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How long for Solicitor to receive mortgage offer?

2

Comments

  • @user1977 Now Friday and solicitor still has nothing...
    Why do solicitors need to have hard copies in the post? Surely in this day and age it gets emailed instantly or they pull it off the portal? With any hard copies being printed when required?
  • Sophie4120
    Sophie4120 Posts: 123 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    We had a Nationwide offer the other week - our solicitor saw the details before we did and was able to download the details on the day. We had to wait for our copy to come in the post!
  • @Sophie4120 Did you ask Nationwide not to send email copies? And was the offer available on the online mortgage tracker if you went direct? 
  • Snookie12cat
    Snookie12cat Posts: 805 Forumite
    500 Posts Third Anniversary Name Dropper
    edited 21 August 2022 at 8:01AM
    My lender posted the offer to my solicitor - then I had to have it posted to me to sign it. Some lenders are stuck in the past - mine had me print out PDFs of my payslips and post them as "originals".
    You are also expecting the buyers solicitor to have notified yours instantly that they got it, when in reality they will probably sit on it for a few days.

    Do not panic - the buyer is not likely to be lying to you and you will hear in due course. 
  • Hi @Snookie12cat What Lender was that? 
  • @Sophie4120 Did you ask Nationwide not to send email copies? And was the offer available on the online mortgage tracker if you went direct? 
    We would have preferred email copies, but we weren't given the option! We also went direct, and do not have access to any type of online mortgage tracker. 
  • Hi @Snookie12cat What Lender was that? 
    That was Skipton. Great lender, just stuck in the past.
  • @Snookie12cat This is with Nationwide and they do have an online portal and they do email copies as far as I'm aware which is why I'm concerned. 
  • Was wondering if you could share your experiences. 

    How long did it take after you received confirmation that your mortgage had been approved for your solicitor to receive a copy of the mortgage offer?

    We were notified our buyers mortgage was approved a couple of days ago but still waiting for the solicitor to receive a copy.

    The solicitors are on the panel for this lender and the lender uses the lenders exchange so it should be a straight forward download.
    I don't think you need to worry.. If the buyer says they have it, they probably have it. If nothing has been heard in 2 weeks, then assume something is off.

    This is the first stage of house buying/selling and it gets a hell of a lot more frustrating and stressful from here. Try to calm down and not overthink things, it will save your sanity. 
    If the buyer is communicating as expected then you almost certainly have nothing to worry about.
  • @housebuyer143 We aren't at the start this is 4 months down the line having waited 9 weeks for the buyers mortgage offer.  All enquiries are complete and we're ready to exchange
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