November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
Ready, steady… save!
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“Another +£3 saved today. Go me!”
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Outstanding October's NSD Challenge!
Comments
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A NSD today.2026 decluttering: 11,975 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
2026 use up challenge: 1,098🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5000 -
Another one for me today please!LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60001
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Hi all! Finally got to NSD 8/16!! Halfway there
xx 4 -
5/10 for me now, as yesterday was another NSD!
£1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.2 -
Not checked in for a while, I've had another 3 NSD so 5/5 for me.
First time I've hit my target, now that I'm being more realistic and discounting grocery and petrol spends. I never counted direct debit and standing orders, but I tended to buy unnecessary things when food shopping, but I am getting a better handle on this 🤗.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)3 -
NSD today x2
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NSD #9 today please3
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Claiming another one early for me today, my target is in sight!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002 -
OctoberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAdeley 14/15beanielou 16/15
bekah89 9/15
cathybird 10/10
CMD79 8/16
Crazycatlady2 10/18
GeorgianaCavendish 9/15
hazeldreams 5/10
jammy dodger 11/20
Keedie 5/5
LittleMissDetermined 13/15
QueenJess 11/15
short bird 12/18
Newcomers welcome
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Hiya, thanks I previously missed this 🙈. I’m aiming for 15. I’ll update tonight on my total so far ☺️cathybird said:hi dizzytina
and welcome
I've added you to the list, best of luck with the challenge! Do you want to set a target for the month?
V 12500 B 8300 N 1900 Oct £51/£1553
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