November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Awesome August's NSD Challenge!
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I've had a spendy weekend!
But I made it through today okay 4/152 -
AugustOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
August targets
Adeley 5/10
beanielou 9/15
bekah89 5/15
cathybird 7/15
CMD79 4/15
Crazycatlady2 7/15
GeorgianaCavendish 6/10
Honeysucklelou2 10
jammy dodger 6/15
Keedie 2/10
LittleMissDetermined 5/10
QueenJess 1/12
Saver-upper 3/10
short bird 2/15
sunshine raincloud 2/8
Tahlullah.H 5/15
Newcomers welcome
1 -
Saver-upper said:Can I join in?
I haven't been on MSE since they made big changes to it (12/18 months ago?), so am just finding my way around again. But I spent the weekend looking at my spending for this year, and, while it is not atrocious, I do need to really start thinking about where the money goes. Rejoining this thread for some accountability.
When I am playing, I don't count spending on bread,milk or diesel.
So far I have had 1 NSD this month. Apart from needing to buy milk, today will be a NSD also 🎉.
Thank you 🌻hi Saver-upper
and welcome
I've added you to the list, best of luck with the challenge! Would you like to set a target for the month or play it by ear for now? ...
1 -
Well done Crazycatlady2, LittleMissDetermined, short bird, GeorgianaCavendish, jammy dodger, Saver-upper, beanie and CMD79
Not one for me, had a bill to pay for an upcoming trip
1 -
One for yesterday and Sunday so on 5 nowMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
One more today, bringing me to #63
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One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Finally a NSD today, the first one 😳. Won’t be one tomorrow either as I have museum plans (hoping for good air con!). I think all my NSD days are going to be back end loaded as I try to make the best use of my last two weeks off work!2025 decluttering: 3,973🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 339🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Hi cathybird,cathybird said:Saver-upper said:Can I join in?
I haven't been on MSE since they made big changes to it (12/18 months ago?), so am just finding my way around again. But I spent the weekend looking at my spending for this year, and, while it is not atrocious, I do need to really start thinking about where the money goes. Rejoining this thread for some accountability.
When I am playing, I don't count spending on bread,milk or diesel.
So far I have had 1 NSD this month. Apart from needing to buy milk, today will be a NSD also 🎉.
Thank you 🌻hi Saver-upper and welcome
I've added you to the list, best of luck with the challenge! Would you like to set a target for the month or play it by ear for now? ...
I will aim for 10 NSDs, thank you.
Today is another NSD
=3/10SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500
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