550 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 8 November 2022 at 12:27AM
    Why should it be down to schools.

    Where does parental responsibility come in your view of the world at large?

    my parents taught me to buy what I could afford and to budget for large outgoings. I was taught by example.

    I didn't need a tv warning not to spend more than I could afford.

    Why do we still have drunks ending up in hospital tying up staff  who could be putting their skills to better use, if tv warnings work. There have been plenty of drink aware warnings.

    We still have people using mobile phones while driving despite the tv warnings.

    People still tale chances at level crossings despite tv warnings about how dangerous it is.

    If people don't like what they are being told they dismiss it as rubbish,  or nothing to do with me, or nobody is going to tell me what to do.

    The government don't have enough money to pay for their outgoings as it is. 

    Where would you take money from to pay for tv warnings.?
  • Pollycat
    Pollycat Posts: 35,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Evidence is based on the fact that tens of millions is spent on government warnings and if not more.
    Personal evidence is since the warnings on alcohol, I, and some family and friends have cut back or stopped drinking and several ex-workmates stopped smoking, thanks.

    Several years ago on a team warm-up - question about  following instructions that could save your life/etc, almost 100% voted they did note and follow rules/warnings/etc and there were about 200 of us.

    Re how about "people using their common sense" I'll let you work that one out but can safely safe I have more than enough of it as do millions of others but many don't.

    In my judgment warnings etc are needed otherwise there would not be any but if you disagree I have nothing else to add.

    Evidence about seatbelts and how those in the back not belting up were a danger to those in front advertisement warnings. Since then  I tell those in the back inc adults to belt up.  Thanks.



    If - as you keep insisting - these warnings actually work, why do you have to tell those people in the back to 'belt up'.
    If the warnings worked, you wouldn't need to.
    Would you?

    Bad analogy, BTW.

    The 'belt up' campaign was based on safety.
    Not potential financial problems.


  • diystarter7
    diystarter7 Posts: 5,202 Forumite
    1,000 Posts First Anniversary Name Dropper
    Schools are part and parcel of ones education and no one can deny that

    Indeed, my parents too taught us good practice and I've posted about that several times on others threads. However, you can deny that there are many that have parents that can't look after their own responsibilities let alone the children and in this day and age there are millions who are from single-parent/split families that struggle due to some or many factors.

    Ask yourself why the government spends our money on adverts warning about "level crossings" smoking, gambling, etc etc and even crossing the road and take a flue jab and a covid jab etc etc along with seat belts, etc.

    Why do children go to school, I believe you know the answer as irs education, education and education

    Along with education and as mentioned by me via reminders in adverts as above items and more, you do get people changing for the better being safer and possibly not a burden on the taxpayers/state.

    Education goes a long to make people in to responsible adults or are you saying that schools should not teach children about how to mange life/home/finances/etc?


  • Pollycat
    Pollycat Posts: 35,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Schools are part and parcel of ones education and no one can deny that

    Indeed, my parents too taught us good practice and I've posted about that several times on others threads. However, you can deny that there are many that have parents that can't look after their own responsibilities let alone the children and in this day and age there are millions who are from single-parent/split families that struggle due to some or many factors.

    Ask yourself why the government spends our money on adverts warning about "level crossings" smoking, gambling, etc etc and even crossing the road and take a flue jab and a covid jab etc etc along with seat belts, etc.

    Why do children go to school, I believe you know the answer as irs education, education and education

    Along with education and as mentioned by me via reminders in adverts as above items and more, you do get people changing for the better being safer and possibly not a burden on the taxpayers/state.

    Education goes a long to make people in to responsible adults or are you saying that schools should not teach children about how to mange life/home/finances/etc?


    Education does go a long way to make people into responsible adults.
    I wasn't taught at school to manage life/home/finances/etc.
    But I and many people of the same age and even younger can manage not to be swept away by an advert showing the latest whatever.
    How did that happen?
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