November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Splendid September's NSD Challenge!
Comments
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NSD today xx2
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Hello! One more for me - 16/15
Thank you xx2 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
September targets
Adeley 22/25beanielou 21/15
bekah89 11/15
cathybird 15/15
CMD79 16/15
craftingmad 10 Crazycatlady2 15/18
Doris17 3/15
GeorgianaCavendish 14/15
hazeldreams 7/10
Honeysucklelou2 10 jammy dodger 18/20
Keedie 1/10
LittleMissDetermined 18/13
Money Choices 10 QueenJess 18/17
Saver-upper 6/15
short bird 14/18
sunshine raincloud Tahlullah.H 10
Newcomers welcome
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I’ve no idea when I last posted but see I was on 15/18. I’m confident I might have already been that but will definitely by month end anyway2
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Another NSD for me today.2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
Well done LittleMissDetermined, Adeley, CMD79 and QueenJess3
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#13 on Friday and #14 yesterday - fingers crossed for today!3
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Claiming another one today, I am on the last limp to pay day!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
18/20 for me today thanks cathybird x3
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One yesterday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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