November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Splendid September's NSD Challenge!
Comments
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Another NSD today.2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5004 -
NSD 13/15
I'm getting the hang of this lads!
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SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Adeley 15/25
beanielou 13/15
bekah89 7/15
cathybird 10/15
CMD79 13/15
craftingmad 10
Crazycatlady2 15/18
Doris17 3/15
GeorgianaCavendish 8/15
hazeldreams 6/10
Honeysucklelou2 10
jammy dodger 8/20
Keedie 10
LittleMissDetermined 12/13
Money Choices 10
QueenJess 12/17
Saver-upper 5/15
short bird 9/18
sunshine raincloud
Tahlullah.H 10
Newcomers welcome
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Well done short bird, beanie, QueenJess and CMD79
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NSD today xx3
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One for yesterdayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20234 -
Not one today, finally going shopping! 😊😊Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713
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Nearly was a spendy day for me today after the A key on my laptop stopped working
I thought I was going to have to take it to the repair shop up the road but I prised the key off the keyboard and there was a bit of gubbins underneath so cleaned that out and managed to manoevre the key back on, which was very tricky, I kept dropping the tiny fiddly plastic bits that go underneath the key, and it wasn't great for my blood pressure, but it did work. Crisis averted! 
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Think I’ve spent twice so should be on 15. Trying really hard to stick to essential only spending this month4
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Still on 6/10 NSDs for various reasons. Can’t see any need to spend tomorrow or Monday so fingers crossed I’ll be reporting 2 NSDs on the bounce!£1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.2
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