Maths assistance requested.

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Would someone who can add up and subtract better than me, calculate this one for me please?
As per your old Maths teacher's instructions, please show your working out (so I'll hopefully learn for next time).
I currently have a 2 year fixed rate cash ISA in an account opened 24th April 2022 paying 1.6%.
Balance, give or take a couple of £'s, £38,000.0.
If I move before it matures, exit fee is loss of 180 days interest.
What fixed rate of interest do I need from another provider, to better this plus compensate for the 180 days loss of interest?
Many thanks.
As per your old Maths teacher's instructions, please show your working out (so I'll hopefully learn for next time).
I currently have a 2 year fixed rate cash ISA in an account opened 24th April 2022 paying 1.6%.
Balance, give or take a couple of £'s, £38,000.0.
If I move before it matures, exit fee is loss of 180 days interest.
What fixed rate of interest do I need from another provider, to better this plus compensate for the 180 days loss of interest?
Many thanks.
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Over the two years you'd earn 3.2% (ignoring compounding) - if you pulled out after 180 days (in about three weeks time), you'd effectively start again with your original balance and would need to earn that 3.2% in 1.5 years, so that would be an annual rate of about 2.13%.
If you switch now, you essentially lose the last 6 months of interest at 1.6%
But if your new account has a rate 1.6% higher you'd recover that penalty by next April. And all the extra interest after next April is what you'd gain by switching.