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To much to deal with - help

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13

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  • Livelee
    Livelee Posts: 16 Forumite
    10 Posts
    Livelee said:

    This seems the most important now as just come to the house yesterday 


    This is for council tax recovery, they cannot force entry for this debt, they can enter through an unlocked door though, best advice is to not allow them entry, deal with them in writing only, as the demands they make can be overwhelming.

    It would be to your advantage to get some kind of payment arrangement up and running ASAP, if you cannot afford to pay this outright, as this is a priority debt, as I`m sure you are aware.

    They give you their payment details, pay what you can, when you can, regardless of what they may say, the quicker you can pay this off the better.

    They will be acting under a liability order, not a county court judgement, so nothing will appear on your credit file with regard to this.

    Before you make any arrangement to pay the council tax bill, does it relate to the property you left your ex in?  And for before or after you left?  Can someone confirm if the OP would be liable if they had left the property but the ex is resident?
    Good shout it was in both our names but I remember it was discounted it was for my home I left the ex and children In 
    I think it was £400 originally but my ex used to get all the letters and brake downs through her child benefits or housing support 

    But the weird but is now if you look at the letter it says Mr my name and Mr my name 
    Twice like she's been removed and I am liable 
  • Livelee
    Livelee Posts: 16 Forumite
    10 Posts
    I did find this on email 


  • Livelee
    Livelee Posts: 16 Forumite
    10 Posts
    edited 18 October 2022 at 12:48PM
    I had these 3 letters come Friday all in one envelope to my home address now where I live but no one knows I live here which is weird 

    I left the family home in June 2021 

    (Removed by Forum Team)
  • Livelee
    Livelee Posts: 16 Forumite
    10 Posts
    edited 18 October 2022 at 12:47PM
    2nd letter 

    (Removed by Forum Team)
  • Livelee
    Livelee Posts: 16 Forumite
    10 Posts
    edited 18 October 2022 at 12:47PM
    3rd letter 

    (Removed by Forum Team)
  • RAS
    RAS Posts: 35,573 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What dates did you live in the property?
    If you've have not made a mistake, you've made nothing
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Go through all your photos and edit the personal details out eg name, account number, mobile etc.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • You can do the edit with something as simple as a marker pen and re-take the photos. 
    MFW date 2nd Jan 2024 - task complete YAY!

  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    For council tax you're not liable for any debt accrued after the date you vacated, if someone is still resident in the house. If they're not then it becomes a lot more difficult and very situation specific.
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • sourcrates
    sourcrates Posts: 31,540 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    OP, you really need to edit out your personal details, such as names, phone numbers etc etc.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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