Top Easy Access acs Ranked: Top of The Pots - **No Chat**

soulsaver

Removed from 'for Smaller Balances' as no longer ToTP rates.

HSBC 3.50 % on up to £10k (27/04)no w/d in month or 1.30% Online Savings Account | Bonus Savings Account - HSBC UK

Newbury BS: Welcome to NBS 3.3%; EMA 3.5%. Max £3k & £4k respectively (20/03) Savings products | Newbury  But see below post.

ETA correct account..

soulsaver

Note NBS's EMA ac 3.75% wef 01/06 Ed
interest_rate_change_table_wef_1_june_2023_002.pdf (divio-media.com)

ForumUser7

housebuyer143 said:

soulsaver said:

Ford Money Flex Saver 3.75% wef 01/06 
 
See here: The Top Easy Access Savings Discussion Area - Page 1336 — MoneySavingExpert Forum Thanks @ForumUser7

This one is withdrawn now. 

"Ford Money Flex Saver 3.75% wef 01/06" (1st June) - new rate should be available/increased tomorrow @housebuyer143. Apologies @soulsaver if this verges on chat, just needs to be corrected here rather than on the other thread.

soulsaver

Now available on their webby:

Ford Flex Svr 3.75% (01/06) Flexible Savings Account - Easy access savings | Ford Money

soulsaver

Investec EA 3.82% £5k min (01/06) Online Flexi Saver from Investec | Instant Access Savings Account Thanks @jaypers

soulsaver

Hampshire Trust O/l EA (Issue 11) 3.82% Variable Rate Savings Accounts | Hampshire Trust Bank (HTB) Thanks @Bridlington1

gascar

Yes this IS the thread I meant to put this in!

This is a fixed rate, easy access if not "Easy Access" account, only different: 4.6%  13month (currently).

https://www.firstdirect.com/savings-and-investments/savings/fixed-rate-savings/

You have as many accounts as you like. If you want the money, you close the account and it costs you £100 flat. That's "easy" enough for me.

So if you put 40k in one, your £100 to access it is less than 3 weeks interest.

You get full interest up to the day you close the account.

That suits me, so I opened several, 20k, 20k, 40k, 80k, 120k, 200k.

So that's 480k, available easily,

for 0.125% of the total.

Plus, First Direct are ALWAYS open!

Bridlington1

gascar said:

Yes this IS the thread I meant to put this in!

This is a fixed rate, easy access if not "Easy Access" account, only different: 4.6%  13month (currently).

https://www.firstdirect.com/savings-and-investments/savings/fixed-rate-savings/

You have as many accounts as you like. If you want the money, you close the account and it costs you £100 flat. That's "easy" enough for me.

So if you put 40k in one, your £100 to access it is less than 3 weeks interest.

You get full interest up to the day you close the account.

That suits me, so I opened several, 20k, 20k, 40k, 80k, 120k, 200k.

So that's 480k, available easily,

for 0.125% of the total.

Plus, First Direct are ALWAYS open!

This is meant to be a no chat  thread on EA accounts only so would you mind posting this elsewhere? Preferably here:
https://forums.moneysavingexpert.com/discussion/6332491/the-top-fixed-interest-savings-discussion-area#latest

soulsaver

West Bromwich BS  3.85% Postal/Branch (01/06) Could be useful for some - but won't get a rank as can't be applied for/managed online. https://www.westbrom.co.uk/savings/easy-access/double-access-account-issue-2 

Ifts

Secure Trust Bank EA : 3.80 AER*   now  3.85AER*

Also received this text from STB today: 

Good news! The rate of your Access Account (Issue 7) will automatically increase to 3.78% gross pa / 3.85% AER on 3 June 2023.