Trying to trace pension, having no luck

plank1273

Here is the full letter, I notice at the bottom it says 

Member of the Classic Financial Solutions (Network) Ltd

A FIMBRA Member

plank1273

Aunts just text me and the company name is wrong.

David & Aaron’s paperwork’s. Barking Essex

plank1273

Marcon said:

plank1273 said:

xylophone said:

I think they sold various packing materials and plastic bags, company name was “ David and Arrows Paperwork’s Ltd”

David and Aarons Paperworks Ltd?

Not according to the letter, letter says David and Arrows

 There was a David & Aarons Paperworks Ltd. The company was dissolved in 2021:/find-and-update.company-information.service.gov.uk/company/06999775 but it was only formed in August 2009, so that can't be where your relative worked in 1996

Original company was named after his two sons, owner died years ago. Two sons started up a new company using the same name.

plank1273

Marcon said:

plank1273 said:

JoeCrystal said:

Dang! I was so sure that I cracked the case. 🤔Maybe it is worth posting the whole letter hiding all the personal details. Maybe an old pension company name get mentioned and someone might know who took over the books of the old pension schemes. 

That should say Cornwell, not Cornwall (predictive text)

Will post full letter as soon as relative sends me a copy.

There's another possible way to track this down, albeit a bit long-winded. Suggest they apply online for

If you read the thread forums.moneysavingexpert.com/discussion/6267734/is-there-a-really-detailed-online-method-to-check-nics/p1 (sorry it's a long read - the posts aren't numbered so there's no easy way to signpost you to the relevant bits) you'll see why that might crack the case, IF the scheme was contracted out of SERPS. Even it wasn't, it should give the full and correct name of your relative's employer.

Thanks, the original company was shut down by Customs and Excise  when owner was  caught doing something dodgy.

One of the sons bought company name from companies house (as father long dead, sort of memory of him), but knows nothing about the previous company or it’s pensions.

xylophone

https://forums.moneysavingexpert.com/discussion/6131901/colonial-mutual-life-assurance-society-limited

Does your relative have the "illustrations"?

Is a policy number shown?

If so, is it worth contacting Aviva?

Is your relative approaching state pension age?

Has he obtained a state pension forecast?

https://www.gov.uk/check-state-pension

JoeCrystal

Also did your relative made any contributions as well? Can I say that well done for your relative to keep paperwork from 1996! You be surprised how many people don't bother!

Marcon

plank1273 said:

Marcon said:

plank1273 said:

JoeCrystal said:

Dang! I was so sure that I cracked the case. 🤔Maybe it is worth posting the whole letter hiding all the personal details. Maybe an old pension company name get mentioned and someone might know who took over the books of the old pension schemes. 

That should say Cornwell, not Cornwall (predictive text)

Will post full letter as soon as relative sends me a copy.

There's another possible way to track this down, albeit a bit long-winded. Suggest they apply online for

If you read the thread forums.moneysavingexpert.com/discussion/6267734/is-there-a-really-detailed-online-method-to-check-nics/p1 (sorry it's a long read - the posts aren't numbered so there's no easy way to signpost you to the relevant bits) you'll see why that might crack the case, IF the scheme was contracted out of SERPS. Even it wasn't, it should give the full and correct name of your relative's employer.

Thanks, the original company was shut down by Customs and Excise  when owner was  caught doing something dodgy.

One of the sons bought company name from companies house (as father long dead, sort of memory of him), but knows nothing about the previous company or it’s pensions.

plank1273 said:

Marcon said:

plank1273 said:

JoeCrystal said:

Dang! I was so sure that I cracked the case. 🤔Maybe it is worth posting the whole letter hiding all the personal details. Maybe an old pension company name get mentioned and someone might know who took over the books of the old pension schemes. 

That should say Cornwell, not Cornwall (predictive text)

Will post full letter as soon as relative sends me a copy.

There's another possible way to track this down, albeit a bit long-winded. Suggest they apply online for

If you read the thread forums.moneysavingexpert.com/discussion/6267734/is-there-a-really-detailed-online-method-to-check-nics/p1 (sorry it's a long read - the posts aren't numbered so there's no easy way to signpost you to the relevant bits) you'll see why that might crack the case, IF the scheme was contracted out of SERPS. Even it wasn't, it should give the full and correct name of your relative's employer.

Thanks, the original company was shut down by Customs and Excise  when owner was  caught doing something dodgy.

One of the sons bought company name from companies house (as father long dead, sort of memory of him), but knows nothing about the previous company or it’s pensions.

The original company was incorporated on 13 September 1977 and dissolved on 19 September 2006. Given those dates, it's well worth your aunt making a SAR (link in my previous post on this thread), since there is every chance the company's pension scheme would have been contracted out of SERPS.

plank1273

xylophone said:

Does your relative have the "illustrations"?

Is a policy number shown?

If so, is it worth contacting Aviva?

Is your relative approaching state pension age?

Has he obtained a state pension forecast?

JoeCrystal said:

Also did your relative made any contributions as well? Can I say that well done for your relative to keep paperwork from 1996! You be surprised how many people don't bother!

Thanks

He’s 75, bed bound with very very bad dementia, used to look after all finances, his wife has now had to take over finances, she found the letter while going through his stuff, she doesn’t know whether he took money out of it, whether there’s any thing in it or what. 

plank1273

xylophone said:

Does your relative have the "illustrations"?

Is a policy number shown?

If so, is it worth contacting Aviva?

Is your relative approaching state pension age?

Has he obtained a state pension forecast?

JoeCrystal said:

Also did your relative made any contributions as well? Can I say that well done for your relative to keep paperwork from 1996! You be surprised how many people don't bother!

Thanks

He’s 75, bed bound with very very bad dementia, used to look after all finances, his wife has now had to take over finances, she found the letter while going through his stuff, she doesn’t know whether he took money out of it, whether there’s any thing in it or what. 

She hasn’t found any other letters etc 

xylophone

It is possible that your uncle dealt with matters relating to this pension many years ago, perhaps  when he reached SPA (2012?).

Your aunt will have access to his statement of benefits from DWP (dated around March this year probably).

Is a Contracted Out Deduction shown?

Is he in receipt of pensions from any other source?