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Will estate agents do all the checks on seller before selling?

fitzykev
Posts: 199 Forumite


Will an estate agent do checks before selling a property on behalf of someone. If a seller needs to produce a grant of Probate will the estate agent check they are actually entitled to sell the property before going on the market?
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No. EAs are not legally qualified, nor do they know what's involved with the conveyancing process. It's down to the solicitors to check.Mortgage started 2020, aiming to clear 31/12/2029.4
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MovingForwards said:No. EAs are not legally qualified, nor do they know what's involved with the conveyancing process. It's down to the solicitors to check.0
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Wouldn't trust them further than I could throw one of them.
Artful:74 Bad back4 -
fitzykev said:MovingForwards said:No. EAs are not legally qualified, nor do they know what's involved with the conveyancing process. It's down to the solicitors to check.
You or your solicitor will satisfy yourself that you are happy to buy the property.1 -
theartfullodger said:Wouldn't trust them further than I could throw one of them.
Artful:74 Bad backI would imagine you are referring to the estate agent and not the solicitor.The vendor instructs the solicitor. The vendor can tell anything to the Estate agent, who will then repeat said information to you.The only person working for you in this process is your solicitor. Get them to do the work Get your solicitor to get any answers you want, in writing if you require.. Your solicitor should check. And get confirmation from the seller's solicitor that they have the right to sell the property.
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If I remember correctly, the OP is in Northern Ireland, which they may wish to flag up as processes may be different from the other home nations. But I think generally across the UK, estate agents are expected to make some basic checks that their new client appears to be entitled to sell the property. But (given how often properties go on the market prior to probate (or equivalent) having been granted) I don't think that means the vendor must have probate before they start marketing.
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Estate agents will usually have proof of identity that matches the owner showing on land registry. If the ownership differs they should ascertain why. Might be that someone got married and they have a marriage certificate on file as well.
After some well publicised cases of fraud, estate agents generally do enough to make sure the person selling the house has the right to do so.
The solicitors will be more thorough obviously1 -
JMA74 said:Estate agents will usually have proof of identity that matches the owner showing on land registry. If the ownership differs they should ascertain why. Might be that someone got married and they have a marriage certificate on file as well.
After some well publicised cases of fraud, estate agents generally do enough to make sure the person selling the house has the right to do so.
The solicitors will be more thorough obviously
Although the EAs Code of Conduct states that they should obtain title documents from Land Registry, they rarely do. So, they can't check the identity matches the owner on Land Registry. They just assume that the people selling the property are the owners, because it will be the responsibility of the solicitor to do the due diligence. Of course this isn't discovered until solicitors are instructed following an accepted offer.
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Tiglet2 said:JMA74 said:Estate agents will usually have proof of identity that matches the owner showing on land registry. If the ownership differs they should ascertain why. Might be that someone got married and they have a marriage certificate on file as well.
After some well publicised cases of fraud, estate agents generally do enough to make sure the person selling the house has the right to do so.
The solicitors will be more thorough obviously
Although the EAs Code of Conduct states that they should obtain title documents from Land Registry, they rarely do. So, they can't check the identity matches the owner on Land Registry. They just assume that the people selling the property are the owners, because it will be the responsibility of the solicitor to do the due diligence. Of course this isn't discovered until solicitors are instructed following an accepted offer.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
JMA74 said:Tiglet2 said:JMA74 said:Estate agents will usually have proof of identity that matches the owner showing on land registry. If the ownership differs they should ascertain why. Might be that someone got married and they have a marriage certificate on file as well.
After some well publicised cases of fraud, estate agents generally do enough to make sure the person selling the house has the right to do so.
The solicitors will be more thorough obviously
Although the EAs Code of Conduct states that they should obtain title documents from Land Registry, they rarely do. So, they can't check the identity matches the owner on Land Registry. They just assume that the people selling the property are the owners, because it will be the responsibility of the solicitor to do the due diligence. Of course this isn't discovered until solicitors are instructed following an accepted offer.
My son bought a property being sold by a man and his wife. The Estate Agent assumed they were the owners of the property. They probably did run ID checks, but they did not check the names on the title. If they had done that, they would have seen that the wife was on the title with her previous partner. This was a big corporate EA, so I have to conclude that generally EAs do not check that the title matches the ID of their clients.1
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