We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Keys not given at time of completion?

145791020

Comments

  • Adezoo
    Adezoo Posts: 127 Forumite
    100 Posts Second Anniversary Name Dropper
    user1977 said:
    The advice given to you in your similar thread from January might be helpful:

    https://forums.moneysavingexpert.com/discussion/6324280/completion-date-passed-but-nothing-happened/p1
    Ah but that was the OP
    This problem is apparently their "friend's" issue
    It’s a friend issue not mine, I would have done worse can’t lie 😂😂
  • Adezoo
    Adezoo Posts: 127 Forumite
    100 Posts Second Anniversary Name Dropper
    Adezoo said:
    Ultimately, even if the vendor said tenants gonna leave, why did they exchange before this actually happening?
    you might not be able to access the property freely ahead of completion, but waiting for the vendor to confirm tenants left and subsequently scheduling a last site visit in person to confirm exactly that sounds like the prudent thing to do.

    they jumped gun and completed without that and now inherited quite a problem it sounds.
    not sure reg breach of contract, but as much as you like to blame the vendor and solicitor, they should accept some responsibility too.


    probably indeed best to get a new property lawyer to assess if the completion can be reversed or how the tenants can be evicted
    The seller shouldn’t have said the property was vacant before completing. If they couldn’t ensure the people left they should have delayed the completion, and incur whatever fee. 
    I imagine the buyers will have happily cancelled the sale without penalty if they were told the tenants had no intention of leaving.
    I don’t think they would have been happy but they wouldn’t have mind waiting, at least they wouldn’t have started paying for a mortgage without being able to move in. 
  • housebuyer143
    housebuyer143 Posts: 4,284 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 18 September 2022 at 6:20PM
    Adezoo said:
    I don't see why a different solicitor is required - unless the current conveyancing one is truly incompetent ( in which case you escalate this )

    Folk often claim "My solicitor is useless!", when in fact they are doing exactly what they can and should do, but their client expects something more or different.

    Throw all the emotive talk aside, and your friends should look at their contract, as said repeatedly; was this supposed to be 'vacant possession'?

    If so, the seller is clearly in breach, and presumably bears the costs. 

    THAT'S the issue, surely, and nothing else?

    All this talk of the buyer becoming a landlord and having to evict 'their' new tenant :neutral:

    Ok, I am not a legal bod, but why should this be much different to it being the actual property OWNER refusing to move out, instead of their tenants? They are in breach of 'vacant possession', end of. So the buyer should be asking their solicitor what happens when there's such a breach?! They SURELY should know!

    If they really don't, then they are not a competent conveyancer, and I would personally be reporting them to whichever organisation oversees them, and also posting some accurate reviews to point out their lack of knowledge.

    If the conveyancer cannot HANDLE such cases - ie it's genuinely beyond their remit - then, fair do's, but they SHOULD be able to direct you on what you need to do.

    But, surely, this IS within their remit - THEY put the contract together, and this included 'vacant possession'. Ergo, seller in breach. 

    I don't see the buyer as having any responsibility here for what happened. Nor EITHER conveyancer. It's not any of these folks tasks to PHYSICALLY check the house is empty BEFORE completion. It just isn't.

    The seller is in breach. So, what happens when a seller is in breach?! That's it!

    The buyer shouldn't have to evict these tenants, any more than the buyer shouldn't have to evict the actual vendor if THEY had decided not to move out! 

    THE VENDOR IS IN BREACH! :smile:

    A Q - does such a breach actually mean that 'completion' has NOT occurred? 

    If it has, tho', then your friend should be checking their insurance cover, just in case it surely won't be a LL insurance cover :-(

    On that note, does their insurance include Legal Protection? If so, call them up and ask for guidance - who do they need to nail down to get this sorted? These situations must happen quite often.

    But, buyer is in breach!

    (I wonder if they'll claim, "They DID move out, but must have snuck back in..."! If they try anything like that, then the simple fact that the vendor did not hand over the keys should discount it.)

    The only folk responsible here are the vendors. 

    This is scary, tho'.


    Thank you. I don’t even understand the people on here saying they are the new landlord. But the property was supposed to be vacant and they now have to take another lawyer because the one they had can’t take responsibility? 
    It's because legally they are. The property is their legal property and the person in occupation has a tenancy agreement which is transferred to the new owner upon sale. They do not cease being tenants due to this mix up.
  • user1977
    user1977 Posts: 18,343 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Adezoo said:
    I don't see why a different solicitor is required - unless the current conveyancing one is truly incompetent ( in which case you escalate this )

    Folk often claim "My solicitor is useless!", when in fact they are doing exactly what they can and should do, but their client expects something more or different.

    Throw all the emotive talk aside, and your friends should look at their contract, as said repeatedly; was this supposed to be 'vacant possession'?

    If so, the seller is clearly in breach, and presumably bears the costs. 

    THAT'S the issue, surely, and nothing else?

    All this talk of the buyer becoming a landlord and having to evict 'their' new tenant :neutral:

    Ok, I am not a legal bod, but why should this be much different to it being the actual property OWNER refusing to move out, instead of their tenants? They are in breach of 'vacant possession', end of. So the buyer should be asking their solicitor what happens when there's such a breach?! They SURELY should know!

    If they really don't, then they are not a competent conveyancer, and I would personally be reporting them to whichever organisation oversees them, and also posting some accurate reviews to point out their lack of knowledge.

    If the conveyancer cannot HANDLE such cases - ie it's genuinely beyond their remit - then, fair do's, but they SHOULD be able to direct you on what you need to do.

    But, surely, this IS within their remit - THEY put the contract together, and this included 'vacant possession'. Ergo, seller in breach. 

