November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Splendid September's NSD Challenge!
Comments
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.3 -
Not one today as the kids have been eating their socks again (they all have holes) and we are low on duck food.2026 decluttering: 820 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
2026 use up challenge: 244🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3001 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Adeley 25/25
beanielou 23/15
bekah89 13/15
cathybird 16/15
CMD79 17/15
craftingmad 10
Crazycatlady2 15/18
Doris17 3/15
GeorgianaCavendish 16/15
hazeldreams 7/10
Honeysucklelou2 10
jammy dodger 19/20
Keedie 1/10
LittleMissDetermined 20/13
Money Choices 10
QueenJess 20/17
Saver-upper 6/15
short bird 15/18
sunshine raincloud
Tahlullah.H 10
Newcomers welcome
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Well done Adeley, GeorgianaCavendish, LittleMissDetermined, bekah89 and beanie
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I'm committing early to today!
17/15 please!
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NSD today xx2
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...October targetsAdeley 15beanielou 15 bekah89 cathybird 10 CMD79 Crazycatlady2 GeorgianaCavendish 15 hazeldreams jammy dodger Keedie LittleMissDetermined 15 QueenJess Saver-upper short bird
Newcomers welcome
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15 for me xx2
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Not today and that's it for the month as I will have spends tomorrow and Friday.
Could I please go for 15 NSDs in October please @cathybird ?2 -
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4520/£60002
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