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We will get this debt down & the savings up
Comments
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@LittleMissDetermined ,, I've seen a woman on FB that I follow, talk about zip lock bags. You can buy silicone ones apparently, not just the plastic ones. I wouldn't use plastic ones unless I could reuse them.
@2Scratters, would be interested to know how much extra electric it costs you. Suppose it depends on its age, as newer ones are more energy friendly.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £600/£3000
.
Studies/surveys September £18.30
Decluttering items 1200/2025
Books read 17
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Ok....silly question....Has anyone ever tried microwaving breadcrumbed fish? Does it make it go all soggy? Just trying to save putting oven on just for fish.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £600/£3000
.
Studies/surveys September £18.30
Decluttering items 1200/2025
Books read 17
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
I think it would go soggy in a microwave unless you have one with a grill. Could you pan fry it to crisp it up? I always cook mine in the air fryer though.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Sun_Addict said:I think it would go soggy in a microwave unless you have one with a grill. Could you pan fry it to crisp it up? I always cook mine in the air fryer though.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £600/£3000
.
Studies/surveys September £18.30
Decluttering items 1200/2025
Books read 17
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
One of the things I am most looking forward to when we (finally) move is hopefully having space for an air fryer...!
I've just checked our second freezer energy use @2Scratters - it's a pretty standard undercounter one and although I'm not sure exactly what age it is, I know it's over 13 years old. At the moment it's pretty full and is using in the region of 0.6kWh per day.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
That's not bad energy use @EssexHebridean, especially as you say, it is 13 years old. Although having just worked that out, that is about £62 a year? Seems a lot when put like that. But if it saves money on the food bill, then its worth it.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £600/£3000
.
Studies/surveys September £18.30
Decluttering items 1200/2025
Books read 17
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
A fiver a month is definitely worth it to us - no question!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Thanks @EssexHebridean for the heads up on usage. Ours hasn't got a lot in it at the moment so that needs rectifying quickly it needs to earn its keep I'd better feed it with something.
As I am trying to future proof into retirement and really not loving my job anymore and needing the pennies to stash I need to be more on the ball.
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.0 -
2Scratters said:Thanks @EssexHebridean for the heads up on usage. Ours hasn't got a lot in it at the moment so that needs rectifying quickly it needs to earn its keep I'd better feed it with something.
As I am trying to future proof into retirement and really not loving my job anymore and needing the pennies to stash I need to be more on the ball.
2 Scratters xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28272 -
Just to say I am still here. Not posted for a bit as been a bit busy with family stuff but will be back soon with an update of how things are doing and hopefully a plan for the future. We have cheapo caravan holiday coming up in June, so hoping to start my major debt busting plan after that. There just seems to have been a few things lately that got in the way of savings pots and OP's on mortgage etc. Now that income is being increased in the summer, I think I should be able to formulate a better plan of how do get things sorted. I've started a better planner and a few lists, so fingers crossed. Even when I've made extra money on surveys etc, I've needed it for things.....ooh real life gets in the way sometimes....lol.
Hope you're all doing ok, and thanks for reading as usual. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £600/£3000
.
Studies/surveys September £18.30
Decluttering items 1200/2025
Books read 17
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4
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