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We all tend to be money minded on here.

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  • Thumbs_Up
    Thumbs_Up Posts: 965 Forumite
    500 Posts First Anniversary Name Dropper Photogenic
    edited 4 September 2022 at 4:17PM
    What is the point of this.........

    I have a interest in human psychology, for eg, why is your profile named after a tv children’s show? Or the last comment you made was on 27th August, so must ask why bother to make a comment now? Why did you get thumbs_up? The mind boggles.




  •  I don't check how much my beer costs, I go into the pubs that I enjoy, the price of the beer is not important.

    Fine, this is applicable to you. I’m sure their are people who may visit London’s Soho pub’s and club’s who probably wouldn’t share your view.   




  • Rich1976
    Rich1976 Posts: 700 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thumbs_Up said:

    I know someone who earns a modest salary 35k – never ever checks his wage slips, 100k cash in 0.1% bank account, never ever cashes his dividend checks £2.50 here and there - ongoing for 10 years! Spends £5.50 on pints of beer. Gets a whim, buys a telescope for £300, looks in the peep hole once, gets bored and throws it away. I could go on.

    Now, my critics on here will ask “what’s the point of this post” My answer would be - it’s just goes to show we are all not programmed the same!

    Oh, his good point is he put's 50% of his salary towards a pension.  

     






    Is 35k a modest salary?

    if that’s how your friend choose to live his life that’s his concern. People should be allowed to live as they wish. He earnt his money so should use it as he pleases whether we see it as wasteful or not .
    I don’t object to paying £5.50 for a pint of beer or £8.50 for a glass of wine as it’s not a regular thing. I’ll pay 3.50 for a coffee more frequently but then I ensure I save quite a bit each month and our bills are low.

  • I’m watching Man U v Arsenal at a local bar in Boston MA and paying $3 a pint for Carlsberg.
    “So we beat on, boats against the current, borne back ceaselessly into the past.”
  • Brie
    Brie Posts: 15,575 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 4 September 2022 at 4:35PM
    Rich1976 said:
    Is 35k a modest salary?

    I don’t object to paying £5.50 for a pint of beer or £8.50 for a glass of wine as it’s not a regular thing. I’ll pay 3.50 for a coffee more frequently but then I ensure I save quite a bit each month and our bills are low.
    I would love to have a "35k modest salary"!!  If I made that much I might not object to paying for overpriced beer and wine.  As it is being charged £8.50 for a glass of wine makes me squeak out loud!
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 September 2022 at 12:09AM
    Brie said:
    Thumbs_Up said:

    I know someone who earns a modest salary 35k – never ever checks his wage slips, 100k cash in 0.1% bank account, never ever cashes his dividend checks £2.50 here and there - ongoing for 10 years! Spends £5.50 on pints of beer. Gets a whim, buys a telescope for £300, looks in the peep hole once, gets bored and throws it away. I could go on.

    Now, my critics on here will ask “what’s the point of this post” My answer would be - it’s just goes to show we are all not programmed the same!

    Oh, his good point is he put's 50% of his salary towards a pension.  

    I think we all know people like this. 

    I've got a good friend who's worked in finance all his life so knows all the important stuff about banks, savings, mortgages, pensions.  He's currently unemployed (very long story) and has just sold his parent's home following their deaths several years back (even longer story).  So of course he is spending it all.  3 cruises so far this year and another 4 in the coming 6 months.  Any travel is, of course, not economy, it's at a minimum business class as "that's better value".  

    Lives in a rented flat stuffed with things he doesn't need that he bought online on a whim and, until the house sold, had tons of debt.  Just can't accept that he shouldn't be living a champagne lifestyle.
    People should enjoy live as live is short. But people should not be living beyond their mean as this will put one's live in trouble.
    Did you introduce him to MSE?

  • Rich1976 said:

    if that’s how your friend choose to live his life that’s his concern. People should be allowed to live as they wish. He earnt his money so should use it as he pleases whether we see it as wasteful or not .


    Funny enough, that’s what he tells me – and to butt out.


    Rich1976 said:
    Is 35k a modest salary?


    Subjective – depends who you ask.





  • Beddie
    Beddie Posts: 1,025 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You make a valid point - that people have different attitudes to money. And it's often said that it's hard to understand how others spend their money. I'd come out in a sweat if I paid more than a fiver for a pint. Only £2.10 in the local Wetherspoons! But I know people who would never frequent there on principle and need to be "seen" somewhere more exclusive. The attitude of spending money to try and impress others (who won't be) left me a long time ago.
  • I’m watching Man U v Arsenal at a local bar in Boston MA and paying $3 a pint for Carlsberg.
    Enjoy the match, enjoy your beer! Greetings from England.


  • Beddie said:
    You make a valid point -

    Well, thank you! I’ll have to sit down for a bit now. Unfortunately, some people on here don’t read or understand, and go on the defensive. I’ve notice the usual suspects haven’t yet made comment – the reason this thread is still running ....... :p




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