NatWest broker rates going up from tomorrow (3rd Oct)

mose_2

Thanks hopefully get something this week

Hallion

mose_2 said:

Any news from anyone who applied on the Sunday? Week and a half and still nothing here. 

Still waiting here, starting to get nervous. 

K_S

I know its easier said than done but I wouldn't worry too much.

NatWest service levels have been atrocious since that weekend and they're currently taking up to 15 working days just to set up applications (which is probably the checkpoint which triggers the next step). So its probably the case that your applications are just sitting in a queue rather than anything else.

Hallion

Thanks @K_S, you are a star, this forum is very lucky to have you. 

mose_2

Any news anyone? Still nothing here. 

mose_2

Finally got my mortgage app number email today and link to upload docs. 

They are asking for 3 months payslips which is fine for my wife but I’m self employed so obv don’t have monthly docs only yearly SA, any idea what I should do? 

mi-key

mose_2 said:

Finally got my mortgage app number email today and link to upload docs. 

They are asking for 3 months payslips which is fine for my wife but I’m self employed so obv don’t have monthly docs only yearly SA, any idea what I should do? 

They will normally ask for the last 3 years tax returns as proof of monthly income.

K_S

mose_2 said:

Finally got my mortgage app number email today and link to upload docs. 

They are asking for 3 months payslips which is fine for my wife but I’m self employed so obv don’t have monthly docs only yearly SA, any idea what I should do? 

@mose_2 If you click on the packaging guide here https://www.intermediary.natwest.com/content/dam/natwest_com/Intermediary/PDFs/NWIS_Packaging_requirements.pdf and scroll down to your type of self-employment, it should show what the standard packaging requirement is. 

However, rather than uploading anything that hasn't been asked for, I would recommend asking NatWest to tell you what is needed so you only provide what is actually needed.

mose_2

Thanks I’ll ring them Monday to be sure it says sa100 and sa302

thriftypatos

Broker emailed us to confirm Desktop valuation was carried out yesterday. Hopefully that’s the final step ie they wouldn’t do that unless happy with every other aspect of the application?