Virgin Money Cashback Retailers?

Penelopa.Pitstop

If you buy gift cards in store, they will track as any other purchase. I use these offers for buying gift cards and then using them later on daily shopping. I make a point of charging them with odd amounts like £249, so it looks like normal shopping.

WillPS

Penelopa.Pitstop said:

 I make a point of charging them with odd amounts like £249, so it looks like normal shopping.

I don't see what this safeguards against. It's perfectly possible to buy exactly whole amounts worth of groceries.

flykiller

For those that don't know , offers change every other Thursday.

These offers are also available from Barclaycard and NatWest. Any others?

EarthBoy

flykiller said:

These offers are also available from Barclaycard and NatWest. Any others?

Also Lloyds and Halifax.

TheBanker

flykiller said:

For those that don't know , offers change every other Thursday.

These offers are also available from Barclaycard and NatWest. Any others?

You can download an ap called Airtime Rewards and link your cards. They have a load of retailer cashback offers although you have to use the 'cash' as credit towards a mobile phone bill instead of getting actual cash. If the same retailer appears on your bank cashback scheme and Airtime rewards, you'll usually find that they both pay the cashback. I've made about £30 in the last year with no real effort. Their offers include things like 5% at Boots, 3% at Argos and 4.5% at Wilko. These are all ongoing offers, they don't chop and change as often as the bank schemes do. 

Topcashback also have a few instore cashback offers. Recently they had 5% cashback on a £35 spend at Waitrose. Natwest also had 5% cashback on a £30 spend at Waitrose. They both paid out for the same transaction resulting in me earning 10% cashback. There's also Nectar Connect which is similar for Nectar Card holders.

All of these schemes rely on you sharing your card data and spending details with a third party. I know not everyone will be comfortable with that but I'm happy to share my credit card details (not my bank account) and I've made some good cashback as a result. 

PS - should also mention Chase who pay 1% on most debit card spend (maximum £15 cashback per month). 

flykiller

Thanks for the reply guys.  Yes it's great when these offers are stackable with various cashback offers.  Don't forget Qpark too, which is from the Airtime rewards family. 

Penelopa.Pitstop

Sadly, I only can use supermarket cashback which is not so popular on bank apps or credit cards. I don't shop in other places, so always try to maximise cashback on Morrisons offers.

TheBanker

Penelopa.Pitstop said:

Sadly, I only can use supermarket cashback which is not so popular on bank apps or credit cards. I don't shop in other places, so always try to maximise cashback on Morrisons offers.

Natwest Rewards credit card pays 1% cashback on supermarket shopping. This is a feature of the card rather than a 'comes and goes' offer. The card has a fee but it's waived if you have a Natwest Rewards current account.

Santander's Edge debit card does the same (plus petrol, train tickets and certain Direct Debits) although there's an account fee so it won't be worth it unless you will generate enough cashback.

And as I mentioned, Chase pay 1% on most debit card spend (including supermarkets). 

Madison

I opened a Virgin current account to take advantage of a fixed-rate ISA and had no intention of using the CA.  They email me each month with details of cashback offers but everytime I try and activate it on the app, I get a message to say there's a problem at their end and to try later and this has been happening for over a month now.  I get cashback with Chase which is really straightforward albeit only up to £1500 per month.  Their customer service is abysmal and I'll be closing the account once the ISA term is up. 

easysaver

On redeeming my Barclays Blue Reward I saw an option to sign up to Barclays Cashback Rewards. I signed up and it looks like the same system as Virgin/RBS/NatWest. Maybe useful for some (e.g. cashback on your first spend, so if using Virgin on the first purchase use RBS next etc).