    I don't see the buyer as having any responsibility here for what happened. Nor EITHER conveyancer. It's not any of these folks tasks to PHYSICALLY check the house is empty BEFORE completion. It just isn't.

    The seller is in breach. So, what happens when a seller is in breach?! That's it!

    The buyer shouldn't have to evict these tenants, any more than the buyer shouldn't have to evict the actual vendor if THEY had decided not to move out! 

    THE VENDOR IS IN BREACH! :smile:

    A Q - does such a breach actually mean that 'completion' has NOT occurred? 

    If it has, tho', then your friend should be checking their insurance cover, just in case it surely won't be a LL insurance cover :-(

    On that note, does their insurance include Legal Protection? If so, call them up and ask for guidance - who do they need to nail down to get this sorted? These situations must happen quite often.

    But, buyer is in breach!

    (I wonder if they'll claim, "They DID move out, but must have snuck back in..."! If they try anything like that, then the simple fact that the vendor did not hand over the keys should discount it.)

    The only folk responsible here are the vendors. 

    This is scary, tho'.
    I don’t even understand the people on here saying they are the new landlord.
    Does your friend understand it though? That's what matters. 

    Might be easier if they were posting here themselves.
  • Adezoo
    Adezoo Posts: 127 Forumite
    100 Posts Second Anniversary Name Dropper
    user1977 said:
    Adezoo said:
    I don't see why a different solicitor is required - unless the current conveyancing one is truly incompetent ( in which case you escalate this )

    Folk often claim "My solicitor is useless!", when in fact they are doing exactly what they can and should do, but their client expects something more or different.

    Throw all the emotive talk aside, and your friends should look at their contract, as said repeatedly; was this supposed to be 'vacant possession'?

    If so, the seller is clearly in breach, and presumably bears the costs. 

    THAT'S the issue, surely, and nothing else?

    All this talk of the buyer becoming a landlord and having to evict 'their' new tenant :neutral:

    Ok, I am not a legal bod, but why should this be much different to it being the actual property OWNER refusing to move out, instead of their tenants? They are in breach of 'vacant possession', end of. So the buyer should be asking their solicitor what happens when there's such a breach?! They SURELY should know!

    If they really don't, then they are not a competent conveyancer, and I would personally be reporting them to whichever organisation oversees them, and also posting some accurate reviews to point out their lack of knowledge.

    If the conveyancer cannot HANDLE such cases - ie it's genuinely beyond their remit - then, fair do's, but they SHOULD be able to direct you on what you need to do.

    But, surely, this IS within their remit - THEY put the contract together, and this included 'vacant possession'. Ergo, seller in breach. 

    I don't see the buyer as having any responsibility here for what happened. Nor EITHER conveyancer. It's not any of these folks tasks to PHYSICALLY check the house is empty BEFORE completion. It just isn't.

    The seller is in breach. So, what happens when a seller is in breach?! That's it!

    The buyer shouldn't have to evict these tenants, any more than the buyer shouldn't have to evict the actual vendor if THEY had decided not to move out! 

    THE VENDOR IS IN BREACH! :smile:

    A Q - does such a breach actually mean that 'completion' has NOT occurred? 

    If it has, tho', then your friend should be checking their insurance cover, just in case it surely won't be a LL insurance cover :-(

    On that note, does their insurance include Legal Protection? If so, call them up and ask for guidance - who do they need to nail down to get this sorted? These situations must happen quite often.

    But, buyer is in breach!

    (I wonder if they'll claim, "They DID move out, but must have snuck back in..."! If they try anything like that, then the simple fact that the vendor did not hand over the keys should discount it.)

    The only folk responsible here are the vendors. 

    This is scary, tho'.
    I don’t even understand the people on here saying they are the new landlord.
    Does your friend understand it though? That's what matters. 

    Might be easier if they were posting here themselves.
    They are going through that hard time, and I thought to ask for help from others who might know how to deal with situation like this. 
  • born_again
    born_again Posts: 21,410 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Interesting no one has mention "Mortgage Provider" Here.

    If it was for vacant possession. Then contacting them may help to put some pressure on. End of the day, they will not be happy as they have lent funds to someone who is not living in the house as they expect. Which maybe & most likely is a breach of the T/C of the mortgage.
    Life in the slow lane
  • lisyloo
    lisyloo Posts: 30,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Interesting no one has mention "Mortgage Provider" Here.

    If it was for vacant possession. Then contacting them may help to put some pressure on. End of the day, they will not be happy as they have lent funds to someone who is not living in the house as they expect. Which maybe & most likely is a breach of the T/C of the mortgage.
    Who do you think the mortgage company will put pressure on?
    im thinking the OPs friend.
  • sevenhills
    sevenhills Posts: 5,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It would be strange for a solicitor to ok the funds without the keys?
    Perhaps the solicitor saw a eviction notice instead?
    Surely the solicitor has some responsibility here.
  • user1977
    user1977 Posts: 18,343 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    It would be strange for a solicitor to ok the funds without the keys?
    Perhaps the solicitor saw a eviction notice instead?
    Surely the solicitor has some responsibility here.
    OP has said they were told vacant possession was being granted. I'm not sure what more you expect the buyer's solicitor to have done?
  • sevenhills
    sevenhills Posts: 5,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    user1977 said:
    It would be strange for a solicitor to ok the funds without the keys?
    Perhaps the solicitor saw a eviction notice instead?
    Surely the solicitor has some responsibility here.
    OP has said they were told vacant possession was being granted. I'm not sure what more you expect the buyer's solicitor to have done?
    The new owner cannot access his new property without the keys. If there were no keys someone should have arranged for a locksmith.
    Or it's quite possible that the OP is not telling us all the full story, as it's his friend.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.