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What Small Things Will You Do This Week?? 05/09/22

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
LBM 11/06/2010: DFD 30/04/2013
Total repaid: £10,490.31
Student loan repaid: 01/07/2019
SAVINGS: £20,000
Car final lump sum: £6113/£6113
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Comments

  • carrielovesfanta
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    Morning folks

    I hope I haven't cross-posted!

    Been feeling a bit tired and flat the last couple of days so I think I'm fighting something off. I'm better than I was but still a bit lethargic. I took it as a sign to rest over the weekend so I flopped about with my knitting and used my new multicooker a few times to cook a chicken and a gammon, and make some beef stock.

    Today's MSE things:
    :heart: WFH so no petrol spend for me
    :heart: OH noticed that the local Texaco garage is 5p cheaper than Asda (completely unheard of occurrence)
    :heart: Gym 1/3 (but my heart wasn't in it tbh)
    :heart: B/L/D from stores. I am trying to get back into eating a bit better. Lost my head in August. 
    :heart: Keep being extra careful with elec. Our usage is coming down.

    Spendy things:
    :warning: Petrol spend to gym and OH to work
    :warning: Therapist session today


    Other things:
    :cookie: Knitting and vegging out later

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
    Student loan repaid: 01/07/2019
    SAVINGS: £20,000
    Car final lump sum: £6113/£6113
  • twiggy86
    twiggy86 Posts: 2,193 Forumite
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    Morning all!

    I was off work last week so apparently that meant I disappeared from this forum - and slightly off the MSE bandwagon! But I'm back! So today I have/will:
    • Check banks 
    • Make lunch to take to work 
    • Drive on eco mode
    • Update spreadsheet with spends!!
    • Book hair appointment (will dye myself but needs a cut)
    • Make a couple of debt payments 
    • Dinner from stores 
    • Switch oven off at wall after using 
    • Wash hair and let dry naturally 
    • Crochet in front of the TV!
    Hmm short list so I'll have a think! 
    Starting again..
  • ziggy2407
    ziggy2407 Posts: 4,081 Forumite
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    Good Morning everyone

    Well it's been a crappy few weeks and I need to re-focus, so today's small things

    Check Bank & make PAD - Done 
    Swagbucks - Done
    Washing & Line dry - Done
    Shopping with list - Done
    Tidy fridge/freezer - Done
    Upload receipts -
    Enter a few comps - 
    Purge a few emails - 
    Read -  
    All meals from cupboards/fridge/freezer - 
    Check: PMP, WinaDinner, Freejackpot, Daali

    Have a good day! 

    C x 
    Goodreads 2024 Challenge: 32/80
    Goodreads 2023 Challenge: 77/52


  • carrielovesfanta
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    Just looking at your lists folks, reminds me, there's lots of little things that I bet we don't always think of. Remember @foxgloves used to write a really in-depth list every so often? 

    Maybe we can all add to a big list of tiny things!

    I'll start:
    *Using the little bathroom in daylight hours as it has a window
    *Turning off the hob and microwave (same plug) unless I'm using it
    *Only charging my laptop until it's full
    *Closing the curtains at dusk (was that one beloved of @Baileys_Babe or was it @PurpleFairy26?)
    *Keeping the lights off as long as possible
    *Making sure I turn the TV to standby if I leave the room briefly and off if I'm leaving for a longer time
    *Same with my work monitor
    *Using the radio (with rechargable batteries) instead of stereo or phone
    *Trying to do most of my laundry on ECO mode (20 deg)
    *Drying on the line as much as possible
    *Getting people to give me plant cuttings
    *Collecting seeds from gardens and wasteground
    *Turning off the kettle just before it fully boils
    *Not using the car for journeys under 2 miles (unless I really need to )
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
    Student loan repaid: 01/07/2019
    SAVINGS: £20,000
    Car final lump sum: £6113/£6113
  • DawnW
    DawnW Posts: 7,459 Forumite
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    Afternoon all :)
    Thanks for starting us off @carrielovesfanta :)
    Spent most of the morning at an old orchard that belongs to the college DD2 works at, which she and her OH have been renovating. Got a big bag of cooking apples, a small one of eaters and a pot of blackberries, Now need to find a way of storing the cookers - I have a load of old tights so I think I will knot each individual apple into those, and hang up. We took the dog with us, but he didn't seem to enjoy it much, just sat there anxiously wondering where each of us was when we disappeared temporarily behind a tree :D
    Had carrot and coriander soup I made a couple of days ago for lunch
    We had rain overnight, so did a bit in the garden. Picked some carrots, beans and tomatoes too. Must give the neighbour some tomatoes.
    Need to prep a load of beans and freeze most of them
    Check the fridge for anything that needs using up
    Better get on!

  • Baileys_Babe
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    How lovely to see so many familiar faces 🤗 It is good to see this thread is still going.


    *Closing the curtains at dusk (was that one beloved of @Baileys_Babe or was it @PurpleFairy26?)

    I definitely do this, but it is quite likely @PurpleFairy26 did as well.

    Earlier in the year, @foxgloves posted an energy audit list on her diary which was thought provoking.



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  • twiggy86
    twiggy86 Posts: 2,193 Forumite
    First Anniversary Name Dropper First Post
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    Morning all!

    • Check banks 
    • Check pin for CC as they've offered me cashback on spends so I'll start using that (and obviously paying in full!) rather than my debit card 
    • Download audiobook on BorrowB0x 
    • Wash duvet cover only (pooch had a little accident on the spare bed!!!)
    • Make lunch to take to work 
    • Drive on eco mode
    • Make a couple of debt payments 
    • Charge battery pack at work 
    • Hang duvet cover over banister 
    • OH's dinner from stores 
    • Switch oven off at wall after using
    • Out for dinner with a friend but not drinking 
    That's everything I can think of for now. Hope everyone has a good day! 
    Twigs 
    Starting again..
  • carrielovesfanta
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    Morning folks

    We had some good lightning last night which was cool. Less impressed with OH who turned his nose up at his dinner so it went in the bin :neutral:

    MSE things today:
    :heart: B/L/D from stores
    :heart: Keep an eye on elec usage
    :heart: Try to get a lift home with colleague

    Spendy things
    :warning: Working in the office so petrol spend

    Other:
    :cookie: OH to do the housework

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
    Student loan repaid: 01/07/2019
    SAVINGS: £20,000
    Car final lump sum: £6113/£6113
  • ziggy2407
    ziggy2407 Posts: 4,081 Forumite
    Photogenic Name Dropper First Post First Anniversary
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    Good Afternoon

    Lazy start to my day but today's small things 

    Check Bank & make PAD - Done 
    Swagbucks - Done
    Stew in SC - Done
    Enter a few comps - 
    Purge a few emails - 
    Read -  
    All meals from cupboards/fridge/freezer - 
    Check: PMP, WinaDinner, Freejackpot, Daali

    Have a good day! 

    C x 
    Goodreads 2024 Challenge: 32/80
    Goodreads 2023 Challenge: 77/52


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