We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Challenge to make an extra £10 a day in November 2022 ~ everyone welcome

Options
1181921232427

Comments

  • £6.70 today from P/fc  Still a bit more pending approval that I thought would clear today, but never mind, its like leaving it in a savings pot. LOL  Still hoping for a bit more tonight from CCs, but they seem to be slow lately as well. 
     November's target is looking hopeful
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Added $42 this week so just $90 short of my $300 target
  • Ooh congratulations @CMD79, that's a huge amount from TCB. You must have been saving that up for a while, or done some serious spending....lol. I only ever get little amounts from them. Maybe I'm not buying the right things...lol

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    CMD79 said:
    Another £1.02 to add from CCs. 
    Don't be disappointed @CMD79, that's a brilliant amount. 
    Thank you! What I didn't say yesterday because I was so upset, I found out yesterday that I'm not getting a bonus. Long story, but in August, my line manager confirmed that he had put me forward for the performance related bonus for going above and beyond.... I now know that it only applies once you have passed your probation (no information has ever been provided on this including on my contract) so it'd only be applicable for 1 month, and when the board were do to meet to sign off the bonus, someone was on....wait for it! ..... ANNUAL LEAVE! So they haven't been signed off to go into November's pay. So, my bonus will be a teeny tiny fraction of what I've been waiting for, and we won't get it for Christmas. I was relying on that to pay off the last bits of my credit cards where the interest has been applied etc so I can close the accounts. I cried myself to sleep last night. Literally, cried myself to sleep. I have to get these account closed because I can't stop myself from using the cards for silly things like I can't remember a pin number, so I'll stick my £3 car parking on a credit card that won't ask me for the pin! Then, I've done that, so I'll just stick the £20 fuel on it! 

    And I'm owed about £300 from various mystery shops that I did ages ago...  :s
    Hi @cmd79 so sorry to hear about this, and especially that you cried yourself to sleep xx

    I know it's so hard, but this journey is never a straight path - there are always things that put us off course, but we have to dust ourselves off, and get back onto it.  You really do have to look at how far you have come, and how well you have done xx  You are normally such a positive person, and you have inspired me with your enthusiasm and positivity, so don't let this curveball put your off your course.

    Hugs to you xx

    Thank you @holly_hobby I do feel much better today, though I have also started looking a new job! 
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    Added $42 this week so just $90 short of my $300 target
    Brilliant! Still 5 days to go!  <3 
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    Ooh congratulations @CMD79, that's a huge amount from TCB. You must have been saving that up for a while, or done some serious spending....lol. I only ever get little amounts from them. Maybe I'm not buying the right things...lol

    I've been sat on £13.50 in there ready to pay out for 2 weeks from little bits, but was waiting for a big one from Virgin for my broadband and mobile package which was about £180. It has been sat at confirmed since the beginning of the month, so I'm been hitting refreshing every hour for 3 weeks! I've got quite a bit still in pending too, so we'll see.... I'm still owed loads from other mystery shops.

    I also need to add £230 British Airways vouchers (which I'd forgotten all about, but just used for the husband's Christmas present!)

    £777.17 total  <3<3
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • CMD79 said:
    Ooooh! The tide has turned! Another £198.98 has arrived from Topcashback today! I bought Love2Shop vouchers with it so I can get my Christmas shopping. This has cheered me up! I don't need my bonus anyway when I can make £600 extra with this challenge every month!  :D

    £547.16  <3
    Good to see you sounding positive again :)
    Make £10 a day 2024
    Jan £193.68/£280
  • CMD79 said:
    CMD79 said:
    Another £1.02 to add from CCs. 
    Don't be disappointed @CMD79, that's a brilliant amount. 
    Thank you! What I didn't say yesterday because I was so upset, I found out yesterday that I'm not getting a bonus. Long story, but in August, my line manager confirmed that he had put me forward for the performance related bonus for going above and beyond.... I now know that it only applies once you have passed your probation (no information has ever been provided on this including on my contract) so it'd only be applicable for 1 month, and when the board were do to meet to sign off the bonus, someone was on....wait for it! ..... ANNUAL LEAVE! So they haven't been signed off to go into November's pay. So, my bonus will be a teeny tiny fraction of what I've been waiting for, and we won't get it for Christmas. I was relying on that to pay off the last bits of my credit cards where the interest has been applied etc so I can close the accounts. I cried myself to sleep last night. Literally, cried myself to sleep. I have to get these account closed because I can't stop myself from using the cards for silly things like I can't remember a pin number, so I'll stick my £3 car parking on a credit card that won't ask me for the pin! Then, I've done that, so I'll just stick the £20 fuel on it! 

    And I'm owed about £300 from various mystery shops that I did ages ago...  :s
    Hi @cmd79 so sorry to hear about this, and especially that you cried yourself to sleep xx

    I know it's so hard, but this journey is never a straight path - there are always things that put us off course, but we have to dust ourselves off, and get back onto it.  You really do have to look at how far you have come, and how well you have done xx  You are normally such a positive person, and you have inspired me with your enthusiasm and positivity, so don't let this curveball put your off your course.

    Hugs to you xx

    Thank you @holly_hobby I do feel much better today, though I have also started looking a new job! 
    Good to hear.  Was thinking - could you not have a word with your manager - after all he/she feels that you deserve the bonus - is there any chance is could be postponed until you have finished your probation?

    Make £10 a day 2024
    Jan £193.68/£280
  • jokono
    jokono Posts: 765 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    That's excellent news @CMD79, you're smashing this challenge!! I hope yor job search goes better than mine 🤣😭

    £42 from MB today

    Total £356.94/£300
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.