We all tend to be money minded on here.

RG2015

sevenhills said:

artyboy said:

Given a US pint is only 16 fluid oz, plus the pretty much required practise of tipping a dollar a drink

Do moneysavingexperts tip, surely not.

It’s not mandatory for moneysavingexperts to be stingy.

adindas

RG2015 said:

sevenhills said:

artyboy said:

Given a US pint is only 16 fluid oz, plus the pretty much required practise of tipping a dollar a drink

Do moneysavingexperts tip, surely not.

It’s not mandatory for moneysavingexperts to be stingy.

Exactly especially to be stingy to yourself.

People could easily alive and healthy by just having one meal a day, like Romans did in the early day.

https://www.smithsonianmag.com/smart-news/mostly-old-and-ill-ate-breakfast-until-rise-working-man-180954041/

In addition people could Walk or cycle everyday. Have cold shower instead of runny hot water.

Never go out for meal or having a pint in a Pub or bar. Buy ready meals  from supermarket, buy beer from the supermarket, etc etc ...

55ryan

an interesting thread. 

i have two examples of people i know.

neighbours both 51, she part time at home, he unemployed all the 5 years we have known them. 2 cars, bought house worth 330k. you wonder how they do it. more recently via another neighbour we found out. he was made redundant high profile job got 870k redundancy. bought house outright, invests in stock market etc. in effect he retired at 44.

a friend, just a barber in a small village, drove a jag, personal number plate, lived in 5 bedroom 950k house. constant holidays. doesn't compute. i found out though he was made bankrupt last year. no mention of it to anyone of course and now seems to be living the same life off of a new 'rich' girlfriend. to anyone else though he is successful. 

as for me, no debts, 1 job, 1 pension taken early, doing ok. account for every penny, but do like top restaurants paying over the odds.   

thought it was an interesting one to share how we perceive people and what the reality is behind the curtains good or bad.   

anotheruser

Thumbs_Up said:

I know someone who earns a modest salary 35k – never ever checks his wage slips...

35K is modest?

sevenhills

Exodi said:

To be honest (and I'll undoubtedly upset some people saying this), I consider it a tax on the poor and those bad at maths.

This is a money saving forum, no-one should realistically be playing the lottery any more than they should be going into their local casino and putting money on a roulette table. Despite the RTP (Return To Player) being considerably higher (over double) for the latter, there is a social stigma against portraying the lottery as gambling - perhaps because they donate to good causes?

I do the lottery, I consider it a donation with a chance of winning.
I generally don't gamble, not even a raffle ticket.
I do Litter Lotto, that is free. I am poor and I do like to be productive, but winning a large sum would be great.
I have won £130 on Litter Lotto since December 2021, all free money.

Thumbs_Up

anotheruser said:

Thumbs_Up said:

I know someone who earns a modest salary 35k – never ever checks his wage slips...

35K is modest?

I did answer that point previously - “Subjective – depends who you ask”

What we need to ask is How do family’s afford homes in London and the south east region's for eg.

Exodi

sevenhills said:

Exodi said:

To be honest (and I'll undoubtedly upset some people saying this), I consider it a tax on the poor and those bad at maths.

This is a money saving forum, no-one should realistically be playing the lottery any more than they should be going into their local casino and putting money on a roulette table. Despite the RTP (Return To Player) being considerably higher (over double) for the latter, there is a social stigma against portraying the lottery as gambling - perhaps because they donate to good causes?

I do the lottery, I consider it a donation with a chance of winning.
I generally don't gamble, not even a raffle ticket.
I do Litter Lotto, that is free. I am poor and I do like to be productive, but winning a large sum would be great.
I have won £130 on Litter Lotto since December 2021, all free money.

The average percentage return from ticket sales is about 50%, with about 25% going to 'good causes' and the rest split between the government, retailer comission and Camelot.

Instead of spending £1 on the lottery, which on average returns 50p and gives 25p to charity, you could just as well walk into a casino put 53p on one number of a roulette table, which on average returns 50p, still donate 25p to a charity of your choice, but pocket the other 22p as a reward for your savviness. This still wouldn't be good money saving advice however!

I've never heard of Litter Lotto though, if it's free and you're making money on it, that certainly fits in with the MSE ethos - but I'd say paying for lottery tickets certainly doesn't!

MovingForwards

@Exodi I read 'litter lotto' as being discarded lotto tickets they'd found and some had won, hence free money.

Exodi

MovingForwards said:

@Exodi I read 'litter lotto' as being discarded lotto tickets they'd found and some had won, hence free money.

It appears to be some form of app - https://www.litterlotto.com/

I also read "I consider it a donation" as them paying to play also - but all assumptions of course.

The litterlotto thing seems pretty cool, I won't lie!